Comparison

Split vs Owelo

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Split

Easily divide expenses with friends and track shared costs. This app simplifies group payments for everything from rent to vacations, allowing guests to pay via various methods even without the app. It automates reminders and provides transparent totals for stress-free financial management.

Highlights
  • Split bills with friends
  • Track shared expenses
  • Collect payments instantly
  • Fractional, itemized, and even splits
  • Guest payments via Google Pay, card, Apple Pay
  • Built-in receipt scanning
  • Automatic payment reminders
Features
Read full description

Split Mobile - The Modern Way to Split Anything Tired of chasing friends for payments or figuring out who owes what? Split Mobile is the easiest way to split bills, track shared expenses, and collect payments instantly. Whether you’re splitting rent, dinner, drinks, groceries, concert tickets, or a weekend getaway, Split Mobile turns any group payment into a clear, automated split. Use fractional splits, itemized totals, or quick even splits. Guests can pay with Google Pay, card, or Apple Pay, even if they don’t have the app. With built-in receipt scanning, transparent totals, and automatic reminders, you’ll never deal with awkward “I’ll get you next time” moments again. Split Mobile is the smarter way to manage group payments, shared tabs, and real-life costs fast, accurate, and stress-free.

About

Owelo

Easily manage and split the cost of shared subscriptions with household members. Automates payments and eliminates the need for password sharing. Ideal for students and shared living situations.

Highlights
  • Create and manage shared subscription plans
  • Automated payment splitting
  • Smart cost splitting
  • Secure and private
  • Supports Apple Pay and Stripe
Features
Read full description

Owelo makes sharing recurring subscriptions simple. It’s built for a world where password sharing is over. Create a plan, invite your roommates, and let Owelo handle the payments automatically. Perfect for college students and shared households: • Streaming services (Netflix, Spotify, Hulu, and Disney+), shared memberships, and other household expenses Features: • Create and manage shared subscription plans with roommates • Split recurring payments automatically using Apple Pay or Stripe • Smart cost splitting so everyone pays their share on time • Private and secure with no shared passwords or awkward reminders Say goodbye to Daddy’s password. Start owning your subscriptions with Owelo.

Screenshots

Split4 screens
Owelo4 screens

Verdict

The call

The clearest difference is review sentiment: Owelo at 100% against Split's 71%. Owelo also leads on update cadence (every 2 days vs every 9 days) and rating (5.0 vs 4.7). Split's advantage is ratings volume (725 vs 5) and iOS requirement (15.1 vs 18.5). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Owelo holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: Split has 725 ratings behind it against 5, so its average is the more settled of the two. Written reviews point the same way: 71% of Split's written reviews are positive against 100% of Owelo's.

UpkeepUpdate frequency

Split ships an update every 9 days, Owelo every 2 days. The most recent releases landed on September 26, 2026 and September 17, 2026 respectively.

Scorecard5 real differences · 5 level
Split versus Owelo: the parameters behind the verdict, then further details
ParameterSplitOwelo
PriceFreeFree
Rating4.7 (725 ratings)5.0 (5 ratings) — better
Positive reviews71.3% of reviews100.0% of reviews — better
Number of ratings725 — better5
Update frequencyEvery 9 daysEvery 2 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.1 — better18.5
Further details — not scored
Size93 MB16 MB
Age rating4+9+
DeveloperSplit Mobile Inc.Quincy Keele

Customer experience

Split

All ratings725 ratings
Positive92.3%
Neutral1.9%
Negative5.8%
Written reviews94 reviews
Positive71.3%
Neutral9.6%
Negative19.1%

Owelo

All ratings5 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews3 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Split

No in-app purchases

None

Owelo

No in-app purchases

Questions

Is Split free?
Split is free to download, with no in-app purchases.
Is Owelo free?
Owelo is free to download, with no in-app purchases.
Which has better reviews, Split or Owelo?
Owelo is rated higher. Split averages 4.7 out of 5 from 725 ratings, while Owelo averages 5.0 from 5 ratings.
Do Split or Owelo have ads?
Neither Split nor Owelo shows ads.
Which is updated more often, Split or Owelo?
Split ships an update every 9 days, and Owelo every 2 days. Most recently, Split was updated on September 26, 2026 and Owelo on September 17, 2026.

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