Planmoni

Planmoni

Plan every future expense

3 ratings
4 reviews
Free

Details

Released
November 19, 2025
Updated
November 6, 2026

Features

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About

This app helps you manage your finances by creating specific savings goals and setting up automated payouts. It's designed for students, salary earners, and freelancers to control their money effectively and meet financial targets.

✓Create savings vaults for specific goals
✓Set up automated daily, weekly, or monthly payouts
✓Manage allowances, salary, and lump sums
✓Structured savings for target achievement
✓Secure fund protection via banking partners
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What's New in Planmoni

3.0.6

November 6, 2026

Bug fixes making app crash on iOS27+ Introduced New Liveness Test & Live Activities

User reviews

A Budget App That Enforces Discipline

I had a solid budget, but no discipline to stick to it. I kept dipping into different categories. Planmoni solved that.

The daily disbursement from locked funds (which I can’t access) is exactly the structure I was missing.

It forces me to stay within my limit without the constant mental struggle. This is not just a budgeting app, it’s a discipline system.

If you’ve ever struggled to actually follow your budget, you need this. It’s simple, effective, and honestly a game changer.
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I’m enjoying my payout plan

I like it so much

Nice app

I like it so much

The signup flow in under one minute 🔥

I like the way you can onboard in less than a minute

FAQ

What is Planmoni?

Planmoni is a personal finance management app that helps users create specific savings goals through 'Vaults' and set up automated scheduled 'Payouts' for various needs like allowances or salary disbursement.

Is Planmoni free to use?

Yes, Planmoni is available for free. The app does not have any advertisements or in-app purchases, offering a completely free experience for users.

What devices does Planmoni support?

Planmoni is currently supported on iPhone and iPod devices. The app is designed to run on these Apple mobile platforms.

How secure is Planmoni?

Planmoni emphasizes fund security through strong partnerships with licensed banking partners. With over 50,000 active users, it aims to ensure funds are protected and auto payouts are completed with high reliability.

How often is Planmoni updated?

The latest version of Planmoni is 3.0.6, which was last updated on November 6, 2026. This indicates a recent update, suggesting ongoing development and maintenance.

What are the payout frequencies available in Planmoni?

Planmoni allows for flexible payout plans with frequencies ranging from daily, weekly, monthly, up to 5 years, or customized schedules. This ensures money can be disbursed exactly when needed.

Does Planmoni have ads?

No, Planmoni does not contain advertisements. The app is designed to provide a seamless user experience without any ad interruptions.

What is the user sentiment for Planmoni?

Based on the available data, Planmoni has a perfect rating of 5.0 stars from 3 ratings. This suggests a highly positive user sentiment among its current users.