±BudgetAI vs Expense Tracker

Log an expense by saying it. See what you own, what you owe, and what it all adds up to. ±BudgetAI is built around one idea: recording money should take a sentence, not a form. ADD AN EXPENSE IN A SENTENCE Type it or say it — "24.90 dinner at Sushi Bar yesterday" — and the amount, category, date and note are filled in for you. One tap to confirm. Speech is transcribed on your device. The recording never leaves your iPhone; only the words you chose to say are read. And the keypad is still there, one tap away, for anyone who prefers it. It gets faster the longer you use it. Every category you confirm or correct is remembered, so the same shop is recognised instantly next time — offline, and without asking anything. INSIGHTS THAT COME TO YOU No tab to open, no button to press, no waiting. Your dashboard tells you what is unusual for you this month: a shop five times your normal size, a category well above its own average, a subscription whose price quietly went up. Every line is tappable straight through to the transactions behind it. Only totals are used for this. Individual transactions never leave your device, and neither does your name. WEALTH: WHAT YOU OWN AND WHAT YOU OWE Assets — cars, property, equipment. Each carries its own depreciation or growth curve, so its value moves on its own rather than sitting at whatever you paid. Loans — record what you borrowed and how you are paying it back. See the whole schedule, what is still owed, the total you will have paid by the end, and what the credit actually costs you. Salary — set up recurring income once and it arrives in your wallet on the day it should. Loan repayments and salary are added for you, on the right dates. Net worth is your cash plus your assets minus what you still owe — and if you would rather not see debt in that number, one switch takes it out. WALLETS, SHARED OR NOT As many wallets as you need, in any currency, converted live into the one you think in. Share a wallet by email for a household, a trip or a couple's finances. Changes sync across every device. Transfers between wallets, at your own exchange rate when you want one. BUILT TO BE READ Cashflow, category breakdowns and net worth over time. More than 50 categories, plus your own. Face ID or a PIN on launch. Eleven languages. WIDGETS AND IPHONE DUO Put this month's cash flow on your Home Screen: what came in, what went out, and what's left. Small or medium, always up to date. ±BudgetAI now runs on iPhone Duo: a compact layout on the outer screen, and a two-column dashboard when you unfold it. BUDGETAI PRO Unlimited wallets, your own custom categories, and shared wallets for the people you manage money with. Download ±BudgetAI and stop filling in forms.

Notch is a fast, private, beautifully simple expense tracker for people who want to know exactly where their money goes — on your own, or shared with a partner, roommates, or friends. Start in seconds — no account, no sign-up wall. Log a transaction and it is saved instantly. Turn on optional cloud sync to keep every device in step, and it keeps working even with no signal. TRACK EVERY TRANSACTION • Log expenses and income in seconds, online or offline. • Rich categories — food, transport, shopping, entertainment, bills, salary and more. • Multiple accounts you create and track yourself — personal, shared, or per-project — no bank linking required. • Search and filter your history by category, type, and date range. SHARE AN ACCOUNT WITH YOUR PEOPLE • Create a shared account for a flat, a trip, a couple, or a project. • Invite people with a simple code — no address book access needed. • See how much each member has contributed and their share of the total. • A live activity feed shows new transactions from members as they are added. NEVER BE SURPRISED BY A SUBSCRIPTION • Keep every recurring charge — streaming, gym, software, insurance — in one place. • See your real monthly total instead of guessing. • Weekly, monthly, quarterly, and yearly billing cycles are all supported. UNDERSTAND YOUR SPENDING • A dashboard that answers "where did this month go?" at a glance. • Category breakdowns, spending trends over time, and month-to-month comparisons. • AI-generated insights that point out patterns you would otherwise miss. EXPORT ANYTHING • Export any date range to CSV, Excel, or PDF. • Choose exactly which columns to include. • Useful for taxes, reimbursements, or sharing with an accountant. ADD EXPENSES WITH YOUR VOICE • Say "Uber to the airport, 24 dollars yesterday" and the amount, merchant, category, and date are all filled in for you. • Optional on-device AI runs the parsing entirely on your phone, so nothing leaves it, and it works without internet. PRIVATE BY DESIGN • Your data lives on your device by default. • Cloud sync is optional and only runs when you turn it on. • Use the whole core app as a guest — no email required. • Available in English, Spanish, French, and Japanese. PREMIUM Premium unlocks shared accounts with cloud sync across devices, unlimited subscription tracking (free accounts track up to 3), voice entry, and the real-time shared activity feed. It is an auto-renewing subscription, and you can cancel any time in your App Store settings. Download Notch and take control of your spending today. Notch Premium is an auto-renewing subscription, offered weekly or monthly. Payment is charged to your Apple ID at confirmation of purchase. The subscription renews automatically unless auto-renew is turned off at least 24 hours before the end of the current period. Manage or cancel any time in your App Store account settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Terms of Service: https://notch.ashmm.app/terms Privacy Policy: https://notch.ashmm.app/privacy