Comparison

±BudgetAI vs Subify

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

±BudgetAI

Features
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Log an expense by saying it. See what you own, what you owe, and what it all adds up to. ±BudgetAI is built around one idea: recording money should take a sentence, not a form. ADD AN EXPENSE IN A SENTENCE Type it or say it — "24.90 dinner at Sushi Bar yesterday" — and the amount, category, date and note are filled in for you. One tap to confirm. Speech is transcribed on your device. The recording never leaves your iPhone; only the words you chose to say are read. And the keypad is still there, one tap away, for anyone who prefers it. It gets faster the longer you use it. Every category you confirm or correct is remembered, so the same shop is recognised instantly next time — offline, and without asking anything. INSIGHTS THAT COME TO YOU No tab to open, no button to press, no waiting. Your dashboard tells you what is unusual for you this month: a shop five times your normal size, a category well above its own average, a subscription whose price quietly went up. Every line is tappable straight through to the transactions behind it. Only totals are used for this. Individual transactions never leave your device, and neither does your name. WEALTH: WHAT YOU OWN AND WHAT YOU OWE Assets — cars, property, equipment. Each carries its own depreciation or growth curve, so its value moves on its own rather than sitting at whatever you paid. Loans — record what you borrowed and how you are paying it back. See the whole schedule, what is still owed, the total you will have paid by the end, and what the credit actually costs you. Salary — set up recurring income once and it arrives in your wallet on the day it should. Loan repayments and salary are added for you, on the right dates. Net worth is your cash plus your assets minus what you still owe — and if you would rather not see debt in that number, one switch takes it out. WALLETS, SHARED OR NOT As many wallets as you need, in any currency, converted live into the one you think in. Share a wallet by email for a household, a trip or a couple's finances. Changes sync across every device. Transfers between wallets, at your own exchange rate when you want one. BUILT TO BE READ Cashflow, category breakdowns and net worth over time. More than 50 categories, plus your own. Face ID or a PIN on launch. Eleven languages. BUDGETAI PRO Unlimited wallets, your own custom categories, and shared wallets for the people you manage money with. Download ±BudgetAI and stop filling in forms.

About

Subify

Features
Read full description

Are you managing your subscriptions, or are they managing you? It's time to find out where your money is going! How much do we pay each month for movie/series platforms, music apps, online fitness classes we never attend (but never cancel either), and digital services? Have you ever joyfully started free trials only to forget to cancel them and think, "Whatever, let it stay for this month"? We bet you have! Take back your digital wallet that's out of control in a fun and smart way with SubTracker! What Does SubTracker Offer? All Subscriptions on One Screen: Gather all your scattered payments in one place. The feeling of finding and canceling that forgotten subscription is priceless! Face the Truth with the Coffee Index: No more wondering how much you pay for this subscription! Let your app show you with a sweet reality how many coffees your monthly expense equals per day. Maybe that monthly subscription is cheaper than your favorite latte? Category Wars! Who Will Win?: Does the Entertainment category burn more money, or Education? Discover the behind-the-scenes of your expenses with dynamic battle charts. Financial analysis doesn't have to be boring! No More Surprise Bills (Notifications): Is your trial period ending? Or is that huge annual renewal day approaching? SubTracker sends you notifications exactly on time. It says, "Cancel if you want, you are in control." The Busiest Day Alarm: See in advance the famous Busiest Day of the month when bills pile up, and be prepared. The path to financial freedom goes through seeing transparently - and with a bit of fun - what you are paying for. Come on, it's time to uncover those hidden expenses! Download SubTracker now and start saving by getting rid of the leaks in your wallet! Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://sites.google.com/view/sd-yardim/gizlilik-politikası

Screenshots

±BudgetAI4 screens
Subify4 screens

Verdict

The call

The clearest difference is in-app purchases: ±BudgetAI at none against Subify's 2. Subify's advantage is update cadence (weekly vs monthly). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Subify sells 2 in-app purchases, starting at $1.99 per month. ±BudgetAI asks for nothing beyond the download.

UpkeepUpdate frequency

±BudgetAI ships an update monthly, Subify weekly. The most recent releases landed on October 5, 2026 and September 18, 2026 respectively.

Scorecard2 real differences · 4 level
±BudgetAI versus Subify: the parameters behind the verdict, then further details
Parameter±BudgetAISubify
PriceFreeFree
Update frequencyMonthlyWeekly — better
AdsNoNo
In-app purchasesNo — betterYes
DevicesiPhone, iPadiPhone, iPad
Requires iOS18.017.6 — better
Further details — not scored
Size6 MB13 MB
Age rating4+4+
DeveloperBitLite Code Kereskedelmi es Szolgaltato Korlatolt Felelossegu TarsasagGokhan Aytekin

In-app purchases

None

±BudgetAI

No in-app purchases

2 purchases

Subify

Subscriptions2
  • Monthly Subscription$1.991 Month
  • Yearly Subscription$14.991 Year

Questions

Is ±BudgetAI free?
±BudgetAI is free to download, with no in-app purchases.
Is Subify free?
Subify is free to download, with in-app purchases available.
Do ±BudgetAI or Subify have ads?
Neither ±BudgetAI nor Subify shows ads.
Which is updated more often, ±BudgetAI or Subify?
±BudgetAI ships an update monthly, and Subify weekly. Most recently, ±BudgetAI was updated on October 5, 2026 and Subify on September 18, 2026.

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