QikPay vs Straight Up.
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
QikPay
This platform allows merchants to accept payments directly from customers without any transaction fees. It securely connects bank accounts via an open-banking partner, ensuring funds transfer directly with no hidden charges.
- Zero transaction fees for merchants
- Direct bank account connections
- Secure payment processing
- No hidden charges
- Supports small businesses and growing brands
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We are revolutionizing the way money moves. Our platform enables merchants to accept payments from customers without paying a single transaction fee. Both merchants and customers securely connect their bank accounts through our open-banking partner, Quiltt, allowing payments to transfer directly - no cards, no hidden charges.
Straight Up.
This app allows for instant, anonymous QR-based tipping without the need for cash or personal information exchange. It's designed for seamless transactions for service workers and everyday interactions, offering secure payments and simplified payouts.
- QR-based tipping
- Anonymous transactions
- Instant payouts
- Scheduled payouts
- Frictionless experience
- Reduced fees
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Straight Up is a fast, anonymous QR-based tipping app designed to replace cash. Simply scan, tip, and go—no need to exchange personal information or require the recipient to have the app. Perfect for service workers, hospitality, and everyday interactions. With secure payments, instant or scheduled payouts, and a frictionless experience, Straight Up modernizes tipping while reducing fees and simplifying transactions for everyone.
Screenshots
Verdict
The clearest difference is update cadence: Straight Up. at every 6 days against QikPay's every 3 weeks. QikPay's advantage is ratings volume (5 vs 1). On price, rating, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 5.0 for QikPay against 5.0 for Straight Up.. That said, the two scores are not equally well evidenced: QikPay has 5 ratings behind it against 1, so its average is the more settled of the two.
QikPay ships an update every 3 weeks, Straight Up. every 6 days. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.
| Parameter | QikPay | Straight Up. |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (5 ratings) | 5.0 (1 ratings) |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 5 — better | 1 |
| Update frequency | Every 3 weeks | Every 6 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 16.4 | 15.6 — better |
| Further details — not scored | ||
| Size | 44 MB | 76 MB |
| Age rating | 4+ | 4+ |
| Developer | QikPay | Oklahoma Technology Company, LLC |
Customer experience
QikPay
Straight Up.
In-app purchases
QikPay
No in-app purchases
Straight Up.
No in-app purchases
