Paynium vs Smoosh
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
Paynium
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Stay on top of your finances with Payment Tracker β the ultimate tool for managing your cards, expenses, and assets in one seamless app. Payment Tracker helps you organize every detail of your financial life. From monthly bills and subscriptions to income, recurring transactions, and card balances, everything is right where you need it β clean, smart, and effortless. Monitor your income and expenses with beautiful charts. Set reminders for upcoming payments, and let the app automatically adjust due dates for weekends and public holidays. Payment Tracker syncs your data securely with iCloud so your information stays up to date across all your devices. Key Features: β’ Track payments, cards, and expenses in one place β’ Smart reminders prevent missed due dates β’ Recurring transactions with automatic scheduling β’ Monthly and annual spending insights β’ Income and expense analytics with elegant charts β’ Asset management and balance overview β’ CloudKit sync for iCloud-based data backup β’ Clean, modern design built with SwiftUI Take control of your financial routine β stay organized, save time, and focus on what matters. Payment Tracker makes financial clarity beautifully simple. β Subscription Information: Unlock the full potential of Payment Tracker with our Premium Monthly Subscription. β’ Title: Premium Monthly β’ Length of Subscription: 1 Month β’ Price: Please check the app for local pricing. Payment will be charged to your iTunes Account at confirmation of purchase. Subscription automatically renews unless auto-renew is turned off at least 24 hours before the end of the current period. Your account will be charged for renewal within 24 hours prior to the end of the current period. You can manage your subscriptions and turn off auto-renewal by going to your Account Settings after purchase. Privacy Policy: https://ozgungungor.github.io/Payment-Tracker/privacy.html Terms of Use (EULA): https://ozgungungor.github.io/Payment-Tracker/terms.html
Smoosh
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The average person wastes $624/year on subscriptions they forgot about. Smoosh makes sure you're not one of them. Track every subscription in one beautiful dashboard β Netflix, Spotify, gym memberships, SaaS tools, and anything else that charges you on repeat. WHAT YOU GET: β’ One-glance view of all your subscriptions β’ Monthly and yearly spending totals at a glance β’ Beautiful charts to see where your money goes β’ Renewal reminders before charges hit your card β’ Calendar view to see upcoming billing dates Whether you're cutting costs, managing a household budget, or just tired of surprise charges, Smoosh: Subscription Tracker gives you total visibility over your recurring spending. Download free and find out how much you're really spending.
Screenshots
Verdict
The clearest difference is ads: Smoosh at none against Paynium's shown. Smoosh also leads on device support (3 vs 1) and iOS requirement (15.1 vs 17.6). On price, update cadence and in-app purchases there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Paynium sells 1 in-app purchase, starting at $0.99 per month and Smoosh sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.
Paynium ships an update every 5 days, Smoosh weekly. The most recent releases landed on October 6, 2026 and October 7, 2026 respectively.
| Parameter | Paynium | Smoosh |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 5 days β better | Weekly |
| Ads | Yes | No β better |
| In-app purchases | Yes | Yes |
| Devices | iPhone | iPhone, iPad, iPod β better |
| Requires iOS | 17.6 | 15.1 β better |
| Further details β not scored | ||
| Size | 7 MB | 45 MB |
| Age rating | 4+ | 4+ |
| Developer | ozgun gungor | Spandan Mohanty |
In-app purchases
Paynium
- Monthly Subscription$0.991 Month
Smoosh
- Forever Pass$12.99









