TrackaExpense vs CentsNote

Take full control of your finances with TrackaExpense — the free, ad-free expense tracker, budget planner, and bill splitter app for iPhone and iPad. No ads. No premium paywalls. No data selling. Just a clean, powerful personal finance app that works. TRACK DAILY EXPENSES & INCOME Log every expense and income in seconds. Categorize transactions, add notes, capture receipts with your camera, and review your complete expense log at a glance. PLAN YOUR MONTHLY BUDGET Set monthly budgets by category and see your spending vs. budget in real time. The built-in budget planner helps you stay on track before the month ends — not after. SPLIT BILLS WITH FRIENDS TrackaExpense's bill splitter lets you split expenses with friends and groups, track IOUs, and settle up in one tap. A Splitwise-style feature built right into your personal finance tracker. HIT YOUR SAVINGS GOALS Create savings goals, track progress visually, and stay motivated to reach financial milestones. Whether saving for a trip or an emergency fund, TrackaExpense keeps you on track. POWERFUL ANALYTICS & CHARTS Understand spending patterns with interactive bar and pie charts. Filter by 7 days, 30 days, 3 months, 6 months, or 1 year to see your full financial picture. 100% AD-FREE TrackaExpense is completely free with zero ads, zero premium tiers, and zero upsells — the ad-free expense tracker we always wanted to use. PRIVACY-FIRST & SECURE Your data is never sold or shared with advertisers. Syncs securely via Firebase. Sign in with Apple, Google, or email. KEY FEATURES • Expense tracker & income log • Monthly budget planner by category • Bill splitter with group & IOU support • Savings goals with visual progress • Receipt capture via camera or gallery • Interactive analytics charts • Real-time cloud sync • Sign in with Apple, Google, or email • Smart reminders & push notifications • Custom expense categories • 100% ad-free, no premium tiers • Privacy-first — your data stays yours Built by Dhruv Chheda — an independent developer dedicated to making personal finance simple, private, and free for everyone. Download TrackaExpense and make your money work for you.

CentsNote is a private daily expense tracker for people who want a simple, safe way to log spending, income, budgets, bills, and subscriptions without connecting a bank account. Use it as a manual expense tracker, spending tracker, money tracker, budget app, bill tracker, or subscription tracker for everyday life. Record breakfast, coffee, groceries, rent, utilities, salary, transfers, travel spending, shared costs, recurring bills, and the small purchases that are easy to forget. It is designed for people who want clarity without a complicated finance setup: students watching daily cash spending, freelancers separating work and personal expenses, travelers logging multiple currencies, families tracking household bills, and anyone who prefers a safe manual money log instead of automatic bank sync. You can type a record manually or speak one money note. CentsNote helps turn voice input into editable drafts, then you review the amount, category, account, date, and memo before saving. One sentence can become multiple records when needed, but every entry stays under your control. CentsNote is useful if you want to: - Track daily expenses, income, and transfers - See where your money goes each month - Plan budgets and spending limits - Separate food, coffee, shopping, transport, rent, utilities, work, and travel expenses - Manage rent, utilities, subscriptions, and recurring expenses - Review subscription costs before they renew - Keep a personal ledger without bank sync - Use an offline-first money log with optional iCloud backup - Track multi-currency spending for travel, work, or daily life Private and local-first CentsNote does not connect to your bank account and does not require account linking. Your daily ledger is local-first by default. When you choose, iCloud backup or sync uses your own Apple account. Fast voice logging Say it, review it, save it. Voice input helps you capture spending before you forget, while manual confirmation keeps the record accurate. Clear monthly view Review cash flow, categories, account activity, budget progress, subscriptions, recurring bills, and recent records in one lightweight tracker. Built for everyday consistency CentsNote is not a complex finance dashboard. It is a simple daily tracker for the moments when you just want to record what happened, understand your habits, and keep a clean history for later review. CentsNote is built to make money tracking feel private, calm, and easy to keep up with. It does not make financial decisions for you and does not provide investment, tax, credit, banking, or financial advice. Terms of Use: https://www.centsnote.com/app/legal/terms.txt Privacy Policy: https://www.centsnote.com/app/legal/privacy.txt