Finrup vs Kharcha Diary

TAKE CONTROL OF YOUR FINANCES WITH FINRUP Finrup is the powerful yet simple expense tracker and budget manager that helps you manage money effortlessly. Track spending, monitor income, set financial goals, and gain complete control over your personal finances—all in one beautifully designed app. ■ APPLE INTELLIGENCE POWERED • Smart category suggestions using Apple Intelligence • Get personalized expense categorization • Intelligent insights for better financial decisions • Easy onboarding with AI-guided setup ■ SMART BUDGET MANAGEMENT • Set monthly and yearly budgets for any category • Get intelligent budget suggestions based on your spending history • Smart suggestions analyze transaction trends using advanced statistical methods • Visual progress indicators show budget usage at a glance • Over-budget warnings help you stay on track • Budget tracking for both income and expense categories • Multi-currency budget support ■ SIRI & SHORTCUTS INTEGRATION • Add expenses with Siri voice commands • Create custom shortcuts for recurring transactions • Check account balances hands-free • Quick transaction logging on the go ■ POWERFUL EXPENSE TRACKING • Track all income and expenses instantly • Categorize spending with custom categories & subcategories • Attach notes and details to every transaction • Fast search through your entire transaction history • Multi-currency support with conversion tracking ■ ACCOUNT MANAGEMENT • Manage unlimited accounts (bank, cash, credit cards, investments) • Track balances across all accounts in real-time • Support for multiple currencies • Import/export data easily • Complete backup and restore functionality ■ SMART BUDGETING & GOALS • Set and track financial goals • Monitor goal progress with visual insights • Plan for savings, debt reduction, or major purchases • Stay motivated with achievement tracking ■ RECURRING TRANSACTIONS • Set up automatic recurring income/expenses • Never forget regular bills or subscriptions • Manage scheduled transactions effortlessly • Edit or skip occurrences as needed ■ MULTIPLE PROFILES • Create separate profiles for personal, business, or family • Switch between profiles instantly • Keep finances organized and separated • Perfect for freelancers and small business owners ■ FAVORITES & QUICK ACCESS • Favorite frequently used transactions, accounts, and categories • Quick access to your most important items in one place • Organized favorites list grouped by type • Home screen widgets for quick balance checks • Add transactions without opening the app • Glanceable financial overview ■ PRIVACY & SECURITY • All data stored securely on your device and your iCloud • No cloud sync means complete privacy • Your financial data never leaves your device • Full control over your sensitive information ■ BEAUTIFUL & FAST • Clean, intuitive interface • Lightning-fast performance • Dark mode support • Designed for iOS, iPadOS, visionOS and macOS PERFECT FOR: • Personal finance management • Small business expense tracking • Freelancer income/expense monitoring • Budget-conscious individuals • Anyone wanting better financial control WHY CHOOSE FINRUP? Unlike complex budgeting apps, Finrup focuses on speed and simplicity without sacrificing power. Track transactions in seconds, not minutes. Get intelligent budget suggestions based on your actual spending patterns. Monitor your budgets with beautiful visual progress indicators. Manage money the way it should be—fast, private, and effortless. Download Finrup today and start your journey to financial clarity! --- SUPPORT Need help? Contact us at finrup@amritghimire.com ---

Kharcha Diary is a simple, private, and powerful personal finance tracker built specifically for Nepali users. Whether you want to track your daily expenses or manage your monthly salary and investments, Kharcha Diary makes it effortless. No complicated setup, no account required, no internet needed — just open the app and start tracking. What is Kharcha Diary? Kharcha Diary is your personal digital khata — a smart notebook for your money. It helps you record every rupee you earn, spend, and invest. Over time, it gives you a clear picture of your financial habits so you can make better decisions and save more. Record Expenses, Income, and Investments Kharcha Diary supports three types of entries — expenses, income, and investments. Adding a record is quick and natural. Just type the amount and category, and Kharcha Diary does the rest. Add hashtags to organize entries and find spending patterns easily. The app remembers your recent tags and suggests them automatically as you type. Daily View and Navigation The home screen shows today's date in Bikram Sambat calendar. Navigate day by day using arrow buttons or pick any date using the built-in Nepali date picker. The bottom of the screen always shows today's total expense and this month's total — so you always know where you stand at a glance. Budget Alerts Set a monthly budget in settings. When your expenses reach 90% of your budget, a warning appears on the home screen reminding you to slow down. Simple and effective. Analysis and Insights The analysis screen gives you a complete financial overview. The yearly summary shows total earned, total spent, total invested, net savings, and average monthly expense. The monthly overview lets you select any month and see the same breakdown. Below that you will find tag analysis showing your top spending tags, top 5 individual expenses of the month, and a full spending breakdown with percentage share per entry sortable by amount, name, or percentage. Nepali Calendar Support Kharcha Diary is built for Nepali users with full Bikram Sambat support. Months display in Nepali names like Baisakh, Jestha, and Ashadh. The date picker uses the Nepali calendar so you never need to convert between AD and BS dates manually. Bilingual — English and Nepali Switch between English and Nepali language anytime from settings. When Nepali is selected, all text, numbers, and dates display in Nepali script and numerals. Fully accessible for users comfortable in either language. Export to Excel Export your records to an Excel (.xlsx) file anytime. Choose a custom date range and save the file directly to your device. The exported file includes date, category, amount, type, and tags. When Nepali language is selected, the file uses Nepali headers, dates, and numerals. Backup and Restore Create a full backup of your data as a .db file and save it to your device. Restore it anytime with a single tap. No cloud account required. Your backup stays completely on your device, private and under your control. 100% Private Kharcha Diary works completely offline. No internet connection. No data collection. No tracking. No ads. No accounts. All your financial data is stored only on your device using local storage. Nobody — not even Ora Technologies — can access your data. Free Forever Kharcha Diary is completely free. No in-app purchases. No premium tier. No subscription. Every feature is available to every user at no cost. Download Kharcha Diary today and take control of your finances.