SpendeePlus vs Spendtrail

Know exactly where your money goes — no spreadsheets, no bank logins. Add an expense in seconds, set a budget for any category, and watch your savings goal fill up. Your data stays on your iPhone. TRACK WHAT YOU SPEND • Income and expenses in seconds, with categories you can rename, recolor and give your own icon • Multiple wallets: cash, cards, savings, each in its own currency • Transfers between wallets, converted at today's rate and kept out of your spending totals • Search, filters and a running balance for any period BUDGETS AND GOALS • Weekly, monthly or custom budgets per category, in the currency you choose • Alerts before you cross the line, not after • Savings goals with a target date and progress you can see • A daily allowance that tells you what is left to spend today UNDERSTAND YOUR MONEY • Charts by category, income against expenses, and a daily breakdown • Month-over-month comparisons and cash-flow summaries • Insights that point at what changed and why, and CSV export of any period • A daily streak that makes tracking a habit PRO • Unlimited wallets and budgets • Recurring payments created for you, with reminders • PDF reports of any period • iCloud sync across your iPhones and iPads PREMIUM • Everything in Pro, plus AI insights: spending patterns, quiet leaks, and advice written for your numbers PRIVATE BY DESIGN • Your data lives on your device, and in your own iCloud when sync is on — no analytics, no tracking, no ads • Face ID or Touch ID lock, with a privacy cover in the app switcher • Export or delete everything at any time Available in 22 languages, with local currency and date formats. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the period. Payment is charged to your Apple Account. Manage or cancel in Settings. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Spendtrail is a beautifully simple expense tracker that keeps every number on your device. Log spending in seconds, ask where your money went in plain language, and stay ahead of your budget. WHY SPENDTRAIL - Private by design. Your data lives on your phone — including the AI that answers your questions. There's no login and no cloud account required to get started. - Fast to log. Quick-add an expense or income in a couple of taps, with an optional note. - Made to look at. A clean, calm interface with light and dark themes. LOG WITHOUT LIFTING A FINGER - Auto-log Apple Pay: a one-time Shortcuts setup logs every Apple Pay purchase silently, with a guided walkthrough in the app. - Spendtrail learns your merchants — file a purchase once and future ones are categorized for you. - Glance at your recent entries right from the record screen to confirm a save or undo a mistake. TRACK EVERY PURCHASE - Scan receipts with your camera or photo library and attach them to a transaction — in any of the app's supported languages. - Multi-currency support with live or cached exchange rates, converted to your base currency. - Browse transactions as a list or on a calendar, and search or filter instantly. BUDGETS & INSIGHTS - Set monthly spending limits by category and see how much is left at a glance. - Spot trends with weekly, monthly, and yearly charts for spending and income. - See a clear category breakdown of where your money actually goes. JUST ASK - Ask about your spending in plain language — "what did I spend most on?", "how does this month compare to last month?", "what was my biggest purchase this year?" - Every answer comes with the chart or list behind it, so you can see the figures rather than take them on trust. - Answers are worked out on your iPhone. Your question and your transactions never leave the device, and nothing is used to train anything. - Tap through from any answer straight to the transactions it came from. - Requires Apple Intelligence, available on iPhone 16 models, iPhone 15 Pro, and iPhone 15 Pro Max. Spendtrail simply hides the feature when it cannot run. NEVER MISS A SUBSCRIPTION - Log recurring payments, from subscriptions to bills, automatically. - Choose weekly, biweekly, monthly, or yearly, pause any time, and always know your next charge. ORGANIZE YOUR WAY - Customize categories with your own names, colors, and icons. - Start fast with a built-in set: Snack & Drink, Groceries, Transport, Shopping, Bills & Subscriptions, and more. YOUR DATA, YOUR CONTROL - Lock the app with Face ID or your passcode. - Export all transactions to CSV, edit in a spreadsheet, and import them back. - Available in English, Simplified Chinese, Traditional Chinese, Japanese, Korean, Spanish, French, German, Italian, Portuguese, Hindi, Indonesian, Vietnamese, and Arabic. Spendtrail is a fast, private way to know exactly where your money goes. Download Spendtrail and take control of your spending today.