Splitzee vs Pay with Sublime
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Splitzee
Effortlessly divide group expenses by snapping a photo of a bill. Assign who paid and who owes without needing an account or bank connection. Track shared costs for dinners, trips, and everyday bills with a privacy-first approach.
- Scan or upload receipts
- Assign payers and debtors
- No account or bank connection required
- Offline bill splitting
- Flexible expense tracking
- Privacy-focused data storage
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Splitzee makes splitting expenses effortless. No sign-ups. No bank connections. No stress. Just snap a photo of the bill, assign who paid (and who didn’t), and Splitzee does the math. Perfect for dinners, trips, roommates, or any group expense. Why Splitzee? -Fast & Simple - Open the app, scan or upload a receipt, and split the bill in seconds. -No Accounts Needed - Works instantly without creating an account or connecting your bank. -Offline Friendly - Split bills anywhere, even without WiFi or data. -Flexible Tracking - Mark who paid, who still owes, and keep an easy record. -Privacy First - Your data stays on your device. Always. Perfect For: Dinner with friends Weekend trips Roommate groceries Shared rides Everyday bills Stop fighting over the math. With Splitzee, splitting bills is as easy as taking a picture. Split. Track. Done.
Pay with Sublime
This app helps you lower your bills by splitting payments and earning cash back. It automatically finds savings, negotiates on your behalf, and tracks your subscriptions. Take control of your finances and reduce expenses without direct customer service calls.
- Split bills into smaller payments
- Earn 5% cash back on timely payments
- Automatic bill negotiation
- Finds hidden savings
- Subscription tracking and management
- Due date alerts
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Pay your bills over time — then lower them. Sublime is the smartest way to manage the bills you already pay and save. Split bills into easy weekly payments, earn cash back, and let AI bring your bills down in the background. SPLIT ANY BILL INTO 4 WEEKLY PAYMENTS Stop juggling between due dates and payday. Sublime pays your bills, and you pay back over time on your schedule. A $400 bill becomes four $100 weeks — no late fees, no surprises, no overdrafts. EARN 5% CASH BACK WHEN YOU PAY OVER TIME The more bills you run through Sublime, the more you earn back. Get paid, to pay your bills. AI THAT LOWERS YOUR BILLS AUTOMATICALLY Sublime scans your accounts to find where you're overpaying, then applies discounts, promotions, and savings programs you qualify for. You don't haggle, call customer service, or compare quotes — Sublime does it for you. WORKS ON THE BILLS YOU ALREADY PAY Cell phone and internet Auto and home insurance Electricity, gas, and water Childcare and daycare Streaming and subscriptions BUILT FOR YOUR PEACE OF MIND Bank-level encryption. Clear pricing. No hidden fees. You're always in control of what gets paid and when. Download Sublime and start paying less for the bills you can't avoid.
Screenshots
Verdict
The clearest difference is rating: Pay with Sublime at 4.7 against Splitzee's 4.2. Pay with Sublime also leads on ratings volume (157 vs 5). Splitzee's advantage is update cadence (every 3 days vs every 9 days) and iOS requirement (15.0 vs 18.5). On price, review sentiment, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Pay with Sublime holds the better App Store score, 4.7 against 4.2. That said, the two scores are not equally well evidenced: Pay with Sublime has 157 ratings behind it against 5, so its average is the more settled of the two. Written reviews point the same way: 80% of Splitzee's written reviews are positive against 86% of Pay with Sublime's.
Splitzee ships an update every 3 days, Pay with Sublime every 9 days. The most recent releases landed on September 21, 2026 and September 30, 2026 respectively.
| Parameter | Splitzee | Pay with Sublime |
|---|---|---|
| Price | Free | Free |
| Rating | 4.2 (5 ratings) | 4.7 (157 ratings) — better |
| Positive reviews | 80.0% of reviews | 85.7% of reviews — better |
| Number of ratings | 5 | 157 — better |
| Update frequency | Every 3 days — better | Every 9 days |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 15.0 — better | 18.5 |
| Further details — not scored | ||
| Size | 1 MB | 61 MB |
| Age rating | 4+ | 17+ |
| Developer | NxtStop LLC | Sublime Payments Company |
Customer experience
Splitzee
Pay with Sublime
In-app purchases
Splitzee
No in-app purchases
Pay with Sublime
No in-app purchases
Questions
Is Splitzee free?
Is Pay with Sublime free?
Which has better reviews, Splitzee or Pay with Sublime?
Do Splitzee or Pay with Sublime have ads?
Which is updated more often, Splitzee or Pay with Sublime?
Other comparisons
