Comparison

Paynium vs Check Split and Tip Calculator

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Paynium

Features
Read full description

Stay on top of your finances with Payment Tracker — the ultimate tool for managing your cards, expenses, and assets in one seamless app. Payment Tracker helps you organize every detail of your financial life. From monthly bills and subscriptions to income, recurring transactions, and card balances, everything is right where you need it — clean, smart, and effortless. Monitor your income and expenses with beautiful charts. Set reminders for upcoming payments, and let the app automatically adjust due dates for weekends and public holidays. Payment Tracker syncs your data securely with iCloud so your information stays up to date across all your devices. Key Features: • Track payments, cards, and expenses in one place • Smart reminders prevent missed due dates • Recurring transactions with automatic scheduling • Monthly and annual spending insights • Income and expense analytics with elegant charts • Asset management and balance overview • CloudKit sync for iCloud-based data backup • Clean, modern design built with SwiftUI Take control of your financial routine — stay organized, save time, and focus on what matters. Payment Tracker makes financial clarity beautifully simple. — Subscription Information: Unlock the full potential of Payment Tracker with our Premium Monthly Subscription. • Title: Premium Monthly • Length of Subscription: 1 Month • Price: Please check the app for local pricing. Payment will be charged to your iTunes Account at confirmation of purchase. Subscription automatically renews unless auto-renew is turned off at least 24 hours before the end of the current period. Your account will be charged for renewal within 24 hours prior to the end of the current period. You can manage your subscriptions and turn off auto-renewal by going to your Account Settings after purchase. Privacy Policy: https://ozgungungor.github.io/Payment-Tracker/privacy.html Terms of Use (EULA): https://ozgungungor.github.io/Payment-Tracker/terms.html

About

Check Split and Tip Calculator

Effortlessly divide bills and calculate tips for group outings. Send payment requests instantly via popular apps. Customize settings for a personalized experience.

Highlights
  • Fast bill splitting
  • Automatic tax calculation
  • Quick tip buttons
  • Split 2-99 ways
  • Send payment requests
  • Works offline
  • Privacy focused
Features
Read full description

Split the check in three taps, right at the table. No math, no account, no awkward silence. HOW IT WORKS 1. Enter the bill 2. Pick a tip 3. Tap how many people Everyone's share appears big enough to read across the table. Tap Request and Venmo opens with the amount and note filled in. WHO HAD WHAT Switch to "By item" and add each dish and drink, or scan the receipt and let the app find them. Tap names to show who had what; tax and tip are split in proportion. No more "I only had a salad." GET PAID BACK • Venmo: opens a request with the amount and note filled in • Text the split: send everyone the breakdown in one message • PayPal, Cash App and Zelle (Pro): friends get a tap-to-pay link, or your Zelle details, with their share filled in SMART DEFAULTS • Set your sales tax once; tip before or after tax • Tip buttons you choose, plus any custom percentage • Split 2–99 ways in 11 currencies • History of every split you send TRY PRO FREE Your first 3 bills include everything in Pro. After that, Pro is a single purchase: • Receipt scanning • Unlimited items per bill (Free includes 5) • PayPal, Cash App and Zelle pay links • Round each share up to an easy number • Full split history and CSV export (Free shows the last 10) • Extra tip profiles like "Date night" or "Work lunch" Pay once, keep it forever. No subscription, no ads. PRIVATE AND OFFLINE Everything is calculated on your phone, and receipts are read on your phone too: the photo is never uploaded. Works in basement bars and dead zones. No sign-up, no tracking. Privacy Policy: https://splitsecondpay.com/privacy-policy.html Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Paynium4 screens
Check Split and Tip Calculator4 screens

Verdict

The call

The clearest difference is ads: Check Split and Tip Calculator at none against Paynium's shown. Paynium's advantage is update cadence (every 5 days vs every 3 weeks). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Paynium sells 1 in-app purchase, starting at $0.99 per month and Check Split and Tip Calculator sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Paynium ships an update every 5 days, Check Split and Tip Calculator every 3 weeks. The most recent releases landed on October 6, 2026 and October 28, 2026 respectively.

Scorecard2 real differences · 8 level
Paynium versus Check Split and Tip Calculator: the parameters behind the verdict, then further details
ParameterPayniumCheck Split and Tip Calculator
PriceFreeFree
Rating—5.0 (4 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—4 — better
Update frequencyEvery 5 days — betterEvery 3 weeks
AdsYesNo — better
In-app purchasesYesYes
Monetization—Free
DevicesiPhoneiPhone, iPad — better
Requires iOS17.616.0 — better
Further details — not scored
Size7 MB41 MB
Age rating4+4+
Developerozgun gungorRaymond Rothwell

In-app purchases

1 purchases

Paynium

Subscriptions1
  • Monthly Subscription$0.991 Month
1 purchases

Check Split and Tip Calculator

One-time1
  • SplitSecond Pay Pro$2.99

Questions

Is Paynium free?
Paynium is free to download, with in-app purchases available.
Is Check Split and Tip Calculator free?
Check Split and Tip Calculator is free to download, with in-app purchases available.
Do Paynium or Check Split and Tip Calculator have ads?
Paynium shows ads; Check Split and Tip Calculator does not.
Which is updated more often, Paynium or Check Split and Tip Calculator?
Paynium ships an update every 5 days, and Check Split and Tip Calculator every 3 weeks. Most recently, Paynium was updated on October 6, 2026 and Check Split and Tip Calculator on October 28, 2026.

Other comparisons