TopMobile vs Teerus MFB
Price, ratings, monetisation and update history for both apps, side by side โ with what reviewers say about each.
TopMobile
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TopMobile is the official mobile app of Top Rate Microfinance Bank Ltd designed to help you manage your finances on the go with speed, security, and simplicity. Whether you're saving, transferring money, managing your finances, TopMobile empowers you to bank smart and live better. Key Highlights: Send and receive money instantly Biometric Login for Enhanced Security Manage your Beneficiaries 24/7 customer support access Track your finances on the go Transaction History & Smart Notifications Much more interesting features in the works. Built by Top Rate Microfinance Bank Ltd, TopMobile is secure, simple, and made for you. Download now and bank smarter!
Teerus MFB
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Teerus is the official mobile banking app for Teerus Microfinance Bank, built for Nigerians who want simple, reliable access to their money wherever they are. Open a savings or current account directly from your phone, complete your KYC verification, and start banking straight away. Once you are set up, you can send money to any Nigerian bank via NIP, transfer between your own accounts, Set up Standing Instructions and save your frequent payees for faster repeat transfers. Paying bills is just as easy. Top up airtime and data on MTN, Airtel, Glo, and 9mobile, settle your DStv, GOtv, or StarTimes subscription, and pay your electricity bills all in one place. Request a virtual debit card linked to your account, set your PIN, and manage it directly from the app. Freeze or unfreeze it whenever you need to. We built in account analytics so you can track your spending, see your inflows and outflows, and download your account statements whenever you need them. On the security side, you can enable biometric login, set a transaction PIN, and turn on two-factor authentication for extra protection. Teerus Microfinance Bank is a CBN-licensed microfinance bank. Your deposits are protected in accordance with NDIC guidelines.
Screenshots
Verdict
The clearest difference is ads: Teerus MFB at none against TopMobile's shown. Teerus MFB also leads on update cadence (every 4 days vs every 4 months). On price, in-app purchases, device support and iOS requirement there is nothing between them.
Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
TopMobile ships an update every 4 months, Teerus MFB every 4 days. Both last shipped on October 3, 2026.
| Parameter | TopMobile | Teerus MFB |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 4 months | Every 4 days โ better |
| Ads | Yes | No โ better |
| In-app purchases | No | No |
| Devices | iPhone, iPad, iPod โ better | iPhone, iPod |
| Requires iOS | 15.1 | 15.0 โ better |
| Further details โ not scored | ||
| Size | 48 MB | 42 MB |
| Age rating | 4+ | 17+ |
| Developer | Toprate Mutual Finance Limited | TEERUS MICROFINANCE BANK LIMITED |
In-app purchases
TopMobile
No in-app purchases
Teerus MFB
No in-app purchases









