Rozo Wallet vs SurfCash

Rozo Wallet is self-custodial USDC wallet built on Stellar smart accounts. Sign in with Face ID or Touch ID — no passwords, no seed phrases, and no custodial access to your funds. Move USDC with ease, deposit from popular EVM chains including Ethereum, Base, Arbitrum, and Polygon, and keep your balance and transaction history in one place. For supported Stellar actions, Rozo sponsors network fees so using wallet feels seamless, fast, and simple. Features: - Passkey authentication with Face ID / Touch ID - Self-custodial wallet design - Cross-chain USDC deposits from popular EVM chains - Send USDC to any Stellar address - Earn yield on USDC balances - Activity history and real-time balance tracking - Discover Rozo ecosystem features in-app

SurfCash — Spend, Send, Earn & Travel with Crypto The easiest way to put your crypto to work — pay anywhere, earn yield, borrow cash, and stay connected abroad with crypto-powered eSIMs. STAY CONNECTED ANYWHERE Buy eSIMs for 190+ countries with crypto. Install in seconds, activate on arrival, skip roaming fees. EARN ON YOUR STABLECOINS Grow idle crypto with transparent on-chain yield. Choose from earning options including USD* Protected and Breeze — no lockups, no banks. BORROW AGAINST YOUR CRYPTO Need cash without selling? Use your crypto as collateral and unlock instant liquidity inside the app. SPEND & CONVERT Convert USDC to local currency in seconds. Pay via VietQR, PromptPay, PIX, and more across Asia and Latin America. SEND & SWAP Send crypto to friends by username or QR code. Swap between USDC, SOL, SURF, and more in a few taps. STAKE & EARN REWARDS Stake SURF to earn weekly rewards, delivered as scratch cards you reveal to claim. NON-CUSTODIAL & SECURE Your keys, your crypto. Funds are secured on your device — we never have access. PASSPORT Find crypto-friendly restaurants, cafes, and shops near you on the interactive map. EVERYTHING IN ONE APP: • eSIMs in 190+ countries • Earn yield with USD* Protected & Breeze • Borrow against your crypto • USDC to local currency conversion • Non-custodial wallet • Send by username, pay by QR • Token swaps (USDC, SOL, SURF + more) • SURF staking with scratch card rewards • Referral rewards • Apple Sign In support SurfCash is not a bank. We're a bridge between crypto and everyday life — spend, earn, borrow, or travel, all from one app.