Comparison

Commas vs Ai Expense Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Commas

Features
Read full description

Commas is the privacy-first iPhone app for tracking your net worth over time. Add your accounts, log your balances, and watch your wealth grow through beautiful charts and clear summaries. No account required. No ads. Your financial data lives on your device and syncs privately through iCloud. TRACK EVERY ACCOUNT IN ONE PLACE Add any type of account: bank accounts, investments, crypto, property, business valuations, and debt. Every account type you have, Commas handles it. CONVERT CURRENCIES EFFORTLESSLY Hold accounts in different currencies? No problem. Commas converts everything to your base currency using live exchange rates updated daily, covering 160+ currencies worldwide. VISUALIZE YOUR WEALTH CLEARLY See your net worth over time with a smooth area chart. Explore your allocation with a donut breakdown. Compare categories side by side with a bar chart. Every chart is built natively for iPhone and looks great in light or dark mode. SET GOALS AND HIT THEM Set a net worth target and watch your progress bar fill up over time. Add a target date and Commas tracks how much time you have left. SYNC ACROSS ALL YOUR DEVICES Your data syncs privately and automatically across all your iPhones through iCloud. No account needed, no third-party servers involved. UPDATE BALANCES IN SECONDS Use Quick Update to refresh all your account balances at once from a single screen. Set reminders so you never forget to log your numbers. PROTECT YOUR FINANCIAL PRIVACY Commas never sells your data. No advertising network. No sign-up required. Your account balances and net worth data are stored in your private iCloud account and never touch our servers. DESIGNED EXCLUSIVELY FOR IPHONE Native app built for iOS 17 and above. Supports light and dark mode. SPEAK YOUR LANGUAGE Available in English, French, Spanish, and Portuguese. Download Commas free and start watching the commas grow. Privacy Policy: https://getcommas.app/privacy | Terms of Use: https://getcommas.app/terms

About

Ai Expense Tracker

Features
Read full description

Finally, a budget app that actually makes sense. Boxit Ai turns your money into visual boxes - watch them fill up in real time as you spend. Know exactly where you stand before it's too late. __________________ THE BOX METHOD Most budgets fail because they're just numbers. Boxit Ai makes your budget visual — each category is a box, and every spend fills it up. Box turns orange → slow down. Box turns red → stop. One glance. You always know where you stand. __________________ SMART INSIGHTS • Money Master score tracks your financial health • Spending patterns surface automatically • See how your month ends before it does • Suggestions based on how you actually spend __________________ ZERO MANUAL ENTRY • Apple Pay detected via Apple Shortcuts — logged instantly, your data never leaves your phone • Smart Inbox catches spends from notifications • One tap to file any transaction • Voice assistant — just say what you spent • Back Tap shortcut to log a spend in seconds __________________ RECURRING, HANDLED • Bills, subscriptions & recurring payments — set once • Auto-tracked every month • Never get caught off-guard by a charge again __________________ YOUR PRIVACY, PROTECTED • 100% on-device — no servers, no tracking, no ads • Apple Shortcuts power automation — data stays on your device, always • iCloud Backup keeps your data in your account only • Apple "Data Not Collected" privacy label __________________ BOXIT AI PREMIUM + Unlimited Insights + Payment automation & auto-import + Smart Filing Rules + iCloud Backup + App Lock (Face ID / Touch ID) + Recurring expenses + Light mode + Haptic feedback Try premium free — no commitment. __________________ No spreadsheets. No complexity. Just clarity. Budget in boxes. __________________ Subscription details Boxit Ai Premium is available as: • An auto-renewing yearly subscription with a 3-day free trial for new subscribers • An auto-renewing monthly subscription Subscriptions auto-renew unless cancelled at least 24 hours before the end of the current period. Manage or cancel anytime in your Apple ID Account Settings. Privacy Policy: https://boxitai.app/privacy Terms of Use (EULA): https://boxitai.app/terms

Screenshots

Commas4 screens
Ai Expense Tracker4 screens

Verdict

The call

Commas and Ai Expense Tracker are too close to call on the numbers: across 5 compared parameters — price, ads, in-app purchases and device support among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Commas sells 2 in-app purchases, starting at $9.99 per year and Ai Expense Tracker sells 2 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

ScorecardNo meaningful differences
Commas versus Ai Expense Tracker: the parameters behind the verdict, then further details
ParameterCommasAi Expense Tracker
PriceFreeFree
Update frequencyEvery 3 weeks—
AdsNoNo
In-app purchasesYesYes
DevicesiPhoneiPhone, iPad — better
Requires iOS17.017.0
Further details — not scored
Size15 MB5 MB
Age rating4+4+
DeveloperStrivian LLCAhzin Razal

In-app purchases

2 purchases

Commas

Subscriptions1
  • Commas Pro — Annual7 Days trial$9.991 Year
One-time1
  • Commas Pro — Lifetime$24.99
2 purchases

Ai Expense Tracker

Subscriptions2
  • Boxit Ai Premium$4.991 Month
  • Boxit Ai Premium3 Days trial$29.991 Year

Questions

Is Commas free?
Commas is free to download, with in-app purchases available.
Is Ai Expense Tracker free?
Ai Expense Tracker is free to download, with in-app purchases available.
Do Commas or Ai Expense Tracker have ads?
Neither Commas nor Ai Expense Tracker shows ads.

Other comparisons