TiBank+ vs OweMe

TiBank+ Your New Digital Banking Experience Welcome to TiBank+, the new digital banking app designed to make managing your money simpler, faster, and more secure. With a fresh, modern interface and powerful features, TiBank+ puts your bank in your pocket, giving you full control over your finances; wherever you are, whenever you need it. From checking your accounts and managing your cards to applying for loans online, everything you need is just a few taps away. What You Can Do with TiBank+ Accounts – Your Finances at a Glance Stay in control with a clear and simple overview of all your accounts. • View balances and available funds in real time • Track transactions instantly • Know exactly where your money stands, anytime Cards – Full Control, Instantly Manage your debit and credit cards directly from your phone. • See all your active cards in one place • Lock or unlock your cards instantly for added security • Stay in control wherever you are Apply for Loans Online No paperwork. No waiting. No branch visits. Apply for a loan directly from the app with a fast, fully digital process. • Start your application in minutes • Upload documents easily • Follow a simple, transparent process Credit Card Application – Apply in Minutes Need a credit card? Get started directly from your phone. • Complete your application online • Submit documents quickly and securely • Enjoy fast approvals and a seamless experience Insights – Understand Your Spending See where your money goes and build smarter financial habits. • Automatic spending categorization • Clear monthly overviews and trends • Insights designed to help you plan and save With TiBank+, managing your finances becomes clearer, easier, and smarter. Security You Can Trust Your security is our priority. TiBank+ uses advanced technologies to keep your data and transactions protected. • Biometric login (fingerprint or face recognition) • Strong authentication • Secure, encrypted communication A Better Digital Banking Experience TiBank+ is built to be: Fast and intuitive Modern and easy to use Continuously evolving with new features Optimized for a smooth mobile experience We are constantly improving TiBank+ to bring you even more services, innovations, and a better digital banking experience.

OweMe keeps track of who paid what in your group — trips, flatshares, dinners, holidays — and works out who owes whom in the fewest possible transfers. Settling up is a sentence, not a transaction: OweMe never touches your money, your card or your bank. SPLIT ANY WAY • Equal, exact amounts, percentages or shares • More than one payer on a single expense • Recurring expenses for rent and bills • 156 currencies, each settled on its own • See who paid each expense at a glance SETTLE UP IN THE FEWEST TRANSFERS • Who owes whom, per group and across all your groups • Record a payment in two taps; the other person confirms it • Every change stays on the record, so nobody has to argue from memory MADE FOR GROUPS • Invite friends with a link or a QR code — free on every plan • Notifications when someone adds an expense that involves you • Export any group as CSV, and your whole account as JSON PRIVATE BY DESIGN • No ads, no tracking, no analytics SDKs • Receipts are read on your phone — the photo never leaves it • Delete your account in the app, any time FREE, FOREVER Splitting, balances and settling up are free and always will be. The free plan includes 3 groups, 300 expenses per group, 90 days of browsable history and 3 receipt scans a month. OWEME PREMIUM • Unlimited groups, history and expenses • Offline mode for all your groups • Unlimited receipt scanning, split item by item • Currency conversion on a rate you set • PDF export of any group • Add people who are not on OweMe by name Premium is a monthly or yearly subscription. The yearly plan starts with a 7-day free trial. PREMIUM GROUP Upgrade a single group for 90 days, for everyone in it, with one payment. It brings offline mode, PDF export, unlimited receipt scanning and full history to that group, and it never renews. Payment is charged to your Apple Account at confirmation of purchase. A subscription renews automatically unless it is cancelled at least 24 hours before the end of the current period, and your account is charged for the renewal within the 24 hours before the period ends. You can manage or cancel it in Settings → your name → Subscriptions. Any unused part of a free trial ends when you buy a subscription. Terms of Use: https://owemeapp.com/terms Privacy Policy: https://owemeapp.com/privacy