Comparison

Expense Tracker vs Expense Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Expense Tracker

Effortlessly track personal or shared expenses with this native app. Automate expense logging via Apple Wallet and categorize spending. Share financial insights with invited family or friends, controlling access levels and privacy.

Highlights
  • Automated expense logging via Apple Wallet
  • Shared tracking for couples and families
  • Customizable categories with icons and colors
  • Detailed spending insights and budget tracking
  • Private iCloud sharing with access control
  • Multi-currency support with automatic conversion
  • Data export and import options
Features
Read full description

Track your spending on your own, as a couple or as a family. PayShare is a native app for iPhone, iPad and Mac that keeps your transactions in your own iCloud and shares them only with the people you invite. With a Shortcuts automation you set up once, a tap to pay with Apple Wallet becomes an expense in PayShare: you just pick the category. No ads, no account to create, no bank to connect. PAY WITH APPLE WALLET, PICK A CATEGORY Create one personal automation in the Shortcuts app. From then on, each time you tap to pay with a card in Apple Wallet, it runs PayShare's Add Expense action: you choose a category without opening the app, and PayShare saves the expense. Skip the question and it is saved as Uncategorized, ready to edit later. A payment in another currency is converted to your primary currency with the latest rates PayShare has downloaded. Wallet can report a payment a few seconds late and Apple's automations do not always run, so now and then a payment still needs adding by hand. SHARE WITH THE PEOPLE YOU CHOOSE Invite a partner, family or friends through private iCloud sharing. Everyone keeps ownership of their own transactions: you share yours, and you see theirs once they share back. Give each person read-only or read-and-write access, decide whether they may delete or split your transactions, and remove a connection at any time. Switch your Timeline to anyone who shares with you, search their transactions, see their spending in your budgets and insights, and hide any single transaction from the people you pick. YOUR TIMELINE • Expenses and income with a category, merchant, payment method and tags • Location and notes, and splitting one payment across categories • Your own categories, with more than 700 icons and any color • Your five most recent payment methods ready in a menu • Transactions grouped by day, with what each day cost • Recurring transactions for rent, salary or subscriptions, from daily to yearly • A second currency shown alongside your primary one • Search by text or category, and filter by date, amount, tag or place • Export to CSV, JSON or PDF, import from CSV or JSON, and restore from backups SEE WHERE IT WENT Your months sit side by side as a bar chart. Pick one to see its total, the change from the month before, your biggest expense, your top merchant, a day-by-day chart and your categories, for expenses or income. Group by tag, merchant, place, payment method or recurring transaction, choose several months, the whole year or a past year, and open any group for the details. BUDGETS AND SAVINGS Set a monthly budget and a budget for any category, and follow your progress. A marker shows how far through the month you are, so you can compare what you have spent with how much of the month has gone, and a row of months shows which ones stayed within budget. Plan across several months, and track savings accounts toward a goal. Turn on activity budgets to unlock spending through your Apple Health steps, running minutes and mindful minutes. ON IPHONE, IPAD AND MAC Everything stays in sync through your iCloud account. PayShare works offline and syncs when you are back online. Home Screen widgets show today's spending and this month's by category. PRIVACY Your transactions are stored in your own iCloud and shared only with the people you invite. PayShare sends anonymous usage events and crash reports to help improve the app; they never include amounts, merchants, notes or categories. Exchange rates come from a public currency service, and on iPhone and iPad the app asks Apple Ads whether an ad led to the install. Some features require PayShare Premium, offered as a monthly or annual subscription or a one-time purchase. A subscription renews automatically unless it is cancelled at least 24 hours before the end of the current period; manage it in your Apple Account settings. Terms of Use: https://boogdan.com/apps/payshare/terms/ Privacy Policy: https://boogdan.com/apps/payshare/privacy/

About

Expense Tracker

Features
Read full description

Track expenses with less effort. Digits brings your spending, budgets, and insights together in a clear, simple interface, with expense records stored locally on your iPhone. ADD EXPENSES YOUR WAY • Text: Enter an amount and description, with on-device AI category suggestions on supported devices. • Speech: Turn a spoken expense into editable details. • Image: Scan a receipt or select an image and review the extracted expense details before saving. • Apple Pay: Set up a personal automation in Shortcuts to import purchases into Digits. UNDERSTAND YOUR SPENDING • See spending totals, budget progress, and recent expenses on Home. • Explore today, this week, previous budget months, or a custom date range. • Tap charts to explore daily spending and monthly category trends. • View category shares, top merchants, and on-device spending insights. • Compare spending with the same point in the previous period. • Search your transaction history and filter by category. A BUDGET THAT FITS YOUR MONTH Set a monthly budget and choose when your budget month starts. See how much you have spent, what remains, and how your spending is tracking. KEEP THINGS ORGANIZED • Multi-currency expenses with conversion to your default currency. • Eight default categories, plus custom categories with your choice of icons and colors. • Editable expense details and CSV export. • Optional Face ID or Touch ID app lock. ON-DEVICE BY DESIGN No app account or sign-up is required. Your expense records stay on your iPhone, and AI expense processing and spending analytics run on device. Internet access is used for services such as exchange rates and subscription management. REQUIREMENTS Digits requires iOS 26 or later. AI features require a compatible iPhone with Apple Intelligence enabled and available. Manual expense entry works without Apple Intelligence. Apple Pay import requires setup in Apple's Shortcuts app. SUBSCRIPTION REQUIRED Digits requires a subscription to use: • Monthly: $5.99/month • Annual: $29.99/year (includes 3-day free trial) Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.notion.so/Privacy-Policy-for-Digits-2eeae2047e3c81a9a88cf3b4290b3a7a

Screenshots

Expense Tracker4 screens
Expense Tracker4 screens

Verdict

The call

The clearest difference is device support: Expense Tracker at 3 against Expense Tracker's 1. Expense Tracker also leads on iOS requirement (18.5 vs 26.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Expense Tracker sells 3 in-app purchases, starting at $4.99 per month and Expense Tracker sells 2 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly fortnightly. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.

Scorecard2 real differences · 8 level
Expense Tracker versus Expense Tracker: the parameters behind the verdict, then further details
ParameterExpense TrackerExpense Tracker
PriceFreeFree
Rating5.0 (1 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings1 — better—
Update frequencyFortnightlyFortnightly
AdsNoNo
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhone, iPad, Mac — betteriPhone
Requires iOS18.5 — better26.0
Further details — not scored
Size30 MB21 MB
Age rating4+4+
DeveloperBOGDAN-GEORGIAN ALEXAAbir Majumder

In-app purchases

3 purchases

Expense Tracker

Subscriptions2
  • Pro – Monthly$4.991 Month
  • Pro – Annual14 Days trial$19.991 Year
One-time1
  • One Time Payment Premium Lifetime$39.99
2 purchases

Expense Tracker

Subscriptions2
  • Monthly Premium$4.991 Month
  • Annual Premium7 Days trial$29.991 Year

Questions

Is Expense Tracker free?
Expense Tracker is free to download, with in-app purchases available.
Is Expense Tracker free?
Expense Tracker is free to download, with in-app purchases available.
Do Expense Tracker or Expense Tracker have ads?
Neither Expense Tracker nor Expense Tracker shows ads.
Which is updated more often, Expense Tracker or Expense Tracker?
Expense Tracker ships an update fortnightly, and Expense Tracker fortnightly. Most recently, Expense Tracker was updated on October 25, 2026 and Expense Tracker on October 24, 2026.

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