Comparison

Who Owes Me vs Splitap

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Who Owes Me

Easily track loans and manage outstanding debts from previous months. This finance app helps you stay organized and ensures you get paid back. It offers bug fixes for improved speed and stability.

Highlights
  • Track loans
  • Manage outstanding debts
  • View pending transactions
  • Bug fixes for stability
  • Improved speed
Features
Read full description

In this version, we've added a new feature so you can easily view and manage transactions that remained pending from previous months. No more losing track of old debts! Additionally, we squashed some bugs to make the app even faster and more stable for your daily routine.

About

Splitap

Features
Read full description

Splitap makes it easy to track shared expenses with friends, roommates, couples, and travel groups. Create groups, add expenses in seconds, and automatically calculate who owes what. Whether you’re traveling, sharing rent, planning events, or managing daily expenses, Splitap keeps everything organized and transparent. Features β€’ Split expenses with friends and groups β€’ Real-time balance tracking β€’ Smart debt and settlement calculations β€’ Receipt scanning and expense attachments β€’ Multiple split methods (equal, percentage, custom amounts) β€’ Travel-friendly group expense management β€’ AI agent integrations for intelligent expense assistance and automation β€’ Clean activity history and payment tracking β€’ Fast, modern, and simple interface Splitap helps groups spend less time calculating and more time enjoying the moment.

Screenshots

Who Owes Me4 screens
Splitap4 screens

Verdict

The call

The clearest difference is ads: Splitap at none against Who Owes Me's shown. Splitap also leads on device support (3 vs 1). Who Owes Me's advantage is update cadence (every 5 days vs monthly). On price, in-app purchases and iOS requirement there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Who Owes Me sells 2 in-app purchases, starting at $2.99 per month and Splitap sells 7 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Who Owes Me ships an update every 5 days, Splitap monthly. The most recent releases landed on September 22, 2026 and September 13, 2026 respectively.

Scorecard3 real differences Β· 5 level
Who Owes Me versus Splitap: the parameters behind the verdict, then further details
ParameterWho Owes MeSplitap
PriceFreeFree
Positive reviews100.0% of reviewsβ€”
Update frequencyEvery 5 days β€” betterMonthly
AdsYesNo β€” better
In-app purchasesYesYes
MonetizationFree with in-app purchasesβ€”
DevicesiPhoneiPhone, iPad, iPod β€” better
Requires iOS16.415.1 β€” better
Further details β€” not scored
Size92 MB56 MB
Age rating+44+
DeveloperArtcode LTDATaulant Mehmeti

In-app purchases

2 purchases

Who Owes Me

Subscriptions2
  • Monthly Premium7 Days trial$2.991 Month
  • Annual Plan14 Days trial$14.991 Year
7 purchases

Splitap

One-time7
  • Create 1 Group$0.99
  • 30 Scan Credits$0.99
  • Group Slot + 30 Scans$1.49
Show 4 more
  • 60 Scan Credits$1.79
  • Group Slot + 60 Scans$2.29
  • 100 Scan Credits$2.49
  • Group Slot + 100 Scans$2.99

Questions

Is Who Owes Me free?
Who Owes Me is free to download, with in-app purchases available.
Is Splitap free?
Splitap is free to download, with in-app purchases available.
Do Who Owes Me or Splitap have ads?
Who Owes Me shows ads; Splitap does not.
Which is updated more often, Who Owes Me or Splitap?
Who Owes Me ships an update every 5 days, and Splitap monthly. Most recently, Who Owes Me was updated on September 22, 2026 and Splitap on September 13, 2026.

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