Subscription Tracker vs OneLedger
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
Subscription Tracker
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Take Control of Your Subscriptions β Before They Control You. The average person wastes hundreds of dollars a year on forgotten trials, duplicate services, and auto-renewals they never noticed. Sentinel fixes that with AI-powered tracking that works entirely on your device β no cloud, no data sharing, no surprises. AI-Powered Insights Sentinel analyzes your spending to flag unused services, duplicate subscriptions, and upcoming renewals before they hit. You get personalized recommendations β not just raw data. Complete Financial Visibility One dashboard. Every subscription. See your full recurring spend broken down by day, month, category, or service β with beautiful analytics that make your finances easy to understand at a glance. Never Get Caught Off Guard Smart alerts notify you before renewals charge, giving you time to cancel, adjust, or simply prepare. No more end-of-month shock. Simple to Set Up Auto-detection instantly recognizes popular services so you can get started in seconds. Add anything manually with ease, then use custom filters and search to stay organized. Professional Reporting Export detailed PDF reports of your subscription spend β great for personal budgeting or business expense tracking. Privacy First, Always Your financial data never leaves your device. Sentinel doesn't sell, share, or sync your information anywhere. Perfect for tracking Netflix, Spotify, gym memberships, business software, family plans, and every subscription in between. Download Sentinel today and start saving money on autopilot.
OneLedger
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Track, project and simulate your net worth β 100% on your device, no bank connection. OneLedger brings together accounts, portfolios (stocks, ETFs, crypto), real estate, and loans in one app, on iPhone, iPad, and Mac. Think long term, track your objectives Building wealth takes years. OneLedger is built for a long-term view: you set your goals (retirement, property purchase, project savings) and follow how your situation evolves over time. Dashboard, projection charts, and wealth evolution give you a clear picture of where you stand and where youβre heading. Savings and accounts Centralise your bank and savings accounts (checking, savings, brokerageβ¦). See totals, history, and breakdown by category. Portfolios: stocks, ETFs and crypto Create portfolios by goal (retirement, project, liquidity). Add positions in stocks, ETFs, or crypto (BTC, ETHβ¦) with quantity and purchase price. Track the value and performance of each portfolio, refreshed automatically via an optional API key. Real estate and loans Record your properties and their linked loans. Run repayment scenarios (rate, term, monthly payment) and compare the impact on your cash flow. You get a clear view of debt and net real estate wealth. Scenarios and analysis Use scenarios to project your savings and goals over time. The Expert module offers macro indicators (liquidity, valuation, economic cycle) and tools such as rate stress tests to support your long-term thinking. Privacy by design No bank connection, no account to create, no server: your data is encrypted and stays on your device, with local encrypted backups. A single one-time purchase unlocks the full version β no subscription. Who is it for? Individuals who want a single view of their wealth, without relying on a bank connection or a mandatory cloud subscription. 14-day free trial, English interface, available on iPhone, iPad, and Mac. Also available from Siri, Spotlight and the Shortcuts app, without opening it. Download OneLedger and take control of your net worth.
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Verdict
The clearest difference is iOS requirement: Subscription Tracker at 16.6 against OneLedger's 26.0. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Subscription Tracker sells 2 in-app purchases, starting at $5.99 per month and OneLedger sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.
Subscription Tracker ships an update every 6 days, OneLedger weekly. The most recent releases landed on September 20, 2026 and August 10, 2026 respectively.
| Parameter | Subscription Tracker | OneLedger |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 6 days β better | Weekly |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Devices | iPhone, iPad, Mac β better | iPhone, iPad |
| Requires iOS | 16.6 β better | 26.0 |
| Further details β not scored | ||
| Size | 44 MB | 23 MB |
| Age rating | 4+ | 4+ |
| Developer | Timothy Baskaran | Damien Zilka |
In-app purchases
Subscription Tracker
- Monthly Premium7 Days trial$5.991 Month
- Annual Premium7 Days trial$49.991 Year
OneLedger
- Full Version$17.99





