Comparison

Responsive Auto vs Kemper

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Responsive Auto

Manage your insurance policies, pay premiums, and access important documents digitally. This app provides convenient access to policy details, claims reporting, and roadside assistance requests directly from your mobile device.

Highlights
  • Manage insurance policies
  • Pay premiums
  • Access ID cards
  • Report claims
  • Request roadside assistance
  • Digital policy management
Features
Read full description

Responsive Auto Insurance wants to raise the standard for service in our industry, so we offer customized coverage, in language you can understand, at a competitive price, and we work intelligently to make your experience as easy as possible. We give our customers access to a powerful digital platform, letting policyholders manage policies, pay premiums, access ID cards, report claims, and request roadside assistance all from their mobile devices.

About

Kemper

Manage your auto insurance policy, access ID cards, file claims, and get roadside assistance. This app provides secure and convenient access to all your insurance needs on your mobile device.

Highlights
  • Policy management
  • Digital ID cards
  • Claims filing
  • Payment management
  • Roadside assistance access
Features
Read full description

Kemper offers seamless access to your auto insurance policy, ID cards, claims, payments, and roadside assistance. Manage your insurance needs securely and conveniently from your mobile device.

Screenshots

Responsive Auto4 screens
Kemper4 screens

Verdict

The call

The clearest difference is rating: Responsive Auto at 4.0 against Kemper's 2.5. Kemper's advantage is ratings volume (115 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Responsive Auto holds the better App Store score, 4.0 against 2.5. That said, the two scores are not equally well evidenced: Kemper has 115 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

Responsive Auto ships an update every 2 months, Kemper every 4 weeks. The most recent releases landed on October 15, 2026 and October 17, 2026 respectively.

Scorecard2 real differences · 8 level
Responsive Auto versus Kemper: the parameters behind the verdict, then further details
ParameterResponsive AutoKemper
PriceFreeFree
Rating4.0 (1 ratings) — better2.5 (115 ratings)
Positive reviews—6.9% of reviews
Number of ratings1115 — better
Update frequencyEvery 2 monthsEvery 4 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.615.0 — better
Further details — not scored
Size85 MB22 MB
Age rating4+4+
DeveloperResponsive Auto InsuranceKemper Corporation

Customer experience

Responsive Auto

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Kemper

All ratings115 ratings
Positive33.9%
Neutral6.1%
Negative60.0%
Written reviews29 reviews
Positive6.9%
Neutral0.0%
Negative93.1%

In-app purchases

None

Responsive Auto

No in-app purchases

None

Kemper

No in-app purchases

Questions

Is Responsive Auto free?
Responsive Auto is free to download, with no in-app purchases.
Is Kemper free?
Kemper is free to download, with no in-app purchases.
Which has better reviews, Responsive Auto or Kemper?
Responsive Auto is rated higher. Responsive Auto averages 4.0 out of 5 from 1 ratings, while Kemper averages 2.5 from 115 ratings.
Do Responsive Auto or Kemper have ads?
Neither Responsive Auto nor Kemper shows ads.
Which is updated more often, Responsive Auto or Kemper?
Responsive Auto ships an update every 2 months, and Kemper every 4 weeks. Most recently, Responsive Auto was updated on October 15, 2026 and Kemper on October 17, 2026.

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