Comparison

Pay with Sublime vs Split Blue

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Pay with Sublime

This app helps you lower your bills by splitting payments and earning cash back. It automatically finds savings, negotiates on your behalf, and tracks your subscriptions. Take control of your finances and reduce expenses without direct customer service calls.

Highlights
  • Split bills into smaller payments
  • Earn 5% cash back on timely payments
  • Automatic bill negotiation
  • Finds hidden savings
  • Subscription tracking and management
  • Due date alerts
Features
Read full description

Pay your bills over time — then lower them. Sublime is the smartest way to manage the bills you already pay and save. Split bills into easy weekly payments, earn cash back, and let AI bring your bills down in the background. SPLIT ANY BILL INTO 4 WEEKLY PAYMENTS Stop juggling between due dates and payday. Sublime pays your bills, and you pay back over time on your schedule. A $400 bill becomes four $100 weeks — no late fees, no surprises, no overdrafts. EARN 5% CASH BACK WHEN YOU PAY OVER TIME The more bills you run through Sublime, the more you earn back. Get paid, to pay your bills. AI THAT LOWERS YOUR BILLS AUTOMATICALLY Sublime scans your accounts to find where you're overpaying, then applies discounts, promotions, and savings programs you qualify for. You don't haggle, call customer service, or compare quotes — Sublime does it for you. WORKS ON THE BILLS YOU ALREADY PAY Cell phone and internet Auto and home insurance Electricity, gas, and water Childcare and daycare Streaming and subscriptions BUILT FOR YOUR PEACE OF MIND Bank-level encryption. Clear pricing. No hidden fees. You're always in control of what gets paid and when. Download Sublime and start paying less for the bills you can't avoid.

About

Split Blue

Features
Read full description

SplitBlue helps you split bills the way people actually pay. With smart rounding modes, animated insights, and a clean fintech design, SplitBlue makes bill splitting effortless and stress-free. Smart Modes • Pay Friendly – rounded amounts, no coins • Host Pays Tip – guests split bill, host pays tip • Exact Mode – precise calculations Why SplitBlue? No login required Works offline Clean & modern UI Privacy-first design Split smarter. Pay friendlier.

Screenshots

Pay with Sublime4 screens
Split Blue4 screens

Verdict

The call

The clearest difference is ads: Pay with Sublime at none against Split Blue's shown. Split Blue's advantage is iOS requirement (13.0 vs 18.5). On price, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Scorecard2 real differences · 8 level
Pay with Sublime versus Split Blue: the parameters behind the verdict, then further details
ParameterPay with SublimeSplit Blue
PriceFreeFree
Rating4.7 (157 ratings) — better—
Positive reviews85.7% of reviews—
Number of ratings157 — better—
Update frequencyEvery 9 days—
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS18.513.0 — better
Further details — not scored
Size61 MB18 MB
Age rating17+4+
DeveloperSublime Payments CompanyWinston Brady

In-app purchases

None

Pay with Sublime

No in-app purchases

None

Split Blue

No in-app purchases

Questions

Is Pay with Sublime free?
Pay with Sublime is free to download, with no in-app purchases.
Is Split Blue free?
Split Blue is free to download, with no in-app purchases.
Do Pay with Sublime or Split Blue have ads?
Split Blue shows ads; Pay with Sublime does not.

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