Comparison

Split Bill & Costs vs Bayarsama

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Split Bill & Costs

This app provides transparent expense tracking for shared costs, showing detailed breakdowns of who paid what and how balances are calculated. It supports both short-term trips and ongoing group expenses with multi-currency options and spending insights.

Highlights
  • Transparent balance calculation
  • Trip and group expense tracking
  • Multi-currency support with live rates
  • Interactive spending charts
  • Built-in calculator
  • Group Trend dashboard
Features
Read full description

Your expense app tells you that you owe $47. But do you know why? PaySoon shows you. Tap any balance and see the full breakdown — who paid what, who shared what, and exactly how the numbers add up. No black boxes. No blind trust. Just clear, transparent math. Whether you're splitting a holiday with friends or sharing rent with flatmates, money between people shouldn't require a spreadsheet to verify. YOUR FIRST TRIP OR GROUP IS FREE Create a Trip for your next vacation, or a Group for ongoing shared living costs — rent, utilities, household, couples spending. Full access in either: expenses, settlements, multi-currency, insights, everything. Go Premium for unlimited. TRIPS & GROUPS — ONE APP FOR BOTH • Trip — short, time-bounded, settle at the end. Perfect for holidays, weekend getaways, group adventures. • Group — ongoing, no end date, recurring expenses. Perfect for flatmates, couples, family households, monthly subscriptions split with friends. Trips track by date. Groups track by month with built-in trend analytics. Both settle up beautifully. SEE EXACTLY HOW EVERY BALANCE IS CALCULATED 8 people, 20 expenses, dozens of IOUs? PaySoon's smart algorithm simplifies complex debts into the fewest transfers possible. Tap any balance to see the full calculation — who paid what, who shared what, and how it all adds up. No other splitting app shows you this. SEE WHERE YOUR MONEY ACTUALLY WENT Interactive spending charts by category and currency, for both trips and groups. New: Group Trend dashboard tracks your monthly spending patterns over time — see your household or couple's rhythm at a glance. Drill into details, filter by participant, save as a photo, share to Instagram or WhatsApp. BUILT-IN CALCULATOR Do the math right inside the app. Add, subtract, multiply, or divide without switching apps — then split the result instantly. 150+ CURRENCIES, LIVE RATES Traveling abroad or splitting bills across borders? Add expenses in any currency with real-time exchange rates. Every transaction records the exact rate for full transparency. MORE THAN SPLITWISE OR TRICOUNT PaySoon does what other expense apps don't: - Full calculation transparency — see exactly how every balance was calculated - Trips AND groups in one app — travel money and shared-living money, both tracked - Group Trend dashboard — month-by-month spending insights for ongoing groups - Spending insights with interactive charts — see where your money actually goes - Built-in calculator — no switching apps to do math - Import from Splitwise in minutes — switch without losing your history - Custom categories — not just preset labels - Settle in a different currency than the trip or group's base MORE FEATURES YOU'LL LOVE - Add expenses in 3 taps with smart defaults - Activity logs — see who added or changed what - Share a code — friends or flatmates join instantly - Settle up in any currency - Multiple payers and custom split amounts - Monthly expense navigation for groups - Beautiful minimalistic design - Fast, responsive customer support PREMIUM Your first trip or group is free with full access to every feature. Upgrade to Premium for unlimited trips and groups. Payment will be charged to your Apple ID account at confirmation of purchase. Subscription automatically renews unless cancelled at least 24 hours before the end of the current period. Your account will be charged for renewal within 24 hours prior to the end of the current period. You can manage and cancel your subscriptions in your Apple ID account settings. PaySoon — your transparent expense tracker, for trips and groups. Privacy Policy: https://paysoon.app/privacy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Bayarsama

Features
Read full description

Dinner with friends. A weekend trip. Shared expenses with roommates. Bayarsama helps you split the bill and see what everyone owes. Scan a receipt or add items yourself, then assign each item to the people who ordered it. Shared dishes, taxes, service charges, and discounts are handled in one place. SCAN YOUR RECEIPT • Turn receipt photos into editable items using on-device text recognition • Review detected items and prices before importing them • Get 3 free scans a day, with unlimited scans for Pro SPLIT EACH ITEM FAIRLY • Assign individual items or share them among several people • Adjust taxes, service charges, and discounts to match your receipt • See exactly what each person owes SHARE THE BREAKDOWN • Share summaries and PDFs through the iOS share sheet • Include saved payment details so friends know how to pay you back • Keep track of who has paid SAVE YOUR REGULAR GROUP • Save friends and groups for repeat meals and trips • Revisit saved bills in your history • Start a split from your Home Screen with the group widget 13 CURRENCIES Use US dollars or choose from MYR, SGD, THB, IDR, PHP, VND, GBP, EUR, JPY, KRW, AUD, and INR. LIFETIME PRO Unlock unlimited receipt scans, unlimited saved friends and groups, receipt photo attachments, premium PDF exports, payment reminders, and a second group in the medium widget with a one-time purchase. No account or sign-in required. Terms of Use: https://cruciblecraft.com/bayarsama/terms/ Privacy Policy: https://cruciblecraft.com/bayarsama/privacy/

Screenshots

Split Bill & Costs4 screens
Bayarsama4 screens

Verdict

The call

The clearest difference is update cadence: Split Bill & Costs at every 5 days against Bayarsama's every 3 weeks. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Split Bill & Costs sells 2 in-app purchases, starting at $3.99 per month and Bayarsama sells 3 in-app purchases, starting at $3.99 per 3 months. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Split Bill & Costs ships an update every 5 days, Bayarsama every 3 weeks. Both last shipped on October 25, 2026.

Scorecard1 real difference · 8 level
Split Bill & Costs versus Bayarsama: the parameters behind the verdict, then further details
ParameterSplit Bill & CostsBayarsama
PriceFreeFree
Rating5.0 (2 ratings) — better—
Number of ratings2 — better—
Update frequencyEvery 5 days — betterEvery 3 weeks
AdsNoNo
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhoneiPhone, iPad — better
Requires iOS18.517.6 — better
Further details — not scored
Size14 MB19 MB
Age rating4+4+
DeveloperRong Wei SoonWei Liang Tan

In-app purchases

2 purchases

Split Bill & Costs

Subscriptions2
  • Unlimited Expense Splitting$3.991 Month
  • Unlimited Trips & Groups$34.991 Year
3 purchases

Bayarsama

Subscriptions2
  • Bayarsama Pro Quarterly$3.993 Months
  • Bayarsama Pro Yearly$14.991 Year
One-time1
  • Bayarsama Pro Lifetime$39.99

Questions

Is Split Bill & Costs free?
Split Bill & Costs is free to download, with in-app purchases available.
Is Bayarsama free?
Bayarsama is free to download, with in-app purchases available.
Do Split Bill & Costs or Bayarsama have ads?
Neither Split Bill & Costs nor Bayarsama shows ads.
Which is updated more often, Split Bill & Costs or Bayarsama?
Split Bill & Costs ships an update every 5 days, and Bayarsama every 3 weeks. Most recently, Split Bill & Costs was updated on October 25, 2026 and Bayarsama on October 25, 2026.

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