Pay with Sublime vs PayIn4 Total
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Pay with Sublime
This app helps you lower your bills by splitting payments and earning cash back. It automatically finds savings, negotiates on your behalf, and tracks your subscriptions. Take control of your finances and reduce expenses without direct customer service calls.
- Split bills into smaller payments
- Earn 5% cash back on timely payments
- Automatic bill negotiation
- Finds hidden savings
- Subscription tracking and management
- Due date alerts
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Pay your bills over time — then lower them. Sublime is the smartest way to manage the bills you already pay and save. Split bills into easy weekly payments, earn cash back, and let AI bring your bills down in the background. SPLIT ANY BILL INTO 4 WEEKLY PAYMENTS Stop juggling between due dates and payday. Sublime pays your bills, and you pay back over time on your schedule. A $400 bill becomes four $100 weeks — no late fees, no surprises, no overdrafts. EARN 5% CASH BACK WHEN YOU PAY OVER TIME The more bills you run through Sublime, the more you earn back. Get paid, to pay your bills. AI THAT LOWERS YOUR BILLS AUTOMATICALLY Sublime scans your accounts to find where you're overpaying, then applies discounts, promotions, and savings programs you qualify for. You don't haggle, call customer service, or compare quotes — Sublime does it for you. WORKS ON THE BILLS YOU ALREADY PAY Cell phone and internet Auto and home insurance Electricity, gas, and water Childcare and daycare Streaming and subscriptions BUILT FOR YOUR PEACE OF MIND Bank-level encryption. Clear pricing. No hidden fees. You're always in control of what gets paid and when. Download Sublime and start paying less for the bills you can't avoid.
PayIn4 Total
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Show your total PayPal Pay in 4 balance owed - Save time adding up the total - Auto detects currency and number of remaining payments
Screenshots
Verdict
The clearest difference is price: Pay with Sublime at Free against PayIn4 Total's $0.99. PayIn4 Total's advantage is chart position (#18 vs unranked) and device support (4 vs 2). On ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Pay with Sublime is free to download; PayIn4 Total costs $0.99 up front. Neither carries in-app purchases, so what you see is what you pay.
| Parameter | Pay with Sublime | PayIn4 Total |
|---|---|---|
| Price | Free — better | $0.99 |
| Rating | 4.7 (235 ratings) — better | — |
| Positive reviews | 85.7% of reviews | — |
| Number of ratings | 235 — better | — |
| Update frequency | Every 9 days | — |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Best chart rank | — | #18 — better |
| Devices | iPhone, iPad | iPhone, iPad, iPod, Mac — better |
| Requires iOS | 18.5 | 15.0 — better |
| Further details — not scored | ||
| Size | 61 MB | 1 MB |
| Age rating | 17+ | 4+ |
| Developer | Sublime Payments Company | Thirteen32 Pty Ltd |
In-app purchases
Pay with Sublime
No in-app purchases
PayIn4 Total
No in-app purchases
Questions
Is Pay with Sublime free?
Is PayIn4 Total free?
Do Pay with Sublime or PayIn4 Total have ads?
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