Comparison

FiatFlex vs Payarc TouchPay

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

FiatFlex

Features
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FiatFlex - Modern Payment Processing for Merchants Accept cryptocurrency and traditional payments with ease. FiatFlex enables merchants to receive USDC payments that are automatically converted to EUR and transferred to your bank account. KEY FEATURES: - Crypto Payment Links Create instant payment links for USDC cryptocurrency payments. Your customers pay in crypto, you receive EUR in your bank account. - Automatic Conversion USDC payments are automatically converted to EUR through our licensed partners Bridge and Circle, with competitive exchange rates. - Weekly Bank Transfers Receive your earnings via SEPA bank transfer directly to your account. Fast, reliable, and secure. - Real-Time Analytics Track all payments, view transaction history, and monitor your business performance with our comprehensive dashboard. - Card Payment Support Accept in-person card payments through Stripe integration for customers who prefer traditional payment methods. - Full KYC/AML Compliance Enterprise-grade verification and compliance built-in, powered by Stripe and Bridge's regulatory frameworks. - Secure & Licensed All financial services provided by licensed partners: Stripe for payment processing, Bridge for crypto-to-fiat conversion, and Circle for USDC infrastructure. PERFECT FOR: β€’ E-commerce merchants β€’ Service providers β€’ Freelancers and consultants β€’ Small businesses β€’ Anyone wanting to accept cryptocurrency payments Get started in minutes with our streamlined onboarding process.

About

Payarc TouchPay

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TouchPay turns your iPhone into a simple point-of-sale solution for in-person payments. Merchants can log in, select which terminal to use on the phone, and enter an amount to start a sale. The app guides the merchant to present the iPhone for the customer to tap a contactless card or wallet and completes the transaction securely. After a successful payment, merchants can deliver a receipt via SMS or email and can void transactions when needed.

Screenshots

FiatFlex3 screens
Payarc TouchPay4 screens

Verdict

The call

The clearest difference is update cadence: FiatFlex at every 2 weeks against Payarc TouchPay's every 2 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

FiatFlex ships an update every 2 weeks, Payarc TouchPay every 2 months. The most recent releases landed on October 6, 2026 and October 3, 2026 respectively.

Scorecard1 real difference Β· 5 level
FiatFlex versus Payarc TouchPay: the parameters behind the verdict, then further details
ParameterFiatFlexPayarc TouchPay
PriceFreeFree
Update frequencyEvery 2 weeks β€” betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
DevicesiPhoneiPhone, iPad β€” better
Requires iOS16.4 β€” better16.9
Further details β€” not scored
Size85 MB51 MB
Age rating4+17+
DeveloperDIGISUBS AGENCYPAYARC LLC

In-app purchases

None

FiatFlex

No in-app purchases

None

Payarc TouchPay

No in-app purchases

Questions

Is FiatFlex free?
FiatFlex is free to download, with no in-app purchases.
Is Payarc TouchPay free?
Payarc TouchPay is free to download, with no in-app purchases.
Do FiatFlex or Payarc TouchPay have ads?
Neither FiatFlex nor Payarc TouchPay shows ads.
Which is updated more often, FiatFlex or Payarc TouchPay?
FiatFlex ships an update every 2 weeks, and Payarc TouchPay every 2 months. Most recently, FiatFlex was updated on October 6, 2026 and Payarc TouchPay on October 3, 2026.

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