Viet P2P vs Mortgate Planner

Viet P2P is a platform that connects end users with licensed partner banks and financial institutions for consultation and verification purposes. Developed by H-Finance Co., Ltd., the app helps users securely exchange information and receive support from authorized financial partners. All financial operations — including loan approval, disbursement, and repayment — are conducted directly by the partner institutions, not by Viet P2P. The app requests access to the camera so that users can take or upload photos of identification documents and supporting materials during account verification (KYC) or profile updates. Captured images are used solely for verification, are encrypted, and securely transmitted to the authorized partner systems. Viet P2P does not store, reuse, or share these photos for any other purpose. The app also uses the user’s phone number as a unique identifier (UID) to verify real users and prevent fraudulent activities. This helps ensure authenticity, block spam registrations, and detect fake or impersonated accounts. Phone numbers are used only for identity verification and communication with authorized financial partners. Viet P2P does not share, trade, or use phone data for any other purpose. Viet P2P is fully committed to user privacy protection and complies with Vietnam’s Personal Data Protection Decree (No. 13/2023/NĐ-CP) and all related data regulations. Transparent Loan Information Transparent Loan Information - Loan Amount Limits: • Real estate loans: up to 30 billion VND • Business loans: up to 10 billion VND • Secured consumer loans: up to 5 billion VND - Loan Tenure: 12–240 months (no loan requires full repayment within 60 days) - Annual Percentage Rate (APR): 5.99% – 13% (all APR values remain below the 36% maximum required by Apple) - Collateral: Real estate - Service Fee: Up to 2% - Repayment Schedule: Monthly installments; the next due date is shown in the “My Loans” section - Total Payable Amount: Fully displayed to the user before submitting any request - Partner Support: NCB Hotline 1800-6166 Link reference: https://news.hfinance.com.vn/news/2025111700001

Take control of your financial future with Mortgage Planner, the comprehensive app designed for managing complex multi-phase loans with precision and clarity. Whether you're planning a mortgage, auto loan, personal loan, or any other financing arrangement, Mortgage Planner gives you the tools to visualize, simulate, and track every aspect of your loan journey. KEY FEATURES MULTI-PHASE LOAN MODELING • Create unlimited loan phases to model complex financing scenarios • Visual timeline showing all phases at a glance • Phase templates for quick setup • Support for varying interest rates, terms, and payment structures POWERFUL SIMULATION ENGINE • Real-time interest rate risk analysis • Explore "what-if" scenarios instantly • Compare different loan strategies side-by-side • Understand the long-term impact of rate changes ADVANCED VISUALIZATIONS • Payment trend charts showing how payments evolve • Balance curves tracking principal reduction over time • Cumulative interest graphs revealing total borrowing costs • Interactive charts with detailed breakdowns PAYMENT TRACKING & CALENDAR • Visual payment calendar with tracking capabilities • Payment reminders via local notifications • Mark payments as completed • Stay on top of your obligations effortlessly EXPORT & SHARE • Export payment schedules to CSV for spreadsheet analysis • Generate professional PDF reports for printing or sharing • Keep records for tax purposes or financial planning EDUCATIONAL RESOURCES • Built-in glossary explaining financial terms • Helpful tooltips throughout the app • Empower yourself with financial knowledge PRIVACY & CONTROL • All data stored locally on your device • Optional Google Drive sync for backup • No account required to get started • Your financial data stays private BEAUTIFUL & INTUITIVE • Clean, modern interface • Light and dark themes • Smooth animations and transitions • Available in 9 languages PERFECT FOR: • Homebuyers planning mortgage payments • Auto loan shoppers comparing financing options • Anyone managing personal or business loans • Financial advisors helping clients understand loan structures • Students learning about amortization and interest WHY MORTGAGE PLANNER? Most loan calculators give you a simple monthly payment number. Mortgage Planner goes deeper, helping you understand the complete picture: how your balance decreases over time, how much interest you'll pay in total, and how different scenarios impact your financial future. With support for complex multi-phase loans, you can model real-world situations like adjustable-rate mortgages, graduated payment structures, or loans with variable terms. The simulation engine lets you explore different strategies, helping you make informed decisions that could save you thousands over the life of your loan. TECHNICAL EXCELLENCE • Fast calculations (under 50ms for full 40-year schedules) • Reliable local database • Offline functionality • Regular updates and improvements Download Mortgage Planner today and transform the way you understand and manage your loans. Financial clarity is just a tap away. --- SUPPORT & FEEDBACK We're committed to making Mortgage Planner the best tool for loan management. Have questions or suggestions? We'd love to hear from you!