Comparison

TopMobile vs Teerus MFB

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

TopMobile

Features
Read full description

TopMobile is the official mobile app of Top Rate Microfinance Bank Ltd designed to help you manage your finances on the go with speed, security, and simplicity. Whether you're saving, transferring money, managing your finances, TopMobile empowers you to bank smart and live better. Key Highlights: Send and receive money instantly Biometric Login for Enhanced Security Manage your Beneficiaries 24/7 customer support access Track your finances on the go Transaction History & Smart Notifications Much more interesting features in the works. Built by Top Rate Microfinance Bank Ltd, TopMobile is secure, simple, and made for you. Download now and bank smarter!

About

Teerus MFB

Features
Read full description

Teerus is the official mobile banking app for Teerus Microfinance Bank, built for Nigerians who want simple, reliable access to their money wherever they are. Open a savings or current account directly from your phone, complete your KYC verification, and start banking straight away. Once you are set up, you can send money to any Nigerian bank via NIP, transfer between your own accounts, Set up Standing Instructions and save your frequent payees for faster repeat transfers. Paying bills is just as easy. Top up airtime and data on MTN, Airtel, Glo, and 9mobile, settle your DStv, GOtv, or StarTimes subscription, and pay your electricity bills all in one place. Request a virtual debit card linked to your account, set your PIN, and manage it directly from the app. Freeze or unfreeze it whenever you need to. We built in account analytics so you can track your spending, see your inflows and outflows, and download your account statements whenever you need them. On the security side, you can enable biometric login, set a transaction PIN, and turn on two-factor authentication for extra protection. Teerus Microfinance Bank is a CBN-licensed microfinance bank. Your deposits are protected in accordance with NDIC guidelines.

Screenshots

TopMobile4 screens
Teerus MFB4 screens

Verdict

The call

The clearest difference is ads: Teerus MFB at none against TopMobile's shown. Teerus MFB also leads on update cadence (every 4 days vs every 4 months). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

TopMobile ships an update every 4 months, Teerus MFB every 4 days. Both last shipped on October 3, 2026.

Scorecard2 real differences ยท 4 level
TopMobile versus Teerus MFB: the parameters behind the verdict, then further details
ParameterTopMobileTeerus MFB
PriceFreeFree
Update frequencyEvery 4 monthsEvery 4 days โ€” better
AdsYesNo โ€” better
In-app purchasesNoNo
DevicesiPhone, iPad, iPod โ€” betteriPhone, iPod
Requires iOS15.115.0 โ€” better
Further details โ€” not scored
Size48 MB42 MB
Age rating4+17+
DeveloperToprate Mutual Finance LimitedTEERUS MICROFINANCE BANK LIMITED

In-app purchases

None

TopMobile

No in-app purchases

None

Teerus MFB

No in-app purchases

Questions

Is TopMobile free?
TopMobile is free to download, with no in-app purchases.
Is Teerus MFB free?
Teerus MFB is free to download, with no in-app purchases.
Do TopMobile or Teerus MFB have ads?
TopMobile shows ads; Teerus MFB does not.
Which is updated more often, TopMobile or Teerus MFB?
TopMobile ships an update every 4 months, and Teerus MFB every 4 days. Most recently, TopMobile was updated on October 3, 2026 and Teerus MFB on October 3, 2026.

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