Spnding vs Anzi

Spnding makes it easy to track personal and shared expenses in one place. Scan receipts with AI, capture Apple Pay purchases, organize spending by group, split costs with friends or guests, and keep track of who owes what without messy notes or manual calculations. ---- KEY FEATURES ------ • Scan Receipts with AI Take a photo, upload a receipt, or import a supported document and let AI extract details such as merchant, items, prices, date, total, currency, and receipt number. • Smarter Expense Categorization Automatically categorize scanned receipts and Apple Pay expenses. You can also create your own custom categories, and Spnding can use them when categorizing expenses. • Track Apple Pay Purchases Use Apple Pay automation on iPhone to quickly capture purchases and add them to Spnding with less manual entry. • Track Shared & Personal Expenses Create groups for trips, meals, sports, housemates, monthly spending, personal expenses, or anything else you want to organize. • Split Expenses with Friends or Guests Split costs between group members or add guests who do not have a Spnding account. • Know Who Owes What Spnding automatically calculates balances so you can easily see who paid, who owes whom, and how much is outstanding. • Support for Currencies Around the World Track expenses in different currencies while keeping totals consistent with your group’s base currency. Recently used currencies are also easier to access. • Powerful Expense Search & Filters Find expenses quickly using merchant names, amounts, receipt or invoice numbers, dates, payers, and more. Sort and filter your expense list to find exactly what you need. • Keep Receipts & Invoices with Your Expenses Attach receipts or invoices to manually created or existing expenses for your records. You can replace attachments or rescan supported receipts with AI whenever needed. • Export Expenses to CSV Export your expenses to CSV and receive the file by email for reporting, tracking, or personal records. • Clear Spending Insights View spending summaries by category and better understand where your money goes. • Multiple Groups for Different Needs Keep expenses separated by trip, event, month, activity, household, or group of friends. • In-App Support Have a problem, question, or idea? Report bugs, request features, ask questions, or send feedback directly from the Support section in Spnding. Whether you are splitting dinner, tracking a holiday, managing housemate expenses, keeping receipts for your records, or simply understanding your own spending, Spnding helps keep everything organized and easy to manage. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Spnding App Terms of Service & Privacy Policy: https://www.spnding.app/terms-and-privacy

Your bank app shows you a chart. It tells you what you spent. It never asks if it was worth it. Anzi does. One question, every morning. Five seconds. — HOW IT WORKS — • Log it. Add a purchase in two taps: the amount and what it was. No receipts, no syncing, no setup. • Rate it. The next morning, Anzi shows you what you bought yesterday and asks: was it worth it? Joy, meh or regret. One tap each. A night's sleep makes the answer honest. • See it. Your week and your month on one card: the total, day by day, split into joy, meh and regret. A quiet summary arrives every Sunday and at the end of each month. — THINK BEFORE YOU BUY — • Wait on it. Want something? Park it in a 48-hour or 7-day cool-down. When it ends, Anzi asks: still want it? Let it go, and watch your "not spent" total grow. • Return reminders. Not sure about something you bought? Set the return deadline. Anzi reminds you two days before and on the last day. • Memories. Twice a week, a past joy or regret comes back: do you remember this? Would you still buy it today? — LITTLE THINGS — • Photos of the receipt or the thing itself, and a souvenirs album • Gentle reminders at lunch and dinner that learn when you usually log • A home-screen widget with today's total • Share cards: your week, one purchase or a want you let go, as a picture for your Story • App lock with Face ID or fingerprint, free • Back up to a file and import it on a new phone • English, Italian, Spanish, French, German, Portuguese, Arabic, Chinese and Russian • Any currency, CSV export, delete everything in one tap — WHAT ANZI IS NOT — Not a budgeting app. Not an expense tracker. No bank connections, no categories to manage, no budgets to blow. No spreadsheets, and no AI telling you to cut your coffee. Anzi never touches your accounts and never asks for a password to your money. — PRIVATE BY DESIGN — Everything stays on your phone. There is no account, no cloud, no server and no analytics. We collect nothing because there is nothing to collect. Your spending is yours alone. — WHY "ANZI" — It's an Italian word that doesn't translate cleanly: "on the contrary. Actually. Wait." As in: "I thought I needed it. Anzi, I didn't." That feeling is the whole app. Spend less time tracking. Spend more like you mean it. Privacy: https://anzi.app/legal/privacy.html Terms: https://anzi.app/legal/terms.html