Best Planmoni alternatives: apps like Planmoni

10+ similar apps compared and reviewed

3.3 avg rating
10 free apps
Updated November 2026

Looking for something like Planmoni? We've analyzed 10+ similar apps to help you find the best alternative. Each app is compared by ratings, features, and real user reviews, so you can make the right choice.

Top Alternatives to Planmoni

Ohere Credit#1

Ohere Credit by Ether Labs

Build credit with your card
Editor's Choice
💰 Finance
3.4(5 ratings)
Free
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Access fairer credit, build a credit score, and manage repayments with greater control. Apply for credit, get approved for a card with a starting limit, and spend now to repay later. Extend due dates for a fee and track your credit score to grow your limit.

Credx Finance#2

Credx Finance by Credx Nigeria Ltd

Get salary advances
Strong Contender
💰 Finance
1.0(2 ratings)
Free
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This app offers quick, affordable salary advances to employees of partner organizations. It provides a fully digital process for applications, approvals, and fund disbursement, with repayments linked to salary deductions. The service aims to offer financial flexibility without collateral or guarantors.

Andray Finance#3

Andray Finance by Andray Finance Limited

Borrow smart, Build strong
Worth Considering
💰 Finance
1.8(5 ratings)
Free
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This digital lending platform offers quick and transparent loans to salaried professionals, entrepreneurs, and gig workers in Nigeria. It provides instant access to funds, easy repeat borrowing, and loan growth opportunities based on responsible repayment. The service prioritizes privacy and automated, secure transactions.

More apps like Planmoni

4
Ladda: Save and invest
Ladda: Save and invest
Ladda: Save and invest
Automate saving and investment
Free

Automate your savings and investments to build wealth and achieve financial independence. Set up personalized savings plans for short-term and long-term goals, with options for emergency funds and locked savings for discipline. Earn competitive interest rates and withdraw funds easily to your bank account.

Automated and non-automated savingsShort-term and long-term goal planningEmergency fund creation
💰 Finance
(30)
free
5
Aella MFB
Aella MFB
Aella MFB
Seamless Digital Banking
Free

This finance app offers loans, investments, bill payments, and micro-insurance. It simplifies financial access for individuals and businesses, especially in emerging markets, by leveraging technology. Features include address verification through location monitoring for enhanced transaction limits.

LoansInvestmentsBill payments
💰 Finance
(200)
free
6
CTMFB
CTMFB
CTMFB
Make Banking Easy.
Free

This financial management app provides access to credit, payment solutions, and investment opportunities. It offers tools for personal finance management and allows users to open a digital bank account quickly. The service is licensed and insured in Nigeria.

Access to creditSimple payment solutionsHigh-yield investment opportunities
💰 Finance
(7)
free
7
ARM One: Invest. Build wealth.
ARM One: Invest. Build wealth.
ARM One: Invest. Build wealth.
Retirement savings
Free

Grow your wealth with a comprehensive investment management app. Access multiple investment options, expert insights, and manage all your accounts in one place. Diversify your portfolio across different currencies and product offerings.

Real-time investment account accessManage all investments in one appAccess investment insights
💰 Finance
(32)
free
8
Northquest Finance
Northquest Finance
Northquest Finance
Save, Invest, Build Wealth
Free

This finance app helps users save smarter, invest better, and build wealth with features like auto-save, daily interest, and real-time tracking. Licensed by the Central Bank of Nigeria, it offers secure access to local and global investment opportunities.

Daily InterestEarn Up to 24% Per YearAuto-Save
💰 Finance
(315)
free
9
i-invest: Invest & Save
i-invest: Invest & Save
i-invest: Invest & Save
Invest in Naira & Dollars
Free

Access a wide range of investment opportunities in Naira and Dollars, including Treasury Bills, US Bonds, Equities, and Savings plans. This secure platform offers competitive returns and expert support for both new and experienced investors.

Invest in Treasury BillsInvest in US BondsEquities and Mutual Funds
💰 Finance
(172)
free
10
Greatiby
Greatiby
Greatiby
by Greatiby
Free

Manage your digital assets and Naira with this secure app. Buy, sell, and swap cryptocurrencies, create virtual cards for international payments, and pay bills. It offers fast registration and 24/7 support for Nigerian users.

Buy, sell, and swap cryptocurrenciesConvert crypto to NairaCreate virtual USD cards
💰 Finance
(7)
free