Sumwise vs Wise money manager
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Sumwise
This app helps you manage your finances by tracking expenses, organizing bills, and logging income. It offers features like receipt scanning and spending insights, with an option to upgrade for advanced tools and lessons.
- Receipt scanning
- Bill organization
- Income and expense tracking
- Spending insights
- On-device archive
- Money habit lessons
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Sumwise is a private expense tracker that helps you scan receipts, organize bills, track spending, and log income in one calm workflow. Use Sumwise for free: - Manual entry for income and expenses - On-device archive for receipts and documents - Basic spending insights and archive search - Starter lessons for better money habits Upgrade to Sumwise Premium for: - Unlimited receipt scans - PDF bill and statement imports - Daily money calendar and deeper insights - Full lesson library and daily challenges Why Sumwise: - No account required - Your records stay on your device - Simple subscription management through Apple
Wise money manager
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Take control of your money with SpendWise a simple, powerful personal finance app designed to help you understand your spending, plan your budget, and reach your financial goals. Whether you want to track daily expenses, manage your salary, control your budget, or build your savings, SpendWise puts everything you need in one place. TRACK EVERY EXPENSE Know exactly where your money goes. Quickly record income, expenses, and transfers, organize transactions by category, and keep your accounts up to date. CREDIT CARD CONTROL Stay ahead of your credit cards. Track balances, credit limits, settlement dates, and payment dates in one place. Know what's due, monitor your card usage, and plan ahead for upcoming payments. SMART ANALYTICS Your transactions tell a story. SpendWise turns your everyday spending into meaningful insights that help you spot patterns, understand your habits, track your progress, and make smarter decisions with your money. See where your money is going today—and what it could mean for tomorrow. SMART BUDGETING Set budgets for the categories that matter most. See how much you've spent, what you have left, and where you're getting close to your limits before your spending gets out of control. UNDERSTAND YOUR SPENDING Turn your transactions into useful insights. Explore spending trends, category breakdowns, income vs. expenses, and your financial progress with clear, easy-to-understand analytics. PLAN AHEAD Recurring bills and installment payments shouldn't come as a surprise. Keep track of upcoming commitments and understand how they can affect your available money. BUILD YOUR SAVINGS Create savings goals, set targets, and track your progress over time. Turn bigger financial goals into something you can actually work toward. KNOW YOUR NET WORTH See the bigger picture of your finances. Track your assets, liabilities, and net worth over time to understand how your financial position is changing. MANAGE YOUR MONEY YOUR WAY • Multiple accounts and credit cards • Custom income and expense categories • Recurring transactions • Installment payments • Category budgets • Savings goals • Net worth tracking • Financial forecasting • Salary and pay-period planning • Spending analytics • Notifications and reminders • Backup and restore • CSV and Excel export • Multiple currencies • Dark mode • Multiple languages PRIVATE BY DESIGN Your finances are personal. SpendWise is built to keep your financial information under your control, with features designed around privacy and local data management. MAKE EVERY MONTH COUNT SpendWise isn't about making you stop spending. It's about helping you understand your money so you can spend with confidence, save with purpose, and make better financial decisions. Download SpendWise and start taking control of your money today.
Screenshots
Verdict
The clearest difference is price: Sumwise at Free against Wise money manager's $5.99. Sumwise also leads on ads (none vs shown). Wise money manager's advantage is in-app purchases (none vs 1) and update cadence (every 3 days vs every 3 weeks). On device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Sumwise is free to download; Wise money manager costs $5.99 up front. Sumwise sells 1 in-app purchase, starting at $1.99 per 7 days. Wise money manager asks for nothing beyond the download.
Sumwise ships an update every 3 weeks, Wise money manager every 3 days. The most recent releases landed on October 30, 2026 and November 5, 2026 respectively.
| Parameter | Sumwise | Wise money manager |
|---|---|---|
| Price | Free — better | $5.99 |
| Rating | 5.0 (4 ratings) — better | — |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 4 — better | — |
| Update frequency | Every 3 weeks | Every 3 days — better |
| Ads | No — better | Yes |
| In-app purchases | Yes | No — better |
| Monetization | Freemium | — |
| Devices | iPhone | iPhone, iPod — better |
| Requires iOS | 26.0 | 15.1 — better |
| Further details — not scored | ||
| Size | 5 MB | 49 MB |
| Age rating | 4+ | 4+ |
| Developer | synap1e | Emmito (Pvt) Ltd |
In-app purchases
Sumwise
- Sumwise Premium Weekly7 Days trial$1.997 Days
Wise money manager
No in-app purchases









