Who Owes Me vs Splitap
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
Who Owes Me
Easily track loans and manage outstanding debts from previous months. This finance app helps you stay organized and ensures you get paid back. It offers bug fixes for improved speed and stability.
- Track loans
- Manage outstanding debts
- View pending transactions
- Bug fixes for stability
- Improved speed
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In this version, we've added a new feature so you can easily view and manage transactions that remained pending from previous months. No more losing track of old debts! Additionally, we squashed some bugs to make the app even faster and more stable for your daily routine.
Splitap
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Splitap makes it easy to track shared expenses with friends, roommates, couples, and travel groups. Create groups, add expenses in seconds, and automatically calculate who owes what. Whether youβre traveling, sharing rent, planning events, or managing daily expenses, Splitap keeps everything organized and transparent. Features β’ Split expenses with friends and groups β’ Real-time balance tracking β’ Smart debt and settlement calculations β’ Receipt scanning and expense attachments β’ Multiple split methods (equal, percentage, custom amounts) β’ Travel-friendly group expense management β’ AI agent integrations for intelligent expense assistance and automation β’ Clean activity history and payment tracking β’ Fast, modern, and simple interface Splitap helps groups spend less time calculating and more time enjoying the moment.
Screenshots
Verdict
The clearest difference is ads: Splitap at none against Who Owes Me's shown. Splitap also leads on device support (3 vs 1). Who Owes Me's advantage is update cadence (every 5 days vs monthly). On price, in-app purchases and iOS requirement there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Who Owes Me sells 2 in-app purchases, starting at $2.99 per month and Splitap sells 7 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.
Who Owes Me ships an update every 5 days, Splitap monthly. The most recent releases landed on September 22, 2026 and September 13, 2026 respectively.
| Parameter | Who Owes Me | Splitap |
|---|---|---|
| Price | Free | Free |
| Positive reviews | 100.0% of reviews | β |
| Update frequency | Every 5 days β better | Monthly |
| Ads | Yes | No β better |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | β |
| Devices | iPhone | iPhone, iPad, iPod β better |
| Requires iOS | 16.4 | 15.1 β better |
| Further details β not scored | ||
| Size | 92 MB | 56 MB |
| Age rating | +4 | 4+ |
| Developer | Artcode LTDA | Taulant Mehmeti |
In-app purchases
Who Owes Me
- Monthly Premium7 Days trial$2.991 Month
- Annual Plan14 Days trial$14.991 Year
Splitap
- Create 1 Group$0.99
- 30 Scan Credits$0.99
- Group Slot + 30 Scans$1.49
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- 60 Scan Credits$1.79
- Group Slot + 60 Scans$2.29
- 100 Scan Credits$2.49
- Group Slot + 100 Scans$2.99





