Paynium vs Subscription Manager
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Paynium
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Stay on top of your finances with Payment Tracker — the ultimate tool for managing your cards, expenses, and assets in one seamless app. Payment Tracker helps you organize every detail of your financial life. From monthly bills and subscriptions to income, recurring transactions, and card balances, everything is right where you need it — clean, smart, and effortless. Monitor your income and expenses with beautiful charts. Set reminders for upcoming payments, and let the app automatically adjust due dates for weekends and public holidays. Payment Tracker syncs your data securely with iCloud so your information stays up to date across all your devices. Key Features: • Track payments, cards, and expenses in one place • Smart reminders prevent missed due dates • Recurring transactions with automatic scheduling • Monthly and annual spending insights • Income and expense analytics with elegant charts • Asset management and balance overview • CloudKit sync for iCloud-based data backup • Clean, modern design built with SwiftUI Take control of your financial routine — stay organized, save time, and focus on what matters. Payment Tracker makes financial clarity beautifully simple. — Subscription Information: Unlock the full potential of Payment Tracker with our Premium Monthly Subscription. • Title: Premium Monthly • Length of Subscription: 1 Month • Price: Please check the app for local pricing. Payment will be charged to your iTunes Account at confirmation of purchase. Subscription automatically renews unless auto-renew is turned off at least 24 hours before the end of the current period. Your account will be charged for renewal within 24 hours prior to the end of the current period. You can manage your subscriptions and turn off auto-renewal by going to your Account Settings after purchase. Privacy Policy: https://ozgungungor.github.io/Payment-Tracker/privacy.html Terms of Use (EULA): https://ozgungungor.github.io/Payment-Tracker/terms.html
Subscription Manager
This app helps you track all your recurring expenses like subscriptions, bills, and debts without needing bank access. It provides reminders and a payment calendar to manage your finances privately on your device.
- Track subscriptions, bills, and debts
- No bank account connection required
- On-device data storage for privacy
- Customizable reminders for due dates
- Monthly payment calendar view
- Track price increases
- Export data to CSV
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Know exactly what's leaving your account - without connecting your bank. Mori keeps every subscription, bill, and debt in one place. Your data never leaves your device - no account required, ever. Why Mori? Most trackers want your bank login. Others charge a monthly fee to track monthly fees. Mori is different: it's manual, private, and yours for a one-time price. What You Can Track • Subscriptions: streaming, software, gym memberships • Bills: utilities, rent, insurance, direct debits • Debts: loans, credit cards, repayment schedules • Free trials: get notified before they auto-renew What You Can Do • See everything due today, this week, and this month • Full monthly payment calendar - spot your expensive months ahead • Mark items paid and catch overdue charges instantly • Per-item reminders - before due, on due day, and after • Track price increases with full price history • Export all your data to CSV anytime Privacy - For Real Mori runs entirely on your device. No sign-up. No bank link. No cloud sync. No ads. Nothing leaves your phone - because nothing ever touches our servers. FREE • Track up to 5 subscriptions or bills • Payments due in the next 7 days • Weekly reminder to review upcoming charges MORI PRO No subscription to track your subscriptions. • Unlimited bills, subscriptions, and debts • Full 30-day payment calendar + filters • Per-item reminders (before, on due day, overdue) • Spending insights and payment analytics • Export your data (CSV) Take control of your recurring costs. Download free - no bank connection needed, no account required.
Screenshots
Verdict
The clearest difference is ads: Subscription Manager at none against Paynium's shown. Subscription Manager also leads on device support (3 vs 1) and iOS requirement (15.1 vs 17.6). Paynium's advantage is update cadence (every 5 days vs every 11 days). On price and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Paynium sells 1 in-app purchase, starting at $0.99 per month and Subscription Manager sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.
Paynium ships an update every 5 days, Subscription Manager every 11 days. The most recent releases landed on October 6, 2026 and October 26, 2026 respectively.
| Parameter | Paynium | Subscription Manager |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (1 ratings) — better |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | — | 1 — better |
| Update frequency | Every 5 days — better | Every 11 days |
| Ads | Yes | No — better |
| In-app purchases | Yes | Yes |
| Monetization | — | Freemium |
| Devices | iPhone | iPhone, iPad, iPod — better |
| Requires iOS | 17.6 | 15.1 — better |
| Further details — not scored | ||
| Size | 7 MB | 42 MB |
| Age rating | 4+ | 4+ |
| Developer | ozgun gungor | Malik Gabroun |
In-app purchases
Paynium
- Monthly Subscription$0.991 Month
Subscription Manager
- Mori Pro – Lifetime$12.99









