Pay with Sublime vs Interest Calculation Advanced
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Pay with Sublime
This app helps you lower your bills by splitting payments and earning cash back. It automatically finds savings, negotiates on your behalf, and tracks your subscriptions. Take control of your finances and reduce expenses without direct customer service calls.
- Split bills into smaller payments
- Earn 5% cash back on timely payments
- Automatic bill negotiation
- Finds hidden savings
- Subscription tracking and management
- Due date alerts
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Pay your bills over time — then lower them. Sublime is the smartest way to manage the bills you already pay and save. Split bills into easy weekly payments, earn cash back, and let AI bring your bills down in the background. SPLIT ANY BILL INTO 4 WEEKLY PAYMENTS Stop juggling between due dates and payday. Sublime pays your bills, and you pay back over time on your schedule. A $400 bill becomes four $100 weeks — no late fees, no surprises, no overdrafts. EARN 5% CASH BACK WHEN YOU PAY OVER TIME The more bills you run through Sublime, the more you earn back. Get paid, to pay your bills. AI THAT LOWERS YOUR BILLS AUTOMATICALLY Sublime scans your accounts to find where you're overpaying, then applies discounts, promotions, and savings programs you qualify for. You don't haggle, call customer service, or compare quotes — Sublime does it for you. WORKS ON THE BILLS YOU ALREADY PAY Cell phone and internet Auto and home insurance Electricity, gas, and water Childcare and daycare Streaming and subscriptions BUILT FOR YOUR PEACE OF MIND Bank-level encryption. Clear pricing. No hidden fees. You're always in control of what gets paid and when. Download Sublime and start paying less for the bills you can't avoid.
Interest Calculation Advanced
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Before you sign, find out what a loan or purchase really costs you. Interest Calculation breaks down every installment, month by month, so you never get surprises. Pick a financial product and see how the numbers change: - Credit card: single-payment purchase (no interest), installment purchase or cash advance. - Personal or general-purpose loan. - Mortgage. KEY FEATURES - Month-by-month amortization table (French system). - Interactive charts: cost distribution and balance evolution. - Annual Effective Rate or Monthly Nominal Rate. - Effective Annual Cost (real APR) including every fee. - Additional fees: maintenance fee, credit-life insurance (% of balance), tax (% of interest) and one-time charges. - Variable rate: simulate rate changes over the life of the loan. - Extra payments: shorten the term or lower the installment. - Usury-cap alert based on market rules (Colombia). - Save your simulations, browse your history and compare them side by side. - Export your full payment plan to PDF to share it. MADE FOR YOU - Colombian market rules with support for other markets. - Available in English and Spanish. - No ads and no sign-up. - Everything is calculated on your device: works offline and your data never leaves your phone. Make financial decisions with clear information, not surprises.
Screenshots
Verdict
The clearest difference is price: Pay with Sublime at Free against Interest Calculation Advanced's $0.99. Pay with Sublime also leads on update cadence (every 9 days vs every 2 months). On ads, in-app purchases, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Pay with Sublime is free to download; Interest Calculation Advanced costs $0.99 up front. Neither carries in-app purchases, so what you see is what you pay.
Pay with Sublime ships an update every 9 days, Interest Calculation Advanced every 2 months. The most recent releases landed on October 28, 2026 and October 20, 2026 respectively.
| Parameter | Pay with Sublime | Interest Calculation Advanced |
|---|---|---|
| Price | Free — better | $0.99 |
| Rating | 4.7 (229 ratings) — better | — |
| Positive reviews | 85.7% of reviews | — |
| Number of ratings | 229 — better | — |
| Update frequency | Every 9 days — better | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 18.5 | 17.6 — better |
| Further details — not scored | ||
| Size | 61 MB | 3 MB |
| Age rating | 17+ | 4+ |
| Developer | Sublime Payments Company | Juan Camilo Marin Ochoa |
In-app purchases
Pay with Sublime
No in-app purchases
Interest Calculation Advanced
No in-app purchases
Questions
Is Pay with Sublime free?
Is Interest Calculation Advanced free?
Do Pay with Sublime or Interest Calculation Advanced have ads?
Which is updated more often, Pay with Sublime or Interest Calculation Advanced?
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