Split vs Owelo
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Split
Easily divide expenses with friends and track shared costs. This app simplifies group payments for everything from rent to vacations, allowing guests to pay via various methods even without the app. It automates reminders and provides transparent totals for stress-free financial management.
- Split bills with friends
- Track shared expenses
- Collect payments instantly
- Fractional, itemized, and even splits
- Guest payments via Google Pay, card, Apple Pay
- Built-in receipt scanning
- Automatic payment reminders
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Split Mobile - The Modern Way to Split Anything Tired of chasing friends for payments or figuring out who owes what? Split Mobile is the easiest way to split bills, track shared expenses, and collect payments instantly. Whether you’re splitting rent, dinner, drinks, groceries, concert tickets, or a weekend getaway, Split Mobile turns any group payment into a clear, automated split. Use fractional splits, itemized totals, or quick even splits. Guests can pay with Google Pay, card, or Apple Pay, even if they don’t have the app. With built-in receipt scanning, transparent totals, and automatic reminders, you’ll never deal with awkward “I’ll get you next time” moments again. Split Mobile is the smarter way to manage group payments, shared tabs, and real-life costs fast, accurate, and stress-free.
Owelo
Easily manage and split the cost of shared subscriptions with household members. Automates payments and eliminates the need for password sharing. Ideal for students and shared living situations.
- Create and manage shared subscription plans
- Automated payment splitting
- Smart cost splitting
- Secure and private
- Supports Apple Pay and Stripe
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Owelo makes sharing recurring subscriptions simple. It’s built for a world where password sharing is over. Create a plan, invite your roommates, and let Owelo handle the payments automatically. Perfect for college students and shared households: • Streaming services (Netflix, Spotify, Hulu, and Disney+), shared memberships, and other household expenses Features: • Create and manage shared subscription plans with roommates • Split recurring payments automatically using Apple Pay or Stripe • Smart cost splitting so everyone pays their share on time • Private and secure with no shared passwords or awkward reminders Say goodbye to Daddy’s password. Start owning your subscriptions with Owelo.
Screenshots
Verdict
The clearest difference is review sentiment: Owelo at 100% against Split's 71%. Owelo also leads on update cadence (every 2 days vs every 9 days) and rating (5.0 vs 4.7). Split's advantage is ratings volume (725 vs 5) and iOS requirement (15.1 vs 18.5). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Owelo holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: Split has 725 ratings behind it against 5, so its average is the more settled of the two. Written reviews point the same way: 71% of Split's written reviews are positive against 100% of Owelo's.
Split ships an update every 9 days, Owelo every 2 days. The most recent releases landed on September 26, 2026 and September 17, 2026 respectively.
| Parameter | Split | Owelo |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (725 ratings) | 5.0 (5 ratings) — better |
| Positive reviews | 71.3% of reviews | 100.0% of reviews — better |
| Number of ratings | 725 — better | 5 |
| Update frequency | Every 9 days | Every 2 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 15.1 — better | 18.5 |
| Further details — not scored | ||
| Size | 93 MB | 16 MB |
| Age rating | 4+ | 9+ |
| Developer | Split Mobile Inc. | Quincy Keele |
Customer experience
Split
Owelo
In-app purchases
Split
No in-app purchases
Owelo
No in-app purchases








