Comparison

Pay with Sublime vs Interest Calculation Advanced

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Pay with Sublime

This app helps you lower your bills by splitting payments and earning cash back. It automatically finds savings, negotiates on your behalf, and tracks your subscriptions. Take control of your finances and reduce expenses without direct customer service calls.

Highlights
  • Split bills into smaller payments
  • Earn 5% cash back on timely payments
  • Automatic bill negotiation
  • Finds hidden savings
  • Subscription tracking and management
  • Due date alerts
Features
Read full description

Pay your bills over time — then lower them. Sublime is the smartest way to manage the bills you already pay and save. Split bills into easy weekly payments, earn cash back, and let AI bring your bills down in the background. SPLIT ANY BILL INTO 4 WEEKLY PAYMENTS Stop juggling between due dates and payday. Sublime pays your bills, and you pay back over time on your schedule. A $400 bill becomes four $100 weeks — no late fees, no surprises, no overdrafts. EARN 5% CASH BACK WHEN YOU PAY OVER TIME The more bills you run through Sublime, the more you earn back. Get paid, to pay your bills. AI THAT LOWERS YOUR BILLS AUTOMATICALLY Sublime scans your accounts to find where you're overpaying, then applies discounts, promotions, and savings programs you qualify for. You don't haggle, call customer service, or compare quotes — Sublime does it for you. WORKS ON THE BILLS YOU ALREADY PAY Cell phone and internet Auto and home insurance Electricity, gas, and water Childcare and daycare Streaming and subscriptions BUILT FOR YOUR PEACE OF MIND Bank-level encryption. Clear pricing. No hidden fees. You're always in control of what gets paid and when. Download Sublime and start paying less for the bills you can't avoid.

About

Interest Calculation Advanced

Features
Read full description

Before you sign, find out what a loan or purchase really costs you. Interest Calculation breaks down every installment, month by month, so you never get surprises. Pick a financial product and see how the numbers change: - Credit card: single-payment purchase (no interest), installment purchase or cash advance. - Personal or general-purpose loan. - Mortgage. KEY FEATURES - Month-by-month amortization table (French system). - Interactive charts: cost distribution and balance evolution. - Annual Effective Rate or Monthly Nominal Rate. - Effective Annual Cost (real APR) including every fee. - Additional fees: maintenance fee, credit-life insurance (% of balance), tax (% of interest) and one-time charges. - Variable rate: simulate rate changes over the life of the loan. - Extra payments: shorten the term or lower the installment. - Usury-cap alert based on market rules (Colombia). - Save your simulations, browse your history and compare them side by side. - Export your full payment plan to PDF to share it. MADE FOR YOU - Colombian market rules with support for other markets. - Available in English and Spanish. - No ads and no sign-up. - Everything is calculated on your device: works offline and your data never leaves your phone. Make financial decisions with clear information, not surprises.

Screenshots

Pay with Sublime4 screens
Interest Calculation Advanced4 screens

Verdict

The call

The clearest difference is price: Pay with Sublime at Free against Interest Calculation Advanced's $0.99. Pay with Sublime also leads on update cadence (every 9 days vs every 2 months). On ads, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Pay with Sublime is free to download; Interest Calculation Advanced costs $0.99 up front. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Pay with Sublime ships an update every 9 days, Interest Calculation Advanced every 2 months. The most recent releases landed on October 28, 2026 and October 20, 2026 respectively.

Scorecard2 real differences · 8 level
Pay with Sublime versus Interest Calculation Advanced: the parameters behind the verdict, then further details
ParameterPay with SublimeInterest Calculation Advanced
PriceFree — better$0.99
Rating4.7 (229 ratings) — better—
Positive reviews85.7% of reviews—
Number of ratings229 — better—
Update frequencyEvery 9 days — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPadiPhone, iPad
Requires iOS18.517.6 — better
Further details — not scored
Size61 MB3 MB
Age rating17+4+
DeveloperSublime Payments CompanyJuan Camilo Marin Ochoa

In-app purchases

None

Pay with Sublime

No in-app purchases

None

Interest Calculation Advanced

No in-app purchases

Questions

Is Pay with Sublime free?
Pay with Sublime is free to download, with no in-app purchases.
Is Interest Calculation Advanced free?
Interest Calculation Advanced costs $0.99, with no in-app purchases.
Do Pay with Sublime or Interest Calculation Advanced have ads?
Neither Pay with Sublime nor Interest Calculation Advanced shows ads.
Which is updated more often, Pay with Sublime or Interest Calculation Advanced?
Pay with Sublime ships an update every 9 days, and Interest Calculation Advanced every 2 months. Most recently, Pay with Sublime was updated on October 28, 2026 and Interest Calculation Advanced on October 20, 2026.

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