Comparison

Rozo Wallet vs SurfCash

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Rozo Wallet

Manage USDC effortlessly and securely with this digital wallet. It offers passwordless login via biometrics and supports cross-chain deposits, all with zero transaction fees on the Stellar network.

Highlights
  • Passwordless biometric login
  • Simple USDC management
  • Cross-chain USDC deposits
  • Zero transaction fees on Stellar
  • Secure private key storage on device
Features
Read full description

Rozo Wallet is a secure digital wallet that makes managing USDC simple and safe. Sign in with Face ID or Touch ID - no passwords or seed phrases required. KEY FEATURES 1. Passwordless Security Sign in using passkeys with Face ID, Touch ID, or your device's biometric authentication. Your private keys never leave your device, providing bank-grade security without the complexity. 2. Simple USDC Management - Send USDC to any Stellar address - Receive USDC from multiple blockchains including Ethereum, Base, Solana, and Polygon - View your complete transaction history - Real-time balance updates 3. Zero Transaction Fees Enjoy fee-free transactions on the Stellar network. We cover all network costs so you keep more of what you send. 4. Cross-Chain Deposits Deposit USDC from your favorite blockchain networks. Our unified wallet consolidates your funds into a single, easy-to-manage balance. 5. Designed for Everyone Whether you're new to digital currencies or an experienced user, Rozo Wallet's clean interface makes managing your USDC straightforward and stress-free. SECURITY FIRST - Biometric authentication (Face ID/Touch ID) - Private keys stored securely on your device - No seed phrases to write down or lose - Smart contract wallet with built-in protections

About

SurfCash

Features
Read full description

SurfCash — Spend, Send, Earn & Travel with Crypto The easiest way to put your crypto to work — pay anywhere, earn yield, borrow cash, and stay connected abroad with crypto-powered eSIMs. STAY CONNECTED ANYWHERE Buy eSIMs for 190+ countries with crypto. Install in seconds, activate on arrival, skip roaming fees. EARN ON YOUR STABLECOINS Grow idle crypto with transparent on-chain yield. Choose from earning options including USD* Protected and Breeze — no lockups, no banks. BORROW AGAINST YOUR CRYPTO Need cash without selling? Use your crypto as collateral and unlock instant liquidity inside the app. SPEND & CONVERT Convert USDC to local currency in seconds. Pay via VietQR, PromptPay, PIX, and more across Asia and Latin America. SEND & SWAP Send crypto to friends by username or QR code. Swap between USDC, SOL, SURF, and more in a few taps. STAKE & EARN REWARDS Stake SURF to earn weekly rewards, delivered as scratch cards you reveal to claim. NON-CUSTODIAL & SECURE Your keys, your crypto. Funds are secured on your device — we never have access. PASSPORT Find crypto-friendly restaurants, cafes, and shops near you on the interactive map. EVERYTHING IN ONE APP: • eSIMs in 190+ countries • Earn yield with USD* Protected & Breeze • Borrow against your crypto • USDC to local currency conversion • Non-custodial wallet • Send by username, pay by QR • Token swaps (USDC, SOL, SURF + more) • SURF staking with scratch card rewards • Referral rewards • Apple Sign In support SurfCash is not a bank. We're a bridge between crypto and everyday life — spend, earn, borrow, or travel, all from one app.

Screenshots

Rozo Wallet4 screens
SurfCash4 screens

Verdict

The call

Rozo Wallet and SurfCash are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Rozo Wallet ships an update every 10 days, SurfCash fortnightly. The most recent releases landed on September 9, 2026 and September 21, 2026 respectively.

ScorecardNo meaningful differences
Rozo Wallet versus SurfCash: the parameters behind the verdict, then further details
ParameterRozo WalletSurfCash
PriceFreeFree
Rating5.0 (1 ratings) — better—
Number of ratings1 — better—
Update frequencyEvery 10 days — betterFortnightly
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.115.1 — better
Further details — not scored
Size84 MB101 MB
Age rating4+17+
DeveloperRozoLaughing Buddha Ventures Ltd

In-app purchases

None

Rozo Wallet

No in-app purchases

None

SurfCash

No in-app purchases

Questions

Is Rozo Wallet free?
Rozo Wallet is free to download, with no in-app purchases.
Is SurfCash free?
SurfCash is free to download, with no in-app purchases.
Do Rozo Wallet or SurfCash have ads?
Neither Rozo Wallet nor SurfCash shows ads.
Which is updated more often, Rozo Wallet or SurfCash?
Rozo Wallet ships an update every 10 days, and SurfCash fortnightly. Most recently, Rozo Wallet was updated on September 9, 2026 and SurfCash on September 21, 2026.

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