Comparison

Greatiby vs Planmoni

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Greatiby

Manage your digital assets and Naira with this secure app. Buy, sell, and swap cryptocurrencies, create virtual cards for international payments, and pay bills. It offers fast registration and 24/7 support for Nigerian users.

Highlights
  • Buy, sell, and swap cryptocurrencies
  • Convert crypto to Naira
  • Create virtual USD cards
  • Pay bills and subscriptions
  • Withdraw directly to Nigerian bank accounts
  • Fast registration and verification
  • 24/7 in-app support
Features
Read full description

Greatiby is a secure and reliable crypto wallet built for Nigerians at home and abroad. Buy, sell, store, and manage your digital assets with ease, swap between cryptocurrencies or convert crypto to Naira at competitive rates, pay everyday bills, create virtual cards, and withdraw directly to your Nigerian bank account—all from one powerful app. With Freedom Swap, you can instantly exchange hundreds of cryptocurrencies through a fast, secure, and non-custodial experience. No wallet funding is required—simply swap and receive your preferred cryptocurrency with ease. Everything you need—crypto, Naira, payments, and spending—in one secure app. Whether you’re trading crypto, paying bills, sending money to loved ones, or making online purchases, Greatiby delivers a fast, secure, and seamless experience powered by trusted infrastructure and industry-standard security. Key Features • Fast Registration & Verification – Sign up with your Nigerian phone number, verify with OTP, and complete BVN/NIN verification in minutes to unlock additional services and higher transaction limits. • Multi-Asset Wallet – Securely store, send, receive, and manage supported cryptocurrencies and your Naira wallet with real-time balance updates. • Crypto Trading – Buy and sell supported cryptocurrencies instantly at competitive market rates. • Freedom Swap – Instantly swap hundreds of cryptocurrencies through our secure, non-custodial swap service. • Crypto ↔ Naira Exchange – Convert between crypto and Naira quickly with competitive pricing. • Bank Transfers – Withdraw Naira directly to any Nigerian bank account. • Bill Payments – Pay for airtime, data, electricity, and TV subscriptions in just a few taps. • Virtual USD Cards – Create and use virtual cards for online shopping, subscriptions, and international payments. • Transaction History – Track all your wallet activities and transactions in one place. • Instant Notifications – Stay informed with real-time alerts for every transaction and account activity. • 24/7 In-App Support – Reach our support team whenever you need assistance. • Advanced Security – Protect your account with Google Authenticator (2FA), Face ID or biometric login (on supported devices), phone OTP verification, secure transaction PINs, and encrypted wallet protection. Why Choose Greatiby? • Fast and reliable crypto transactions • Competitive exchange rates • Secure wallet infrastructure • Simple and intuitive user experience • Trusted compliance and identity verification • Everything you need to manage crypto and Naira in one app Important: Greatiby is designed exclusively for Nigerian users. Registration requires a Nigerian phone number. Access to regulated financial services requires BVN and/or NIN verification in line with applicable regulations.

About

Planmoni

This app helps you manage your finances by creating specific savings goals and setting up automated payouts. It's designed for students, salary earners, and freelancers to control their money effectively and meet financial targets.

Highlights
  • Create savings vaults for specific goals
  • Set up automated daily, weekly, or monthly payouts
  • Manage allowances, salary, and lump sums
  • Structured savings for target achievement
  • Secure fund protection via banking partners
Features
Read full description

Whether you are a student looking to manage your allowances and pocket money, salary earner looking to manage salary and make money last till the next pay day or freelancer looking to manage lump-sums to avoid feast-and-famine cycles, Planmoni is for you. Planmoni brings money control to your fingertips. How it works:

 Vaults: Create Vaults for specific needs e.g “House Rent in July”. With Planmoni you will be able to fund your vaults and access them when due, this structured savings ensure your targets are met easily. Payouts: Create payout plans like personal salary and allowances, mini payroll, support and stipends for family and friends, these payout plans can be daily, weekly, monthly up to 5 years frequency or customized schedules. Planmoni handles timing and auto payouts ensuring money is disbursed to payout accounts at the exact date and time chosen by you. With over 50,000 active users, be rest assured your money is secured and safe, on top of that, we have strong partnerships to protect funds and ensure auto payouts are completed up to 99.9% of the time. Planmoni is not a bank, we operate via licensed banking partners You have questions? Send us email support@planmoni.com

Screenshots

Greatiby4 screens
Planmoni4 screens

Verdict

The call

The clearest difference is rating: Planmoni at 5.0 against Greatiby's 3.6. Planmoni also leads on review sentiment (75% vs 33%) and update cadence (every 3 days vs every 2 weeks). Greatiby's advantage is iOS requirement (13.0 vs 15.1). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Planmoni holds the better App Store score, 5.0 against 3.6. Both are backed by a comparable volume of ratings — 7 and 3 respectively. Written reviews point the same way: 33% of Greatiby's written reviews are positive against 75% of Planmoni's.

UpkeepUpdate frequency

Greatiby ships an update every 2 weeks, Planmoni every 3 days. The most recent releases landed on November 5, 2026 and November 9, 2026 respectively.

Scorecard4 real differences · 6 level
Greatiby versus Planmoni: the parameters behind the verdict, then further details
ParameterGreatibyPlanmoni
PriceFreeFree
Rating3.6 (7 ratings)5.0 (3 ratings) — better
Positive reviews33.3% of reviews75.0% of reviews — better
Number of ratings7 — better3
Update frequencyEvery 2 weeksEvery 3 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.0 — better15.1
Further details — not scored
Size92 MB56 MB
Age rating17+4+
DeveloperGreatibyPlanmoni Technologies Ltd.

Customer experience

Greatiby

All ratings6 ratings
Positive66.7%
Neutral0.0%
Negative33.3%
Written reviews3 reviews
Positive33.3%
Neutral0.0%
Negative66.7%

Planmoni

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews4 reviews
Positive75.0%
Neutral25.0%
Negative0.0%

In-app purchases

None

Greatiby

No in-app purchases

None

Planmoni

No in-app purchases

Questions

Is Greatiby free?
Greatiby is free to download, with no in-app purchases.
Is Planmoni free?
Planmoni is free to download, with no in-app purchases.
Which has better reviews, Greatiby or Planmoni?
Planmoni is rated higher. Greatiby averages 3.6 out of 5 from 7 ratings, while Planmoni averages 5.0 from 3 ratings.
Do Greatiby or Planmoni have ads?
Neither Greatiby nor Planmoni shows ads.
Which is updated more often, Greatiby or Planmoni?
Greatiby ships an update every 2 weeks, and Planmoni every 3 days. Most recently, Greatiby was updated on November 5, 2026 and Planmoni on November 9, 2026.

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