Moondane vs SpendMinder

Moondane is a simple, private expense tracker. Log what you spend in seconds and see where your money goes. No bank login. No account. Your expenses stay on your device and in your own iCloud. YOUR OVERVIEW One screen shows your latest transactions, what you spent this month, what is left, your budgets and the renewals coming up. QUICK TO LOG Amount, date, category, done. No setup and no ads. SIRI AND SHORTCUTS Say "Log an expense in Moondane" and Siri saves it without opening the app. Siri asks for the amount and the category, then shows you the expense. You can undo it. Every Siri action is also a Shortcuts action. Put Log Expense on your Lock Screen, on the Action button or in a shortcut of your own. Quick Log reads one sentence, so "12 on groceries yesterday" is a whole expense. With Apple Intelligence, your device reads the sentence itself. KNOW YOUR PACE Spent this month shows where the month is heading. Your typical month, based on your own history, shows what normal looks like for you. Charts show your cash flow, your monthly totals and how each category compares with a typical month. BUDGETS Set a budget for any category, for a month, a quarter or a year. Moondane tells you when you are heading over. SUBSCRIPTIONS See your recurring payments and the renewals coming up. With Premium, see what you pay each month, a calendar of renewals and the cost by category, and spot the services you stopped using. TAGS Tag expenses across categories to answer questions like "How much did that trip really cost?" WIDGETS Keep what is left this month, your month pace, the week, upcoming renewals and a budget on your Home Screen and Lock Screen. Add an expense from Control Center. iPHONE DUO AND iPAD On iPhone Duo, your cards spread out across the large display. On iPad, they fill the window at any size. PRIVATE BY DESIGN Your data stays on your device and syncs through your own iCloud account. It does not count against your iCloud storage. No servers, no logins, no tracking, nothing to sell. Moondane works fully offline. YOUR DATA STAYS YOURS Import from CSV and export at any time, in a format you can open anywhere. Moondane is free to use. Premium adds budgets, tags, subscription insights and the Upcoming widget. Learn more: https://moondane.app Terms of Use: https://moondane.app/terms-of-service Privacy Policy: https://moondane.app/privacy-policy

SpendMinder – A Budget That Matches How You Get Paid SpendMinder is the fast, modern budgeting app designed around your real pay cycle. Instead of forcing you into monthly calendars, SpendMinder builds a budget based on your actual payday — built from dates you give us — giving you clearer limits, accurate pacing, and a realistic view of your money. If you want to control day-to-day spending, stay ahead of bills, pay off debt faster or save for goals, SpendMinder keeps everything organised in one clean place. Key features • Budgeting based on your real pay schedule Track spending against your actual payday. See daily spending limits, pacing, remaining balance and whether you’ll finish the cycle on budget. • Fast, simple expense tracking Add expenses in seconds with a clean, quick interface. Categorise purchases, review spending patterns and keep on top of your money easily. • Clear insights that show where your money goes View your top spending categories, peak spending days, recurring payments and more — without spreadsheets or complicated charts. • Fixed expenses and monthly bills Add rent, utilities, subscriptions and other repeating costs to see your true spendable amount each cycle. • Debt tracking with payoff tools Track balances, minimums and due dates. Use Snowball or Avalanche payoff methods and see your debt totals fall over time. • Savings goals with progress tracking Set goals, add contributions and see how close you are to completing each one. • Clean, modern, ad-free design We are committed to never display you a single ad! We value your time, privacy, that's why all data stays only on your phone, and not on our servers! Why people choose SpendMinder • Built for any financial cycle you give us! • Ideal for people who overspend between paydays • Helps you stay consistent with accurate pacing and daily limits • Great for users who want budgeting, debt tracking and savings in one app • Designed for clarity, speed and ease — no spreadsheets required Pro Features Unlock Pro for unlimited history, full insights, savings goals, debt tracking and export tools. Your data stays private and securely stored on your device. SpendMinder helps you stay in control, stay consistent and stay confident with your money. Start your first pay cycle today. Terms of Use (EULA) Apple’s Standard End User License Agreement applies: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/