Split Bill & Costs vs Looply
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
Split Bill & Costs
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Your expense app tells you that you owe $47. But do you know why? PaySoon shows you. Tap any balance and see the full breakdown β who paid what, who shared what, and exactly how the numbers add up. No black boxes. No blind trust. Just clear, transparent math. Whether you're splitting a holiday with friends or sharing rent with flatmates, money between people shouldn't require a spreadsheet to verify. YOUR FIRST TRIP OR GROUP IS FREE Create a Trip for your next vacation, or a Group for ongoing shared living costs β rent, utilities, household, couples spending. Full access in either: expenses, settlements, multi-currency, insights, everything. Go Premium for unlimited. TRIPS & GROUPS β ONE APP FOR BOTH β’ Trip β short, time-bounded, settle at the end. Perfect for holidays, weekend getaways, group adventures. β’ Group β ongoing, no end date, recurring expenses. Perfect for flatmates, couples, family households, monthly subscriptions split with friends. Trips track by date. Groups track by month with built-in trend analytics. Both settle up beautifully. SEE EXACTLY HOW EVERY BALANCE IS CALCULATED 8 people, 20 expenses, dozens of IOUs? PaySoon's smart algorithm simplifies complex debts into the fewest transfers possible. Tap any balance to see the full calculation β who paid what, who shared what, and how it all adds up. No other splitting app shows you this. SEE WHERE YOUR MONEY ACTUALLY WENT Interactive spending charts by category and currency, for both trips and groups. New: Group Trend dashboard tracks your monthly spending patterns over time β see your household or couple's rhythm at a glance. Drill into details, filter by participant, save as a photo, share to Instagram or WhatsApp. BUILT-IN CALCULATOR Do the math right inside the app. Add, subtract, multiply, or divide without switching apps β then split the result instantly. 150+ CURRENCIES, LIVE RATES Traveling abroad or splitting bills across borders? Add expenses in any currency with real-time exchange rates. Every transaction records the exact rate for full transparency. MORE THAN SPLITWISE OR TRICOUNT PaySoon does what other expense apps don't: - Full calculation transparency β see exactly how every balance was calculated - Trips AND groups in one app β travel money and shared-living money, both tracked - Group Trend dashboard β month-by-month spending insights for ongoing groups - Spending insights with interactive charts β see where your money actually goes - Built-in calculator β no switching apps to do math - Import from Splitwise in minutes β switch without losing your history - Custom categories β not just preset labels - Settle in a different currency than the trip or group's base MORE FEATURES YOU'LL LOVE - Add expenses in 3 taps with smart defaults - Activity logs β see who added or changed what - Share a code β friends or flatmates join instantly - Settle up in any currency - Multiple payers and custom split amounts - Monthly expense navigation for groups - Beautiful minimalistic design - Fast, responsive customer support PREMIUM Your first trip or group is free with full access to every feature. Upgrade to Premium for unlimited trips and groups. Payment will be charged to your Apple ID account at confirmation of purchase. Subscription automatically renews unless cancelled at least 24 hours before the end of the current period. Your account will be charged for renewal within 24 hours prior to the end of the current period. You can manage and cancel your subscriptions in your Apple ID account settings. PaySoon β your transparent expense tracker, for trips and groups. Privacy Policy: https://paysoon.app/privacy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Looply
Manage all your recurring expenses in one place. Track subscriptions, bills, and spending to avoid unexpected charges. Get timely reminders before renewals and gain insights into your monthly and yearly costs.
- Track unlimited subscriptions
- Upcoming renewals calendar
- Monthly and yearly spending insights
- Category breakdown
- Local renewal reminders
- Home screen widgets
- Data export and backup
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Looply helps you track every subscription, bill, and recurring charge in one calm place β so you always know whatβs renewing and where your money goes. Add Netflix, Spotify, gym, software, and custom services. See this monthβs spend, yearly totals, and upcoming renewals at a glance. Get reminders before youβre charged. Keep everything private on your device. WHY LOOPLY β’ Track unlimited subscriptions with Premium β’ Upcoming renewals & billing calendar β’ Monthly and yearly spending insights β’ Category breakdown so you see what costs the most β’ Local reminders before renewals β’ Home Screen widgets for next payments β’ Export & backup your data (Premium) β’ Privacy-first β your data stays on your device PERFECT FOR β’ People with too many streaming & SaaS plans β’ Anyone who wants to cut unused subscriptions β’ Tracking family, work, and personal bills together FREE PLAN β’ Track up to 3 subscriptions β’ Basic renewal reminders LOOPLY PREMIUM β’ Unlimited subscriptions β’ Advanced analytics β’ Widgets β’ CSV export & local backup Subscription automatically renews unless canceled at least 24 hours before the end of the current period. Manage or cancel anytime in Settings β Apple ID β Subscriptions. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://greenfreeapps.blogspot.com/p/subtrack-subscriptions-privacy-policy.html
Screenshots
Verdict
The clearest difference is in-app purchases: Looply at none against Split Bill & Costs's 2. Looply also leads on iOS requirement (16.4 vs 18.5). On price, update cadence, ads and device support there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Split Bill & Costs sells 2 in-app purchases, starting at $3.99 per month. Looply asks for nothing beyond the download.
Split Bill & Costs ships an update every 5 days, Looply weekly. The most recent releases landed on October 14, 2026 and September 20, 2026 respectively.
| Parameter | Split Bill & Costs | Looply |
|---|---|---|
| Price | Free | Free |
| Positive reviews | β | 100.0% of reviews |
| Update frequency | Every 5 days β better | Weekly |
| Ads | No | No |
| In-app purchases | Yes | No β better |
| Monetization | β | Freemium |
| Devices | iPhone | iPhone, iPad β better |
| Requires iOS | 18.5 | 16.4 β better |
| Further details β not scored | ||
| Size | 14 MB | 59 MB |
| Age rating | 4+ | 4+ |
| Developer | Rong Wei Soon | Nevil Sanchpara |
In-app purchases
Split Bill & Costs
- Unlimited Expense Splitting$3.991 Month
- Unlimited Trips & Groups$34.991 Year
Looply
No in-app purchases
Questions
Is Split Bill & Costs free?
Is Looply free?
Do Split Bill & Costs or Looply have ads?
Which is updated more often, Split Bill & Costs or Looply?
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