Comparison

Paynium vs Subscription Manager

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Paynium

Features
Read full description

Stay on top of your finances with Payment Tracker — the ultimate tool for managing your cards, expenses, and assets in one seamless app. Payment Tracker helps you organize every detail of your financial life. From monthly bills and subscriptions to income, recurring transactions, and card balances, everything is right where you need it — clean, smart, and effortless. Monitor your income and expenses with beautiful charts. Set reminders for upcoming payments, and let the app automatically adjust due dates for weekends and public holidays. Payment Tracker syncs your data securely with iCloud so your information stays up to date across all your devices. Key Features: • Track payments, cards, and expenses in one place • Smart reminders prevent missed due dates • Recurring transactions with automatic scheduling • Monthly and annual spending insights • Income and expense analytics with elegant charts • Asset management and balance overview • CloudKit sync for iCloud-based data backup • Clean, modern design built with SwiftUI Take control of your financial routine — stay organized, save time, and focus on what matters. Payment Tracker makes financial clarity beautifully simple. — Subscription Information: Unlock the full potential of Payment Tracker with our Premium Monthly Subscription. • Title: Premium Monthly • Length of Subscription: 1 Month • Price: Please check the app for local pricing. Payment will be charged to your iTunes Account at confirmation of purchase. Subscription automatically renews unless auto-renew is turned off at least 24 hours before the end of the current period. Your account will be charged for renewal within 24 hours prior to the end of the current period. You can manage your subscriptions and turn off auto-renewal by going to your Account Settings after purchase. Privacy Policy: https://ozgungungor.github.io/Payment-Tracker/privacy.html Terms of Use (EULA): https://ozgungungor.github.io/Payment-Tracker/terms.html

About

Subscription Manager

This app helps you track all your recurring expenses like subscriptions, bills, and debts without needing bank access. It provides reminders and a payment calendar to manage your finances privately on your device.

Highlights
  • Track subscriptions, bills, and debts
  • No bank account connection required
  • On-device data storage for privacy
  • Customizable reminders for due dates
  • Monthly payment calendar view
  • Track price increases
  • Export data to CSV
Features
Read full description

Know exactly what's leaving your account - without connecting your bank. Mori keeps every subscription, bill, and debt in one place. Your data never leaves your device - no account required, ever. Why Mori? Most trackers want your bank login. Others charge a monthly fee to track monthly fees. Mori is different: it's manual, private, and yours for a one-time price. What You Can Track • Subscriptions: streaming, software, gym memberships • Bills: utilities, rent, insurance, direct debits • Debts: loans, credit cards, repayment schedules • Free trials: get notified before they auto-renew What You Can Do • See everything due today, this week, and this month • Full monthly payment calendar - spot your expensive months ahead • Mark items paid and catch overdue charges instantly • Per-item reminders - before due, on due day, and after • Track price increases with full price history • Export all your data to CSV anytime Privacy - For Real Mori runs entirely on your device. No sign-up. No bank link. No cloud sync. No ads. Nothing leaves your phone - because nothing ever touches our servers. FREE • Track up to 5 subscriptions or bills • Payments due in the next 7 days • Weekly reminder to review upcoming charges MORI PRO No subscription to track your subscriptions. • Unlimited bills, subscriptions, and debts • Full 30-day payment calendar + filters • Per-item reminders (before, on due day, overdue) • Spending insights and payment analytics • Export your data (CSV) Take control of your recurring costs. Download free - no bank connection needed, no account required.

Screenshots

Paynium4 screens
Subscription Manager4 screens

Verdict

The call

The clearest difference is ads: Subscription Manager at none against Paynium's shown. Subscription Manager also leads on device support (3 vs 1) and iOS requirement (15.1 vs 17.6). Paynium's advantage is update cadence (every 5 days vs every 11 days). On price and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Paynium sells 1 in-app purchase, starting at $0.99 per month and Subscription Manager sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Paynium ships an update every 5 days, Subscription Manager every 11 days. The most recent releases landed on October 6, 2026 and October 26, 2026 respectively.

Scorecard4 real differences · 6 level
Paynium versus Subscription Manager: the parameters behind the verdict, then further details
ParameterPayniumSubscription Manager
PriceFreeFree
Rating—5.0 (1 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—1 — better
Update frequencyEvery 5 days — betterEvery 11 days
AdsYesNo — better
In-app purchasesYesYes
Monetization—Freemium
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS17.615.1 — better
Further details — not scored
Size7 MB42 MB
Age rating4+4+
Developerozgun gungorMalik Gabroun

In-app purchases

1 purchases

Paynium

Subscriptions1
  • Monthly Subscription$0.991 Month
1 purchases

Subscription Manager

One-time1
  • Mori Pro – Lifetime$12.99

Questions

Is Paynium free?
Paynium is free to download, with in-app purchases available.
Is Subscription Manager free?
Subscription Manager is free to download, with in-app purchases available.
Do Paynium or Subscription Manager have ads?
Paynium shows ads; Subscription Manager does not.
Which is updated more often, Paynium or Subscription Manager?
Paynium ships an update every 5 days, and Subscription Manager every 11 days. Most recently, Paynium was updated on October 6, 2026 and Subscription Manager on October 26, 2026.

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