Finteca App vs SurfCash
Price, ratings, monetisation and update history for both apps, side by side ā with what reviewers say about each.
Finteca App
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Finteca brings together everything you need to manage your money - in one simple, secure app. Open accounts, create virtual debit cards, and move funds instantly - anytime, anywhere. Key Features - Create and fund virtual debit cards instantly - Secure your digital assets with a built-in non-custodial wallet ā only you hold the keys - Track all your activity from a clean, intuitive dashboard. Why Finteca Finteca is designed for individuals and businesses who value freedom, simplicity, and control. Manage fiat and digital funds with ease - no borders, no complexity, just your money working for you. Security First Finteca uses bank-grade encryption and the latest security standards to protect your assets and personal data. Your privacy and control come first - always.
SurfCash
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SurfCash ā Spend, Send, Earn & Travel with Crypto The easiest way to put your crypto to work ā pay anywhere, earn yield, borrow cash, and stay connected abroad with crypto-powered eSIMs. STAY CONNECTED ANYWHERE Buy eSIMs for 190+ countries with crypto. Install in seconds, activate on arrival, skip roaming fees. EARN ON YOUR STABLECOINS Grow idle crypto with transparent on-chain yield. Choose from earning options including USD* Protected and Breeze ā no lockups, no banks. BORROW AGAINST YOUR CRYPTO Need cash without selling? Use your crypto as collateral and unlock instant liquidity inside the app. SPEND & CONVERT Convert USDC to local currency in seconds. Pay via VietQR, PromptPay, PIX, and more across Asia and Latin America. SEND & SWAP Send crypto to friends by username or QR code. Swap between USDC, SOL, SURF, and more in a few taps. STAKE & EARN REWARDS Stake SURF to earn weekly rewards, delivered as scratch cards you reveal to claim. NON-CUSTODIAL & SECURE Your keys, your crypto. Funds are secured on your device ā we never have access. PASSPORT Find crypto-friendly restaurants, cafes, and shops near you on the interactive map. EVERYTHING IN ONE APP: ⢠eSIMs in 190+ countries ⢠Earn yield with USD* Protected & Breeze ⢠Borrow against your crypto ⢠USDC to local currency conversion ⢠Non-custodial wallet ⢠Send by username, pay by QR ⢠Token swaps (USDC, SOL, SURF + more) ⢠SURF staking with scratch card rewards ⢠Referral rewards ⢠Apple Sign In support SurfCash is not a bank. We're a bridge between crypto and everyday life ā spend, earn, borrow, or travel, all from one app.
Screenshots
Verdict
Finteca App and SurfCash are too close to call on the numbers: across 6 compared parameters ā price, update cadence, ads and in-app purchases among them ā neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Finteca App ships an update every 9 days, SurfCash fortnightly. The most recent releases landed on September 22, 2026 and September 21, 2026 respectively.
| Parameter | Finteca App | SurfCash |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 9 days ā better | Fortnightly |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.1 | 15.1 |
| Further details ā not scored | ||
| Size | 69 MB | 101 MB |
| Age rating | 4+ | 17+ |
| Developer | Finteca | Laughing Buddha Ventures Ltd |
In-app purchases
Finteca App
No in-app purchases
SurfCash
No in-app purchases








