Comparison

Paynium vs Smoosh

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Paynium

Features
Read full description

Stay on top of your finances with Payment Tracker β€” the ultimate tool for managing your cards, expenses, and assets in one seamless app. Payment Tracker helps you organize every detail of your financial life. From monthly bills and subscriptions to income, recurring transactions, and card balances, everything is right where you need it β€” clean, smart, and effortless. Monitor your income and expenses with beautiful charts. Set reminders for upcoming payments, and let the app automatically adjust due dates for weekends and public holidays. Payment Tracker syncs your data securely with iCloud so your information stays up to date across all your devices. Key Features: β€’ Track payments, cards, and expenses in one place β€’ Smart reminders prevent missed due dates β€’ Recurring transactions with automatic scheduling β€’ Monthly and annual spending insights β€’ Income and expense analytics with elegant charts β€’ Asset management and balance overview β€’ CloudKit sync for iCloud-based data backup β€’ Clean, modern design built with SwiftUI Take control of your financial routine β€” stay organized, save time, and focus on what matters. Payment Tracker makes financial clarity beautifully simple. β€” Subscription Information: Unlock the full potential of Payment Tracker with our Premium Monthly Subscription. β€’ Title: Premium Monthly β€’ Length of Subscription: 1 Month β€’ Price: Please check the app for local pricing. Payment will be charged to your iTunes Account at confirmation of purchase. Subscription automatically renews unless auto-renew is turned off at least 24 hours before the end of the current period. Your account will be charged for renewal within 24 hours prior to the end of the current period. You can manage your subscriptions and turn off auto-renewal by going to your Account Settings after purchase. Privacy Policy: https://ozgungungor.github.io/Payment-Tracker/privacy.html Terms of Use (EULA): https://ozgungungor.github.io/Payment-Tracker/terms.html

About

Smoosh

Features
Read full description

The average person wastes $624/year on subscriptions they forgot about. Smoosh makes sure you're not one of them. Track every subscription in one beautiful dashboard β€” Netflix, Spotify, gym memberships, SaaS tools, and anything else that charges you on repeat. WHAT YOU GET: β€’ One-glance view of all your subscriptions β€’ Monthly and yearly spending totals at a glance β€’ Beautiful charts to see where your money goes β€’ Renewal reminders before charges hit your card β€’ Calendar view to see upcoming billing dates Whether you're cutting costs, managing a household budget, or just tired of surprise charges, Smoosh: Subscription Tracker gives you total visibility over your recurring spending. Download free and find out how much you're really spending.

Screenshots

Paynium4 screens
Smoosh4 screens

Verdict

The call

The clearest difference is ads: Smoosh at none against Paynium's shown. Smoosh also leads on device support (3 vs 1) and iOS requirement (15.1 vs 17.6). On price, update cadence and in-app purchases there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Paynium sells 1 in-app purchase, starting at $0.99 per month and Smoosh sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Paynium ships an update every 5 days, Smoosh weekly. The most recent releases landed on October 6, 2026 and October 7, 2026 respectively.

Scorecard3 real differences Β· 3 level
Paynium versus Smoosh: the parameters behind the verdict, then further details
ParameterPayniumSmoosh
PriceFreeFree
Update frequencyEvery 5 days β€” betterWeekly
AdsYesNo β€” better
In-app purchasesYesYes
DevicesiPhoneiPhone, iPad, iPod β€” better
Requires iOS17.615.1 β€” better
Further details β€” not scored
Size7 MB45 MB
Age rating4+4+
Developerozgun gungorSpandan Mohanty

In-app purchases

1 purchases

Paynium

Subscriptions1
  • Monthly Subscription$0.991 Month
1 purchases

Smoosh

One-time1
  • Forever Pass$12.99

Questions

Is Paynium free?
Paynium is free to download, with in-app purchases available.
Is Smoosh free?
Smoosh is free to download, with in-app purchases available.
Do Paynium or Smoosh have ads?
Paynium shows ads; Smoosh does not.
Which is updated more often, Paynium or Smoosh?
Paynium ships an update every 5 days, and Smoosh weekly. Most recently, Paynium was updated on October 6, 2026 and Smoosh on October 7, 2026.

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