Comparison

LiquidReceipt vs Penko Expense Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

LiquidReceipt

Features
Read full description

Receipt turns paper receipts into clean, searchable expense records in seconds. Scan a receipt, and Receipt automatically saves it as a PDF, reads the important details, and organizes everything on your iPhone. It is built for business trips, vacations, reimbursements, freelance expenses, and everyday purchases. KEY FEATURES SCAN RECEIPTS TO PDF Capture paper receipts with your iPhone and keep a digital copy you can open, review, archive, or export later. AUTOMATIC DATA EXTRACTION Receipt reads key details from scanned receipts, including: - Merchant name - Transaction date - Total amount - Currency - Line items - Receipt text You can review and edit extracted fields whenever needed. ORGANIZE BY FOLDER Create folders for trips, projects, clients, errands, or personal spending. Keep work expenses, travel receipts, and daily purchases separate and easy to find. MANUAL RECEIPTS No paper receipt? Add an expense manually with amount, merchant, currency, date, and notes. MULTI-CURRENCY SUPPORT Useful for international travel and cross-border spending. Receipt supports multiple currencies, exchange rates, custom currencies, and currency correction per receipt. FAST SEARCH Find receipts by merchant, amount, folder, note, date, or text found inside the receipt. EXPORT FOR REIMBURSEMENT Generate PDF and CSV exports when you need to send receipts to accounting, submit expenses, or keep a personal archive. IMPORT FROM OTHER APPS Use the share extension to save receipts from Files, Mail, Safari, Photos, and other apps. WIDGET AND SHORTCUTS Start scanning faster from system surfaces like widgets, Shortcuts, Siri, Spotlight, and Action Button where available. PRIVATE BY DESIGN Your receipts contain sensitive financial information. Receipt keeps your data on your device. - No account required - No tracking - No analytics - No cloud upload - Works offline - On-device processing FREE TO USE No ads. No subscriptions. No in-app purchases. Receipt is a focused, private expense tool for anyone who wants to stop losing receipts and keep spending records organized.

About

Penko Expense Tracker

This app offers a private and offline way to manage your money. It provides smart analysis of spending patterns, flexible expense tracking, and financial planning tools. All your data is stored locally on your device, ensuring complete privacy.

Highlights
  • Smart spending analysis with charts
  • Flexible expense tracking with custom categories
  • Offline functionality
  • Financial planning and goal setting
  • Privacy-focused local data storage
  • Customizable themes and languages
Features
Read full description

Take Control of Your Finances - Simple, Private, Ad-Free Penko is a powerful yet simple expense tracking app designed with your privacy in mind. No ads, no tracking, no cloud storage - just pure functionality to help you manage your money better. KEY FEATURES Smart Analysis - Visual charts and graphs to understand your spending patterns - Monthly and daily progress rings - Category-based spending breakdown - Compare current spending with previous months - Overview of this month against your income, what is left, and a 12-month forecast Flexible Expense Tracking - Quick expense entry with custom categories - 40+ currencies with exchange rates - Recurring expenses (daily, weekly, monthly, weekdays) - type how many times it repeats and the end date is worked out for you - One-time and recurring expense tracking - Detailed expense history with search and filtering - Optional daily reminder, only on days you have not logged anything Calendar View - Interactive monthly calendar - Daily expense visualization - Week-by-week spending history - Easy date navigation Categories and Organization - Create custom categories and subcategories - Visual category distribution charts - Detailed category analysis - Smart categorization with color coding Financial Planning - Set daily and monthly spending limits - Create financial goals and plans - Track progress towards your goals - Budget management tools - Project future savings with interest calculations Privacy First - All data stored locally on your device - No data collection or tracking - No account required - Backup & restore to a single file you control - no server involved - No advertisements Customization - Dark and light themes - Available in 10 languages - Customizable categories with colors - Flexible date ranges for analysis - Personalized budget limits Insights and Analytics - Monthly spending trends - Category comparison - Daily vs monthly averages - Visual progress indicators - Detailed expense reports WHY CHOOSE PENKO? - 100% Free: All features unlocked, no premium version - No Ads: Clean, distraction-free interface - Privacy Focused: Your data never leaves your device - No Internet Required: Works completely offline - Modern Design: Beautiful iOS-native interface PERFECT FOR: - Students managing budgets - Families tracking household expenses - Anyone wanting financial clarity - Privacy-conscious users - People who prefer offline apps SUPPORT THE DEVELOPER This app is completely free with no ads. If you find it useful, you can support development through optional in-app donations (buy me a coffee or tea). YOUR PRIVACY MATTERS Unlike other expense trackers, we don't collect any data. No analytics, no tracking, no cloud sync. Your financial information is yours alone, stored only on your device. FEEDBACK AND SUPPORT We're committed to making this the best expense tracker for you. Have suggestions or found a bug? Contact us - we listen to our users! Download now and start taking control of your finances today!

Screenshots

LiquidReceipt4 screens
Penko Expense Tracker4 screens

Verdict

The call

The clearest difference is in-app purchases: LiquidReceipt at none against Penko Expense Tracker's 8. Penko Expense Tracker's advantage is iOS requirement (16.2 vs 26.0). On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Penko Expense Tracker sells 8 one-off in-app purchases. LiquidReceipt asks for nothing beyond the download.

UpkeepUpdate frequency

LiquidReceipt ships an update every 4 months, Penko Expense Tracker every 5 months. Both last shipped on October 28, 2026.

Scorecard2 real differences · 7 level
LiquidReceipt versus Penko Expense Tracker: the parameters behind the verdict, then further details
ParameterLiquidReceiptPenko Expense Tracker
PriceFreeFree
Rating—4.0 (1 ratings) — better
Number of ratings—1 — better
Update frequencyEvery 4 months — betterEvery 5 months
AdsNoNo
In-app purchasesNo — betterYes
Monetization—Free with in-app purchases
DevicesiPhone, iPadiPhone, iPad
Requires iOS26.016.2 — better
Further details — not scored
Size20 MB5 MB
Age rating4+4+
DeveloperPavel GnatyukAKINALP FIDAN

In-app purchases

None

LiquidReceipt

No in-app purchases

8 purchases

Penko Expense Tracker

One-time8
  • Water$0.29
  • Tea$0.49
  • Bagel$0.99
Show 5 more
  • Coffee$1.49
  • Wrap$2.99
  • Burger$4.99
  • Turkish Doner$8.99
  • Surprise Me$14.99

Questions

Is LiquidReceipt free?
LiquidReceipt is free to download, with no in-app purchases.
Is Penko Expense Tracker free?
Penko Expense Tracker is free to download, with in-app purchases available.
Do LiquidReceipt or Penko Expense Tracker have ads?
Neither LiquidReceipt nor Penko Expense Tracker shows ads.
Which is updated more often, LiquidReceipt or Penko Expense Tracker?
LiquidReceipt ships an update every 4 months, and Penko Expense Tracker every 5 months. Most recently, LiquidReceipt was updated on October 28, 2026 and Penko Expense Tracker on October 28, 2026.

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