Comparison

TrackaExpense vs Spent

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

TrackaExpense

Features
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Take full control of your finances with TrackaExpense β€” the free, ad-free expense tracker, budget planner, and bill splitter app for iPhone and iPad. No ads. No premium paywalls. No data selling. Just a clean, powerful personal finance app that works. TRACK DAILY EXPENSES & INCOME Log every expense and income in seconds. Categorize transactions, add notes, capture receipts with your camera, and review your complete expense log at a glance. PLAN YOUR MONTHLY BUDGET Set monthly budgets by category and see your spending vs. budget in real time. The built-in budget planner helps you stay on track before the month ends β€” not after. SPLIT BILLS WITH FRIENDS TrackaExpense's bill splitter lets you split expenses with friends and groups, track IOUs, and settle up in one tap. A Splitwise-style feature built right into your personal finance tracker. HIT YOUR SAVINGS GOALS Create savings goals, track progress visually, and stay motivated to reach financial milestones. Whether saving for a trip or an emergency fund, TrackaExpense keeps you on track. POWERFUL ANALYTICS & CHARTS Understand spending patterns with interactive bar and pie charts. Filter by 7 days, 30 days, 3 months, 6 months, or 1 year to see your full financial picture. 100% AD-FREE TrackaExpense is completely free with zero ads, zero premium tiers, and zero upsells β€” the ad-free expense tracker we always wanted to use. PRIVACY-FIRST & SECURE Your data is never sold or shared with advertisers. Syncs securely via Firebase. Sign in with Apple, Google, or email. KEY FEATURES β€’ Expense tracker & income log β€’ Monthly budget planner by category β€’ Bill splitter with group & IOU support β€’ Savings goals with visual progress β€’ Receipt capture via camera or gallery β€’ Interactive analytics charts β€’ Real-time cloud sync β€’ Sign in with Apple, Google, or email β€’ Smart reminders & push notifications β€’ Custom expense categories β€’ 100% ad-free, no premium tiers β€’ Privacy-first β€” your data stays yours Built by Dhruv Chheda β€” an independent developer dedicated to making personal finance simple, private, and free for everyone. Download TrackaExpense and make your money work for you.

About

Spent

Read full description

Spent is a privacy-focused expense tracker and budget planner that keeps all your financial data on your device β€” no accounts, no cloud, no data collection. EXPENSE TRACKING MADE SIMPLE β€’ Log daily expenses, income, and transfers in seconds β€’ Manage multiple accounts β€” Cash, Bank, Savings, Credit Card & more β€’ Custom categories with icons and colors to organize your spending β€’ Quick-add expenses via Back Tap, app icon shortcuts, or clipboard paste BUDGET PLANNER & SPENDING ALERTS β€’ Set monthly budget goals β€” overall or per category β€’ Get smart push notifications at 80% and 100% of your budget β€’ Real-time budget progress bars on your dashboard β€’ Never overspend again with daily spending check-ins RECEIPT SCANNER WITH OCR β€’ Scan receipts using your camera or photo library β€’ On-device text recognition extracts amount, merchant, and date automatically β€’ No internet needed β€” all processing happens on your phone β€’ Confidence indicators show extraction accuracy MONEY INSIGHTS & SPENDING ANALYSIS β€’ Discover your spending personality β€” Saver, Balanced, Spender, or Impulse Buyer β€’ Pattern detection reveals habits like Weekend Splurge and Late-Night Shopping β€’ Monthly financial stories with animated recaps of your spending β€’ Visual reports with charts, CSV export, and PDF generation CURRENCY CONVERTER & MULTI-CURRENCY β€’ Convert between 80+ currencies with live exchange rates β€’ Log transactions in foreign currencies with auto-conversion β€’ Works offline with cached rates β€” perfect for travel TRIP EXPENSE SPLITTER β€’ Create trips, add members, and log shared expenses β€’ Split bills equally, by amount, or by percentage β€’ Smart settle-up calculator shows minimum payments needed RECURRING TRANSACTIONS & SUBSCRIPTIONS β€’ Automate daily, weekly, or monthly recurring expenses β€’ Track all your subscriptions with renewal reminders β€’ See your true monthly subscription burn rate at a glance FINANCIAL CALCULATORS β€’ EMI Calculator with full amortization schedule β€’ Interest Calculator β€” compare simple vs compound interest β€’ Plan loans, fixed deposits, and investments LEARN PERSONAL FINANCE β€’ 100 bite-sized financial literacy lessons across 5 levels β€’ Swipeable card-based learning β€” Hook, Insight, Action Step & Takeaway β€’ Progress tracking from Awareness to Investor Mindset SAVING GOALS β€’ Set savings targets with deadlines β€’ Track contributions and visualize progress β€’ Stay motivated with projected completion dates PRIVACY & SECURITY β€’ 100% offline β€” your financial data never leaves your device β€’ Biometric lock β€” Face ID, Touch ID, or Fingerprint protection β€’ No sign-up required β€” start tracking in seconds β€’ No ads for premium users β€” one-time lifetime purchase DESIGNED FOR EVERYONE β€’ Light, Dark, and System theme modes β€’ Works beautifully on phones and tablets β€’ Smart notifications β€” daily reminders, weekly insights, monthly reports β€’ Export your data anytime β€” CSV, PDF, or visual charts Download Spent today and take control of your money β€” privately.

Screenshots

TrackaExpense4 screens

Verdict

The call

The clearest difference is in-app purchases: TrackaExpense at none against Spent's 1. TrackaExpense also leads on device support. Spent's advantage is iOS requirement (15.1 vs 26.0). On price there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Spent sells 1 one-off in-app purchase. TrackaExpense asks for nothing beyond the download.

Scorecard3 real differences Β· 3 level
TrackaExpense versus Spent: the parameters behind the verdict, then further details
ParameterTrackaExpenseSpent
PriceFreeFree
Update frequencyEvery 11 daysβ€”
AdsNoβ€”
In-app purchasesNo β€” betterYes
DevicesiPhone, iPod β€” betterβ€”
Requires iOS26.015.1 β€” better
Further details β€” not scored
Size36 MB86 MB
Age rating4+4+
DeveloperDhruv ChhedaRahul Bhichher

In-app purchases

None

TrackaExpense

No in-app purchases

1 purchases

Spent

One-time1
  • Spent Pro$3.99

Questions

Is TrackaExpense free?
TrackaExpense is free to download, with no in-app purchases.
Is Spent free?
Spent is free to download, with in-app purchases available.

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