Comparison

eReja vs OweMe

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

eReja

This electronic money institution allows you to make electronic payments without maintenance or hidden fees. You can fund your digital wallet via bank card, agents across Albania, or transfers from other users. Pay bills, transfer money, and manage your finances in real-time.

Highlights
  • Electronic payments without fees
  • Fund wallet via bank card
  • Fund wallet via agents
  • Transfer money to other users
  • Pay bills with QR code
  • Real-time balance and transaction history
  • Budget planning
Features
Read full description

Teknologji në funksion të kohës eReja është Institucion i Parasë Elektronike i licencuar nga Banka e Shqipërisë. eReja është teknologjia e re e pagesave që mundëson kryerjen e transaksioneve elektronike, pa kosto mirëmbajtjeje dhe pa kosto të fshehura. Portofol Elektronik Shkarkoni aplikacionin eReja në appstore, regjistrohuni, hapni llogarinë në portofolin tuaj digjital dhe: • Kreditoni llogarinë tuaj: me kartë bankare (nëpërmjet kartës tuaj të debitit apo kreditit) pa nevojën e një llogarie bankare duke u paraqitur në një prej +400 agjentëve në të gjithë Shqipërinë duke kërkuar kredite nga një përdorues tjetër i eReja • Përdoreni eReja për të: Paguar fatura në tregtarë ku shihni logon eReja - Skano QR code në çdo faturë për të kryer pagesën Paguar faturat tuaja te energjisë elektrike, ujit, internet, telefoni Transferuar para në një ewallet eReja tjetër Së shpejti dhe me shërbime të tjera per t`ju ndihmuar në realizimin e çdo pagese apo transferte në një kohë sa më të shpejtë. • Me eReja në kohë reale keni mundësi të: kontrolloni balancën, historikun e transaksioneve, planifikoni buxhetin tuaj Kur përdorni këtë aplikacion, të dhënat tuaja personale proçesohen sipas Politikës së Privatësisë së eReja e aksesueshme në linkun https://ereja.al/termat-dhe-kushtet/.

About

OweMe

Features
Read full description

OweMe keeps track of who paid what in your group — trips, flatshares, dinners, holidays — and works out who owes whom in the fewest possible transfers. Settling up is a sentence, not a transaction: OweMe never touches your money, your card or your bank. SPLIT ANY WAY • Equal, exact amounts, percentages or shares • More than one payer on a single expense • Recurring expenses for rent and bills • 156 currencies, each settled on its own • See who paid each expense at a glance SETTLE UP IN THE FEWEST TRANSFERS • Who owes whom, per group and across all your groups • Record a payment in two taps; the other person confirms it • Every change stays on the record, so nobody has to argue from memory MADE FOR GROUPS • Invite friends with a link or a QR code — free on every plan • Notifications when someone adds an expense that involves you • Export any group as CSV, and your whole account as JSON PRIVATE BY DESIGN • No ads, no tracking, no analytics SDKs • Receipts are read on your phone — the photo never leaves it • Delete your account in the app, any time FREE, FOREVER Splitting, balances and settling up are free and always will be. The free plan includes 3 groups, 300 expenses per group, 90 days of browsable history and 3 receipt scans a month. OWEME PREMIUM • Unlimited groups, history and expenses • Offline mode for all your groups • Unlimited receipt scanning, split item by item • Currency conversion on a rate you set • PDF export of any group • Add people who are not on OweMe by name Premium is a monthly or yearly subscription. The yearly plan starts with a 7-day free trial. PREMIUM GROUP Upgrade a single group for 90 days, for everyone in it, with one payment. It brings offline mode, PDF export, unlimited receipt scanning and full history to that group, and it never renews. Payment is charged to your Apple Account at confirmation of purchase. A subscription renews automatically unless it is cancelled at least 24 hours before the end of the current period, and your account is charged for the renewal within the 24 hours before the period ends. You can manage or cancel it in Settings → your name → Subscriptions. Any unused part of a free trial ends when you buy a subscription. Terms of Use: https://owemeapp.com/terms Privacy Policy: https://owemeapp.com/privacy

Screenshots

eReja4 screens
OweMe4 screens

Verdict

The call

The clearest difference is in-app purchases: eReja at none against OweMe's 3. OweMe's advantage is update cadence (every 3 days vs monthly). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. OweMe sells 3 in-app purchases, starting at $2.99 per month. eReja asks for nothing beyond the download.

UpkeepUpdate frequency

eReja ships an update monthly, OweMe every 3 days. The most recent releases landed on October 6, 2026 and October 24, 2026 respectively.

Scorecard2 real differences · 7 level
eReja versus OweMe: the parameters behind the verdict, then further details
ParametereRejaOweMe
PriceFreeFree
Rating5.0 (1 ratings) — better—
Number of ratings1 — better—
Update frequencyMonthlyEvery 3 days — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhone, iPod — betteriPhone
Requires iOS15.0 — better16.0
Further details — not scored
Size76 MB62 MB
Age rating17+17+
DevelopereRejaMarcelino Tabaku

In-app purchases

None

eReja

No in-app purchases

3 purchases

OweMe

Subscriptions2
  • OweMe Premium, monthly$2.991 Month
  • OweMe Premium, yearly7 Days trial$17.991 Year
One-time1
  • Premium group for 90 days$3.99

Questions

Is eReja free?
eReja is free to download, with no in-app purchases.
Is OweMe free?
OweMe is free to download, with in-app purchases available.
Do eReja or OweMe have ads?
Neither eReja nor OweMe shows ads.
Which is updated more often, eReja or OweMe?
eReja ships an update monthly, and OweMe every 3 days. Most recently, eReja was updated on October 6, 2026 and OweMe on October 24, 2026.

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