Comparison

PocketBacktest vs OneLedger

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PocketBacktest

Features
Read full description

How would that portfolio actually have done? Type the tickers, set the weights, pick a period, tap Run Backtest. You get a clean growth chart and the numbers that matter. In about ten seconds, with no account and no spreadsheet. BUILD IT YOUR WAY • Save multiple portfolios of stocks, ETFs, and crypto • Start from a preset - 60/40 Balanced, All Weather, Three-Fund, Total Nasdaq, Crypto Blend and more • Split weights evenly with one tap, or type them to the decimal • Duplicate a portfolio to try a variation without losing the original • Swipe to delete; each portfolio keeps the colour it uses on the chart TEST IT PROPERLY • Periods from 1 week to 5 years, YTD, or the full available history • Rebalancing: Buy & Hold, Monthly, Quarterly, or Annually • Add recurring contributions - daily, weekly, monthly, quarterly or yearly • Set your own risk-free rate for the risk figures THE NUMBERS • Total return, CAGR, and ending balance • Money-weighted return (MWRR) once you are adding contributions • Maximum drawdown - the worst peak-to-trough fall along the way • Volatility, Sharpe, Sortino, Calmar, and beta • Contributions are excluded from the return maths, so money you paid in is never counted as growth READ THE CHART • Compare every portfolio on one chart, side by side • Drag to inspect any single day; press and hold, then drag, to measure a range • Turn the phone sideways for a full-screen chart • Optional log scale, or start everything at 100 to compare shape rather than dollars • Export a run as CSV and a chart image, zipped and ready to share MADE TO LIVE ON YOUR PHONE • Ten themes, each with a genuine light and dark version that follows your System setting • Portfolio Pulse widget keeps your last run on the home screen • Ask Siri: "Run a backtest in PocketBacktest" • Full Dynamic Type, VoiceOver labels, and Reduce Motion support • Prices are cached, so recent runs still work with a weak connection Disclaimer: The information provided in this app is for informational and entertainment purposes only and should not be considered financial advice. Past performance does not predict future results. Always do your own research or consult a qualified financial professional before making investment decisions.

About

OneLedger

Features
Read full description

Where will your net worth be in fifteen years? OneLedger works it out on your iPhone, with no bank connection and no subscription. OneLedger brings together accounts, portfolios (stocks, ETFs, crypto), real estate, and loans in one app. Think long term, track your objectives Building wealth takes years. OneLedger is built for a long-term view: you set your goals (retirement, property purchase, project savings) and follow how your situation evolves over time. Dashboard, projection charts, and wealth evolution give you a clear picture of where you stand and where you're heading. Savings and accounts Centralise your bank and savings accounts (checking, savings, brokerage). See totals, history, and breakdown by category. Portfolios: stocks, ETFs and crypto Create portfolios by goal (retirement, project, liquidity). Add positions in stocks, ETFs, or crypto with quantity and purchase price. Track the value and performance of each portfolio, refreshed automatically without an API key. Add your own key if you want a longer price history. Real estate and loans Record your properties and their linked loans. Run repayment scenarios (rate, term, monthly payment) and compare the impact on your cash flow. You get a clear view of debt and net real estate wealth. Scenarios and analysis Use scenarios to project your savings and goals over time. The Expert module offers macro indicators (liquidity, valuation, economic cycle) and tools such as rate stress tests to support your long-term thinking. Privacy by design No bank connection, no account to create, no server: your data is encrypted and stays on your device, with local encrypted backups. A single one-time purchase unlocks the full version, no subscription. Who is it for? Individuals who want a single view of their wealth, without relying on a bank connection or a mandatory cloud subscription. 14-day free trial, English interface. Download OneLedger and take control of your net worth.

Screenshots

PocketBacktest4 screens
OneLedger4 screens

Verdict

The call

The clearest difference is in-app purchases: PocketBacktest at none against OneLedger's 1. PocketBacktest also leads on iOS requirement (18.0 vs 26.0). OneLedger's advantage is ads (none vs shown) and update cadence (weekly vs every 6 weeks). On price and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. OneLedger sells 1 one-off in-app purchase. PocketBacktest asks for nothing beyond the download.

UpkeepUpdate frequency

PocketBacktest ships an update every 6 weeks, OneLedger weekly. The most recent releases landed on October 15, 2026 and October 14, 2026 respectively.

Scorecard4 real differences · 2 level
PocketBacktest versus OneLedger: the parameters behind the verdict, then further details
ParameterPocketBacktestOneLedger
PriceFreeFree
Update frequencyEvery 6 weeksWeekly — better
AdsYesNo — better
In-app purchasesNo — betterYes
DevicesiPhoneiPhone, iPad — better
Requires iOS18.0 — better26.0
Further details — not scored
Size7 MB23 MB
Age rating4+4+
DeveloperDaniel CannonDamien Zilka

In-app purchases

None

PocketBacktest

No in-app purchases

1 purchases

OneLedger

One-time1
  • Full Version$17.99

Questions

Is PocketBacktest free?
PocketBacktest is free to download, with no in-app purchases.
Is OneLedger free?
OneLedger is free to download, with in-app purchases available.
Do PocketBacktest or OneLedger have ads?
PocketBacktest shows ads; OneLedger does not.
Which is updated more often, PocketBacktest or OneLedger?
PocketBacktest ships an update every 6 weeks, and OneLedger weekly. Most recently, PocketBacktest was updated on October 15, 2026 and OneLedger on October 14, 2026.

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