Comparison

Expense Tracker vs Splitap

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Expense Tracker

Features
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Track expenses with less effort. Digits brings your spending, budgets, and insights together in a clear, simple interface, with expense records stored locally on your iPhone. ADD EXPENSES YOUR WAY β€’ Text: Enter an amount and description, with on-device AI category suggestions on supported devices. β€’ Speech: Turn a spoken expense into editable details. β€’ Image: Scan a receipt or select an image and review the extracted expense details before saving. β€’ Apple Pay: Set up a personal automation in Shortcuts to import purchases into Digits. UNDERSTAND YOUR SPENDING β€’ See spending totals, budget progress, and recent expenses on Home. β€’ Explore today, this week, previous budget months, or a custom date range. β€’ Tap charts to explore daily spending and monthly category trends. β€’ View category shares, top merchants, and on-device spending insights. β€’ Compare spending with the same point in the previous period. β€’ Search your transaction history and filter by category. A BUDGET THAT FITS YOUR MONTH Set a monthly budget and choose when your budget month starts. See how much you have spent, what remains, and how your spending is tracking. KEEP THINGS ORGANIZED β€’ Multi-currency expenses with conversion to your default currency. β€’ Eight default categories, plus custom categories with your choice of icons and colors. β€’ Editable expense details and CSV export. β€’ Optional Face ID or Touch ID app lock. ON-DEVICE BY DESIGN No app account or sign-up is required. Your expense records stay on your iPhone, and AI expense processing and spending analytics run on device. Internet access is used for services such as exchange rates and subscription management. REQUIREMENTS Digits requires iOS 26 or later. AI features require a compatible iPhone with Apple Intelligence enabled and available. Manual expense entry works without Apple Intelligence. Apple Pay import requires setup in Apple's Shortcuts app. SUBSCRIPTION REQUIRED Digits requires a subscription to use: β€’ Monthly: $5.99/month β€’ Annual: $29.99/year (includes 3-day free trial) Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.notion.so/Privacy-Policy-for-Digits-2eeae2047e3c81a9a88cf3b4290b3a7a

About

Splitap

Features
Read full description

Splitap makes it easy to track shared expenses with friends, roommates, couples, and travel groups. Create groups, add expenses in seconds, and automatically calculate who owes what. Whether you’re traveling, sharing rent, planning events, or managing daily expenses, Splitap keeps everything organized and transparent. Features β€’ Split expenses with friends and groups β€’ Real-time balance tracking β€’ Smart debt and settlement calculations β€’ Receipt scanning and expense attachments β€’ Multiple split methods (equal, percentage, custom amounts) β€’ Travel-friendly group expense management β€’ AI agent integrations for intelligent expense assistance and automation β€’ Clean activity history and payment tracking β€’ Fast, modern, and simple interface Splitap helps groups spend less time calculating and more time enjoying the moment.

Screenshots

Expense Tracker4 screens
Splitap4 screens

Verdict

The call

The clearest difference is device support: Splitap at 3 against Expense Tracker's 1. Splitap also leads on iOS requirement (15.1 vs 26.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Expense Tracker sells 2 in-app purchases, starting at $4.99 per month and Splitap sells 7 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Expense Tracker ships an update fortnightly, Splitap monthly. The most recent releases landed on September 21, 2026 and September 13, 2026 respectively.

Scorecard2 real differences Β· 4 level
Expense Tracker versus Splitap: the parameters behind the verdict, then further details
ParameterExpense TrackerSplitap
PriceFreeFree
Update frequencyFortnightly β€” betterMonthly
AdsNoNo
In-app purchasesYesYes
DevicesiPhoneiPhone, iPad, iPod β€” better
Requires iOS26.015.1 β€” better
Further details β€” not scored
Size21 MB56 MB
Age rating4+4+
DeveloperAbir MajumderTaulant Mehmeti

In-app purchases

2 purchases

Expense Tracker

Subscriptions2
  • Monthly Premium$4.991 Month
  • Annual Premium3 Days trial$29.991 Year
7 purchases

Splitap

One-time7
  • Create 1 Group$0.99
  • 30 Scan Credits$0.99
  • Group Slot + 30 Scans$1.49
Show 4 more
  • 60 Scan Credits$1.79
  • Group Slot + 60 Scans$2.29
  • 100 Scan Credits$2.49
  • Group Slot + 100 Scans$2.99

Questions

Is Expense Tracker free?
Expense Tracker is free to download, with in-app purchases available.
Is Splitap free?
Splitap is free to download, with in-app purchases available.
Do Expense Tracker or Splitap have ads?
Neither Expense Tracker nor Splitap shows ads.
Which is updated more often, Expense Tracker or Splitap?
Expense Tracker ships an update fortnightly, and Splitap monthly. Most recently, Expense Tracker was updated on September 21, 2026 and Splitap on September 13, 2026.

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