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Ladda: Save and invest

Ladda: Save and invest

Automate saving and investment

21 ratings
10 reviews
💰 Finance
Free

Details

  • Released
  • Updated
  • January 9, 2021
  • June 1, 2026

Developer

Ladda Technology Limited
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About

Automate your savings and investments to achieve your financial goals. Build personalized portfolios, make regular or one-time deposits, and earn competitive interest rates. Access your funds anytime and manage your money with ease for greater financial independence.

✓Automated and non-automated savings
✓Short and long-term goal planning
✓Emergency fund creation
✓Locked savings for discipline
✓High interest rates on savings
✓Withdrawals to bank accounts
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What's New in Ladda

10.0.4

June 1, 2026

Request for account statements and Investment letter directly from the app Solves the bug where you cannot invest exactly the amount in your wallet. Allows users create passcodes with digits starting and ending with 0's

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User reviews

Most RecentHighest RatedLowest Rated

Poor withdrawal process

What is the point of having an “emergency savings” when someone can’t access their own money in an emergency?! You will request a withdrawal and they will take ages! Sometimes even more than 12 hours before they pay you. How can I have money but I cannot access MY OWN MONEY?!
JennyihkerJennyihker

Easy to save

It’s easy to save and withdraw from the app.
LolbankzLolbankz

Response from developer

Thank you! We're glad you find saving and withdrawing seamless. We appreciate your support!

Great Interface

Very smooth interface and the ease of saving is great!
Lamah2025Lamah2025

Review

I’ve never been able to save consistently until I started using this app. I highly recommend.
Cool_hoticeCool_hotice

Response from developer

That means so much to us! Helping you build consistent savings habits is exactly what we're here for. Thank you for recommending Ladda!

Ladda

I’ve seen a significant increase in my savings since I started using this app. Thanks for the motivation
BopmommieBopmommie

Response from developer

That’s amazing to hear! We’re thrilled that Ladda has been motivating you and helping your savings grow. Keep up the great work, and we’ll keep supporting you every step of the way!

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FAQ

What is Ladda?

Ladda is a wealth management product designed to help users meticulously plan and save money. It allows for building savings portfolios, topping them up, and withdrawing funds at any time, aiming to foster financial independence.

How can I start saving with Ladda?

You can start automated or non-automated savings with as little as NGN 1000. Savings can be set up daily, weekly, or monthly into emergency and regular savings accounts.

Does Ladda offer high interest rates?

Yes, Ladda offers stronger interest rates on savings, particularly for 'One-Off savings' which allow for substantial interest earnings on one-time deposits.

Can I access my money when I need it?

Yes, you can withdraw funds at any time from your Ladda Naira Wallet directly into your traditional bank account.

Is Ladda suitable for emergency preparedness?

Absolutely. Ladda enables you to create a personalized emergency fund to prepare for unforeseen circumstances.

What devices does Ladda support?

Ladda is available on iPhone, iPad, and iPod devices.

What is the age rating for Ladda?

Ladda has an age rating of 17+, indicating it is intended for mature users.

How often is Ladda updated?

The latest version of Ladda is 9.2.4, and it was last updated on January 27, 2026, suggesting a consistent update schedule.