Pay with Sublime vs Sqsh
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Pay with Sublime
This app helps you lower your bills by splitting payments and earning cash back. It automatically finds savings, negotiates on your behalf, and tracks your subscriptions. Take control of your finances and reduce expenses without direct customer service calls.
- Split bills into smaller payments
- Earn 5% cash back on timely payments
- Automatic bill negotiation
- Finds hidden savings
- Subscription tracking and management
- Due date alerts
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Pay your bills over time — then lower them. Sublime is the smartest way to manage the bills you already pay and save. Split bills into easy weekly payments, earn cash back, and let AI bring your bills down in the background. SPLIT ANY BILL INTO 4 WEEKLY PAYMENTS Stop juggling between due dates and payday. Sublime pays your bills, and you pay back over time on your schedule. A $400 bill becomes four $100 weeks — no late fees, no surprises, no overdrafts. EARN 5% CASH BACK WHEN YOU PAY OVER TIME The more bills you run through Sublime, the more you earn back. Get paid, to pay your bills. AI THAT LOWERS YOUR BILLS AUTOMATICALLY Sublime scans your accounts to find where you're overpaying, then applies discounts, promotions, and savings programs you qualify for. You don't haggle, call customer service, or compare quotes — Sublime does it for you. WORKS ON THE BILLS YOU ALREADY PAY Cell phone and internet Auto and home insurance Electricity, gas, and water Childcare and daycare Streaming and subscriptions BUILT FOR YOUR PEACE OF MIND Bank-level encryption. Clear pricing. No hidden fees. You're always in control of what gets paid and when. Download Sublime and start paying less for the bills you can't avoid.
Sqsh
Effortlessly split bills with friends using AI-powered receipt scanning. Automatically calculates individual shares, including tax and tip, for any shared expense. Integrates with popular payment apps for easy settlement.
- AI receipt scanning
- Automatic itemization
- Individual share calculation
- Tax and tip inclusion
- Direct payment integration
- Group session history
- Guest access
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Sqsh makes splitting the bill effortless, whether it's dinner, groceries, a hotel, or anything in between. SCAN & SPLIT IN SECONDS Point your camera at any receipt and Sqsh reads it instantly using AI. Items appear automatically, no typing required. Everyone claims what they ordered and sees exactly what they owe. HOW IT WORKS 1. Scan your receipt (or enter items manually) 2. Share a QR code or link with your group 3. Everyone joins and taps the items they want 4. Sqsh calculates each person's share including tax and tip 5. Pay the host directly via Venmo or Cash App, built right in NO MORE MATH Sqsh handles split items, shared dishes, tax, and tip automatically. Each person sees their own total, clean, simple, done. FRIENDS & INVITES Add friends in the app and invite them directly to a session with one tap. No need to send a link every time. GUEST FRIENDLY Friends don't need an account to join. They scan the QR code, pick an emoji, and they're in. YOUR SPLIT HISTORY Every session is saved so you can always look back at who paid what and when. SQSH PRO Upgrade for unlimited receipt scans and splits. Or pay just $0.99 for a single session when you need it, no commitment required. Sqsh is perfect for: • Restaurants and bars • Groceries and household bills • Road trips and group travel • Airbnb and hotel splits • Any time more than one person is paying Apple Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Sqsh Terms of Use: https://www.sqsh.app/terms.html
Screenshots
Verdict
The clearest difference is in-app purchases: Pay with Sublime at none against Sqsh's 4. Pay with Sublime also leads on ratings volume (231 vs 4). Sqsh's advantage is rating (5.0 vs 4.7) and review sentiment (100% vs 86%). On price, update cadence, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Sqsh sells 4 in-app purchases, starting at $2.99 per month. Pay with Sublime asks for nothing beyond the download.
Sqsh holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: Pay with Sublime has 231 ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 86% of Pay with Sublime's written reviews are positive against 100% of Sqsh's.
Pay with Sublime ships an update every 9 days, Sqsh every 6 days. The most recent releases landed on October 30, 2026 and October 24, 2026 respectively.
| Parameter | Pay with Sublime | Sqsh |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (231 ratings) | 5.0 (4 ratings) — better |
| Positive reviews | 85.7% of reviews | 100.0% of reviews — better |
| Number of ratings | 231 — better | 4 |
| Update frequency | Every 9 days | Every 6 days — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free — better | Freemium |
| Devices | iPhone, iPad — better | iPhone |
| Requires iOS | 18.5 | 16.0 — better |
| Further details — not scored | ||
| Size | 61 MB | 35 MB |
| Age rating | 17+ | 4+ |
| Developer | Sublime Payments Company | Indigo LLC |
Customer experience
Pay with Sublime
Sqsh
In-app purchases
Pay with Sublime
No in-app purchases
Sqsh
- Monthly Subscription$2.991 Month
- Biannual Subscription$12.996 Months
- Annual Subscription$19.991 Year
- One-time scan credit$0.49








