Comparison

Expense Tracker vs Ai Expense Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Expense Tracker

Features
Read full description

Track expenses with less effort. Digits brings your spending, budgets, and insights together in a clear, simple interface, with expense records stored locally on your iPhone. ADD EXPENSES YOUR WAY • Text: Enter an amount and description, with on-device AI category suggestions on supported devices. • Speech: Turn a spoken expense into editable details. • Image: Scan a receipt or select an image and review the extracted expense details before saving. • Apple Pay: Set up a personal automation in Shortcuts to import purchases into Digits. UNDERSTAND YOUR SPENDING • See spending totals, budget progress, and recent expenses on Home. • Explore today, this week, previous budget months, or a custom date range. • Tap charts to explore daily spending and monthly category trends. • View category shares, top merchants, and on-device spending insights. • Compare spending with the same point in the previous period. • Search your transaction history and filter by category. A BUDGET THAT FITS YOUR MONTH Set a monthly budget and choose when your budget month starts. See how much you have spent, what remains, and how your spending is tracking. KEEP THINGS ORGANIZED • Multi-currency expenses with conversion to your default currency. • Eight default categories, plus custom categories with your choice of icons and colors. • Editable expense details and CSV export. • Optional Face ID or Touch ID app lock. ON-DEVICE BY DESIGN No app account or sign-up is required. Your expense records stay on your iPhone, and AI expense processing and spending analytics run on device. Internet access is used for services such as exchange rates and subscription management. REQUIREMENTS Digits requires iOS 26 or later. AI features require a compatible iPhone with Apple Intelligence enabled and available. Manual expense entry works without Apple Intelligence. Apple Pay import requires setup in Apple's Shortcuts app. SUBSCRIPTION REQUIRED Digits requires a subscription to use: • Monthly: $5.99/month • Annual: $29.99/year (includes 3-day free trial) Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.notion.so/Privacy-Policy-for-Digits-2eeae2047e3c81a9a88cf3b4290b3a7a

About

Ai Expense Tracker

Features
Read full description

Finally, a budget app that actually makes sense. Boxit Ai turns your money into visual boxes - watch them fill up in real time as you spend. Know exactly where you stand before it's too late. __________________ THE BOX METHOD Most budgets fail because they're just numbers. Boxit Ai makes your budget visual — each category is a box, and every spend fills it up. Box turns orange → slow down. Box turns red → stop. One glance. You always know where you stand. __________________ SMART INSIGHTS • Money Master score tracks your financial health • Spending patterns surface automatically • See how your month ends before it does • Suggestions based on how you actually spend __________________ ZERO MANUAL ENTRY • Apple Pay detected via Apple Shortcuts — logged instantly, your data never leaves your phone • Smart Inbox catches spends from notifications • One tap to file any transaction • Voice assistant — just say what you spent • Back Tap shortcut to log a spend in seconds __________________ RECURRING, HANDLED • Bills, subscriptions & recurring payments — set once • Auto-tracked every month • Never get caught off-guard by a charge again __________________ YOUR PRIVACY, PROTECTED • 100% on-device — no servers, no tracking, no ads • Apple Shortcuts power automation — data stays on your device, always • iCloud Backup keeps your data in your account only • Apple "Data Not Collected" privacy label __________________ BOXIT AI PREMIUM + Unlimited Insights + Payment automation & auto-import + Smart Filing Rules + iCloud Backup + App Lock (Face ID / Touch ID) + Recurring expenses + Light mode + Haptic feedback Try premium free — no commitment. __________________ No spreadsheets. No complexity. Just clarity. Budget in boxes. __________________ Subscription details Boxit Ai Premium is available as: • An auto-renewing yearly subscription with a 3-day free trial for new subscribers • An auto-renewing monthly subscription Subscriptions auto-renew unless cancelled at least 24 hours before the end of the current period. Manage or cancel anytime in your Apple ID Account Settings. Privacy Policy: https://boxitai.app/privacy Terms of Use (EULA): https://boxitai.app/terms

Screenshots

Expense Tracker4 screens
Ai Expense Tracker4 screens

Verdict

The call

The clearest difference is iOS requirement: Ai Expense Tracker at 17.0 against Expense Tracker's 26.0. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Expense Tracker sells 2 in-app purchases, starting at $4.99 per month and Ai Expense Tracker sells 2 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

Scorecard1 real difference Ā· 5 level
Expense Tracker versus Ai Expense Tracker: the parameters behind the verdict, then further details
ParameterExpense TrackerAi Expense Tracker
PriceFreeFree
Update frequencyFortnightly—
AdsNoNo
In-app purchasesYesYes
DevicesiPhoneiPhone, iPad — better
Requires iOS26.017.0 — better
Further details — not scored
Size21 MB5 MB
Age rating4+4+
DeveloperAbir MajumderAhzin Razal

In-app purchases

2 purchases

Expense Tracker

Subscriptions2
  • Monthly Premium$4.991 Month
  • Annual Premium7 Days trial$29.991 Year
2 purchases

Ai Expense Tracker

Subscriptions2
  • Boxit Ai Premium$4.991 Month
  • Boxit Ai Premium3 Days trial$29.991 Year

Questions

Is Expense Tracker free?
Expense Tracker is free to download, with in-app purchases available.
Is Ai Expense Tracker free?
Ai Expense Tracker is free to download, with in-app purchases available.
Do Expense Tracker or Ai Expense Tracker have ads?
Neither Expense Tracker nor Ai Expense Tracker shows ads.

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