Comparison

Mortgate Planner vs LoanMate

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Mortgate Planner

Manage complex loans with detailed visualizations and simulations. Track payments, analyze interest rate risks, and explore various financing scenarios for mortgages, auto loans, and personal loans. Export schedules and reports for comprehensive financial planning.

Highlights
  • Multi-phase loan modeling
  • Powerful simulation engine
  • Advanced visualizations
  • Payment tracking & calendar
  • Export schedules and reports
  • Educational resources
  • Local data storage
Features
Read full description

Take control of your financial future with Mortgage Planner, the comprehensive app designed for managing complex multi-phase loans with precision and clarity. Whether you're planning a mortgage, auto loan, personal loan, or any other financing arrangement, Mortgage Planner gives you the tools to visualize, simulate, and track every aspect of your loan journey. KEY FEATURES MULTI-PHASE LOAN MODELING • Create unlimited loan phases to model complex financing scenarios • Visual timeline showing all phases at a glance • Phase templates for quick setup • Support for varying interest rates, terms, and payment structures POWERFUL SIMULATION ENGINE • Real-time interest rate risk analysis • Explore "what-if" scenarios instantly • Compare different loan strategies side-by-side • Understand the long-term impact of rate changes ADVANCED VISUALIZATIONS • Payment trend charts showing how payments evolve • Balance curves tracking principal reduction over time • Cumulative interest graphs revealing total borrowing costs • Interactive charts with detailed breakdowns PAYMENT TRACKING & CALENDAR • Visual payment calendar with tracking capabilities • Payment reminders via local notifications • Mark payments as completed • Stay on top of your obligations effortlessly EXPORT & SHARE • Export payment schedules to CSV for spreadsheet analysis • Generate professional PDF reports for printing or sharing • Keep records for tax purposes or financial planning EDUCATIONAL RESOURCES • Built-in glossary explaining financial terms • Helpful tooltips throughout the app • Empower yourself with financial knowledge PRIVACY & CONTROL • All data stored locally on your device • Optional Google Drive sync for backup • No account required to get started • Your financial data stays private BEAUTIFUL & INTUITIVE • Clean, modern interface • Light and dark themes • Smooth animations and transitions • Available in 9 languages PERFECT FOR: • Homebuyers planning mortgage payments • Auto loan shoppers comparing financing options • Anyone managing personal or business loans • Financial advisors helping clients understand loan structures • Students learning about amortization and interest WHY MORTGAGE PLANNER? Most loan calculators give you a simple monthly payment number. Mortgage Planner goes deeper, helping you understand the complete picture: how your balance decreases over time, how much interest you'll pay in total, and how different scenarios impact your financial future. With support for complex multi-phase loans, you can model real-world situations like adjustable-rate mortgages, graduated payment structures, or loans with variable terms. The simulation engine lets you explore different strategies, helping you make informed decisions that could save you thousands over the life of your loan. TECHNICAL EXCELLENCE • Fast calculations (under 50ms for full 40-year schedules) • Reliable local database • Offline functionality • Regular updates and improvements Download Mortgage Planner today and transform the way you understand and manage your loans. Financial clarity is just a tap away. --- SUPPORT & FEEDBACK We're committed to making Mortgage Planner the best tool for loan management. Have questions or suggestions? We'd love to hear from you!

About

LoanMate

Features
Read full description

Take control of your finances with LoanMate, the ultimate loan and EMI calculator. Whether you are planning a mortgage, an auto loan, or a personal loan, LoanMate provides accurate and instant calculations. Key Features: - Calculate EMI, total interest, and total payment. - Compare two different loans side-by-side. - View detailed monthly amortization schedules. - Save and manage your favorite loans. - Dark Mode and seamless offline experience. Plan smarter and become debt-free faster with LoanMate!

Screenshots

Mortgate Planner4 screens
LoanMate4 screens

Verdict

The call

The clearest difference is in-app purchases: Mortgate Planner at none against LoanMate's 1. Mortgate Planner also leads on ads (none vs shown) and iOS requirement (13.0 vs 15.0). On price, update cadence and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. LoanMate sells 1 one-off in-app purchase. Mortgate Planner asks for nothing beyond the download.

UpkeepUpdate frequency

Mortgate Planner ships an update every 3 weeks, LoanMate every 2 weeks. The most recent releases landed on October 16, 2026 and September 20, 2026 respectively.

Scorecard3 real differences · 7 level
Mortgate Planner versus LoanMate: the parameters behind the verdict, then further details
ParameterMortgate PlannerLoanMate
PriceFreeFree
Rating5.0 (1 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings1 — better—
Update frequencyEvery 3 weeksEvery 2 weeks — better
AdsNo — betterYes
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS13.0 — better15.0
Further details — not scored
Size45 MB69 MB
Age rating4+12+
DeveloperLuc Pham VanKHANH HA DANG

In-app purchases

None

Mortgate Planner

No in-app purchases

1 purchases

LoanMate

One-time1
  • Premium Version$2.99

Questions

Is Mortgate Planner free?
Mortgate Planner is free to download, with no in-app purchases.
Is LoanMate free?
LoanMate is free to download, with in-app purchases available.
Do Mortgate Planner or LoanMate have ads?
LoanMate shows ads; Mortgate Planner does not.
Which is updated more often, Mortgate Planner or LoanMate?
Mortgate Planner ships an update every 3 weeks, and LoanMate every 2 weeks. Most recently, Mortgate Planner was updated on October 16, 2026 and LoanMate on September 20, 2026.

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