Comparison

Pay with Sublime vs Sqsh

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Pay with Sublime

This app helps you lower your bills by splitting payments and earning cash back. It automatically finds savings, negotiates on your behalf, and tracks your subscriptions. Take control of your finances and reduce expenses without direct customer service calls.

Highlights
  • Split bills into smaller payments
  • Earn 5% cash back on timely payments
  • Automatic bill negotiation
  • Finds hidden savings
  • Subscription tracking and management
  • Due date alerts
Features
Read full description

Pay your bills over time — then lower them. Sublime is the smartest way to manage the bills you already pay and save. Split bills into easy weekly payments, earn cash back, and let AI bring your bills down in the background. SPLIT ANY BILL INTO 4 WEEKLY PAYMENTS Stop juggling between due dates and payday. Sublime pays your bills, and you pay back over time on your schedule. A $400 bill becomes four $100 weeks — no late fees, no surprises, no overdrafts. EARN 5% CASH BACK WHEN YOU PAY OVER TIME The more bills you run through Sublime, the more you earn back. Get paid, to pay your bills. AI THAT LOWERS YOUR BILLS AUTOMATICALLY Sublime scans your accounts to find where you're overpaying, then applies discounts, promotions, and savings programs you qualify for. You don't haggle, call customer service, or compare quotes — Sublime does it for you. WORKS ON THE BILLS YOU ALREADY PAY Cell phone and internet Auto and home insurance Electricity, gas, and water Childcare and daycare Streaming and subscriptions BUILT FOR YOUR PEACE OF MIND Bank-level encryption. Clear pricing. No hidden fees. You're always in control of what gets paid and when. Download Sublime and start paying less for the bills you can't avoid.

About

Sqsh

Effortlessly split bills with friends using AI-powered receipt scanning. Automatically calculates individual shares, including tax and tip, for any shared expense. Integrates with popular payment apps for easy settlement.

Highlights
  • AI receipt scanning
  • Automatic itemization
  • Individual share calculation
  • Tax and tip inclusion
  • Direct payment integration
  • Group session history
  • Guest access
Features
Read full description

Sqsh makes splitting the bill effortless, whether it's dinner, groceries, a hotel, or anything in between. SCAN & SPLIT IN SECONDS Point your camera at any receipt and Sqsh reads it instantly using AI. Items appear automatically, no typing required. Everyone claims what they ordered and sees exactly what they owe. HOW IT WORKS 1. Scan your receipt (or enter items manually) 2. Share a QR code or link with your group 3. Everyone joins and taps the items they want 4. Sqsh calculates each person's share including tax and tip 5. Pay the host directly via Venmo or Cash App, built right in NO MORE MATH Sqsh handles split items, shared dishes, tax, and tip automatically. Each person sees their own total, clean, simple, done. FRIENDS & INVITES Add friends in the app and invite them directly to a session with one tap. No need to send a link every time. GUEST FRIENDLY Friends don't need an account to join. They scan the QR code, pick an emoji, and they're in. YOUR SPLIT HISTORY Every session is saved so you can always look back at who paid what and when. SQSH PRO Upgrade for unlimited receipt scans and splits. Or pay just $0.99 for a single session when you need it, no commitment required. Sqsh is perfect for: • Restaurants and bars • Groceries and household bills • Road trips and group travel • Airbnb and hotel splits • Any time more than one person is paying Apple Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Sqsh Terms of Use: https://www.sqsh.app/terms.html

Screenshots

Pay with Sublime4 screens
Sqsh4 screens

Verdict

The call

The clearest difference is in-app purchases: Pay with Sublime at none against Sqsh's 4. Pay with Sublime also leads on ratings volume (231 vs 4). Sqsh's advantage is rating (5.0 vs 4.7) and review sentiment (100% vs 86%). On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Sqsh sells 4 in-app purchases, starting at $2.99 per month. Pay with Sublime asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Sqsh holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: Pay with Sublime has 231 ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 86% of Pay with Sublime's written reviews are positive against 100% of Sqsh's.

UpkeepUpdate frequency

Pay with Sublime ships an update every 9 days, Sqsh every 6 days. The most recent releases landed on October 30, 2026 and October 24, 2026 respectively.

Scorecard6 real differences · 4 level
Pay with Sublime versus Sqsh: the parameters behind the verdict, then further details
ParameterPay with SublimeSqsh
PriceFreeFree
Rating4.7 (231 ratings)5.0 (4 ratings) — better
Positive reviews85.7% of reviews100.0% of reviews — better
Number of ratings231 — better4
Update frequencyEvery 9 daysEvery 6 days — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterFreemium
DevicesiPhone, iPad — betteriPhone
Requires iOS18.516.0 — better
Further details — not scored
Size61 MB35 MB
Age rating17+4+
DeveloperSublime Payments CompanyIndigo LLC

Customer experience

Pay with Sublime

All ratings157 ratings
Positive92.4%
Neutral1.9%
Negative5.7%
Written reviews14 reviews
Positive85.7%
Neutral0.0%
Negative14.3%

Sqsh

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews3 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Pay with Sublime

No in-app purchases

4 purchases

Sqsh

Subscriptions3
  • Monthly Subscription$2.991 Month
  • Biannual Subscription$12.996 Months
  • Annual Subscription$19.991 Year
One-time1
  • One-time scan credit$0.49

Questions

Is Pay with Sublime free?
Pay with Sublime is free to download, with no in-app purchases.
Is Sqsh free?
Sqsh is free to download, with in-app purchases available.
Which has better reviews, Pay with Sublime or Sqsh?
Sqsh is rated higher. Pay with Sublime averages 4.7 out of 5 from 231 ratings, while Sqsh averages 5.0 from 4 ratings.
Do Pay with Sublime or Sqsh have ads?
Neither Pay with Sublime nor Sqsh shows ads.
Which is updated more often, Pay with Sublime or Sqsh?
Pay with Sublime ships an update every 9 days, and Sqsh every 6 days. Most recently, Pay with Sublime was updated on October 30, 2026 and Sqsh on October 24, 2026.

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