Split Bill & Costs vs Commitly
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Split Bill & Costs
This app provides transparent expense tracking for shared costs, showing detailed breakdowns of who paid what and how balances are calculated. It supports both short-term trips and ongoing group expenses with multi-currency options and spending insights.
- Transparent balance calculation
- Trip and group expense tracking
- Multi-currency support with live rates
- Interactive spending charts
- Built-in calculator
- Group Trend dashboard
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Your expense app tells you that you owe $47. But do you know why? PaySoon shows you. Tap any balance and see the full breakdown — who paid what, who shared what, and exactly how the numbers add up. No black boxes. No blind trust. Just clear, transparent math. Whether you're splitting a holiday with friends or sharing rent with flatmates, money between people shouldn't require a spreadsheet to verify. YOUR FIRST TRIP OR GROUP IS FREE Create a Trip for your next vacation, or a Group for ongoing shared living costs — rent, utilities, household, couples spending. Full access in either: expenses, settlements, multi-currency, insights, everything. Go Premium for unlimited. TRIPS & GROUPS — ONE APP FOR BOTH • Trip — short, time-bounded, settle at the end. Perfect for holidays, weekend getaways, group adventures. • Group — ongoing, no end date, recurring expenses. Perfect for flatmates, couples, family households, monthly subscriptions split with friends. Trips track by date. Groups track by month with built-in trend analytics. Both settle up beautifully. SEE EXACTLY HOW EVERY BALANCE IS CALCULATED 8 people, 20 expenses, dozens of IOUs? PaySoon's smart algorithm simplifies complex debts into the fewest transfers possible. Tap any balance to see the full calculation — who paid what, who shared what, and how it all adds up. No other splitting app shows you this. SEE WHERE YOUR MONEY ACTUALLY WENT Interactive spending charts by category and currency, for both trips and groups. New: Group Trend dashboard tracks your monthly spending patterns over time — see your household or couple's rhythm at a glance. Drill into details, filter by participant, save as a photo, share to Instagram or WhatsApp. BUILT-IN CALCULATOR Do the math right inside the app. Add, subtract, multiply, or divide without switching apps — then split the result instantly. 150+ CURRENCIES, LIVE RATES Traveling abroad or splitting bills across borders? Add expenses in any currency with real-time exchange rates. Every transaction records the exact rate for full transparency. MORE THAN SPLITWISE OR TRICOUNT PaySoon does what other expense apps don't: - Full calculation transparency — see exactly how every balance was calculated - Trips AND groups in one app — travel money and shared-living money, both tracked - Group Trend dashboard — month-by-month spending insights for ongoing groups - Spending insights with interactive charts — see where your money actually goes - Built-in calculator — no switching apps to do math - Import from Splitwise in minutes — switch without losing your history - Custom categories — not just preset labels - Settle in a different currency than the trip or group's base MORE FEATURES YOU'LL LOVE - Add expenses in 3 taps with smart defaults - Activity logs — see who added or changed what - Share a code — friends or flatmates join instantly - Settle up in any currency - Multiple payers and custom split amounts - Monthly expense navigation for groups - Beautiful minimalistic design - Fast, responsive customer support PREMIUM Your first trip or group is free with full access to every feature. Upgrade to Premium for unlimited trips and groups. Payment will be charged to your Apple ID account at confirmation of purchase. Subscription automatically renews unless cancelled at least 24 hours before the end of the current period. Your account will be charged for renewal within 24 hours prior to the end of the current period. You can manage and cancel your subscriptions in your Apple ID account settings. PaySoon — your transparent expense tracker, for trips and groups. Privacy Policy: https://paysoon.app/privacy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Commitly
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Take full control of your money and never miss a due date again with Commitly: Bills & Debt Tracker. Managing recurring bills, monthly commitments, and credit payments shouldn’t feel overwhelming. Commitly gives you a clear, effortless overview of what you owe and when, helping you build better financial habits and pay off debt faster. KEY FEATURES: - Smart Bill Tracking: Easily schedule and organize all your recurring bills, subscriptions, and regular expenses in one clean dashboard. - Debt & Credit Manager: Stay on top of credit card balances, loan payoffs, and financial commitments with clear visual progress. - Reminders & Alerts: Receive customizable notifications before due dates so you avoid late fees and protect your credit score. - Financial Insights: Understand where your money goes every month with straightforward breakdown summaries and visual reports. - Flexible Budgeting: Categorize commitments to see exact payment timelines and plan your upcoming cash flow with confidence. BEFORE THE NEXT BILL LANDS: - Ultimate Peace of Mind: Know exactly what bills are coming up so there are never any unexpected bank surprises. - Fast & Intuitive Design: Clean interface designed to help you add and track financial commitments in seconds. - Goal-Oriented: Designed specifically to help you reduce debt, optimize monthly spending, and build financial freedom. Stop stressing over monthly payments. Download Commitly today to streamline your bills, master your debt, and take control of your financial future! Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is in-app purchases: Commitly at none against Split Bill & Costs's 2. Commitly also leads on device support (3 vs 1) and iOS requirement (15.0 vs 18.5). Split Bill & Costs's advantage is update cadence (every 5 days vs every 5 weeks). On price and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Split Bill & Costs sells 2 in-app purchases, starting at $3.99 per month. Commitly asks for nothing beyond the download.
Split Bill & Costs ships an update every 5 days, Commitly every 5 weeks. The most recent releases landed on October 25, 2026 and October 7, 2026 respectively.
| Parameter | Split Bill & Costs | Commitly |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (2 ratings) — better | — |
| Number of ratings | 2 — better | — |
| Update frequency | Every 5 days — better | Every 5 weeks |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Freemium | — |
| Devices | iPhone | iPhone, iPad, iPod — better |
| Requires iOS | 18.5 | 15.0 — better |
| Further details — not scored | ||
| Size | 14 MB | 78 MB |
| Age rating | 4+ | 4+ |
| Developer | Rong Wei Soon | Amr Saied |
In-app purchases
Split Bill & Costs
- Unlimited Expense Splitting$3.991 Month
- Unlimited Trips & Groups$34.991 Year
Commitly
No in-app purchases









