Amon Budget vs CoinTrail

Stop wrestling with manual entry. Amon Budget is the AI-powered money tracker built for real life — for couples splitting rent, families saving for a holiday, and anyone who'd rather speak or snap a receipt than type. — NEW IN 2.1 — • Low-balance forecast: every account 14 days ahead, and a heads-up about a week before a bill your balance won't cover. • Subscriptions: a monthly and yearly total, a flag when a price goes up, and one tap to make one recurring or mark it cancelled. • Spending drift: Amon notices a category creeping up over three months. • Ask Amon shows the transactions behind its answer. • Auto-rules learn from the categories you accept or correct. • Pick which notifications you get, type by type, plus reminders before a recurring expense. • Idle cash: move what your everyday accounts don't need into a goal. — ALSO IN 2.0 — • Home-screen widgets and an Apple Watch app (logging from the Watch is Premium). • Wrapped, Money habits, yesterday's wrap-up, a month forecast with a daily safe-to-spend, and the money-flow chart. • Six languages: English, Russian, German, Spanish, French, Portuguese (Brazil). — ADD EXPENSES IN SECONDS — • Voice input: "20 euros on coffee yesterday" — done. • Receipt scan (Premium): snap any receipt, text is recognized on your device — amount, merchant, date. • AI Quick Add: paste any message, Amon turns it into a transaction. • Smart categories: AI picks the category for you, and your auto-rules keep repeat purchases tidy. — BUDGETS THAT WORK — • Set budgets per category or account — daily, weekly, monthly, or yearly. • Live progress bars and gentle warnings before you overspend. • Recurring transactions — Amon spots subscriptions in your history. — SAVINGS GOALS — • Visualize each goal — holiday, emergency fund, new laptop. • Track contributions, deadlines and progress. • Multiple goals, multiple currencies. — SHARED FOR COUPLES & FAMILIES — • Invite your partner or family to a shared group. • Split a single transaction across people or accounts. • See who paid for what, settle up at month-end. • Shared tasks: assign bills and money to-dos to each other. • Each person keeps their own private wallets too. — INSIGHTS YOU ACTUALLY READ — • AI Insights: "You spent 32% more on takeout this month." • Weekly digest: a short AI summary of your money week. • Charts: spending by category, trends, calendar heatmap. — BUILT FOR PRIVACY — • Works offline — log expenses on a plane, sync when you're back online. • Voice runs on your device's offline speech recognizer. With no offline pack for your language, Amon asks first before sending the recording to Apple's speech service. Either way, the text reaches us. • Receipt text is recognized on your device. • Biometric unlock (Face ID, Touch ID). • Encrypted in transit (TLS) and stored on our servers. • AI requests go through our backend to a third-party model provider. • No ads, no data brokers, no model training on your data. • Export your data and delete your account anytime, right in the app. • Sign in with Apple supported. — EVERYTHING ELSE — • Multi-currency with automatic conversion. • Multiple accounts: cash, bank, credit, investment, or other. • Custom icons and colors for every category and account. • Quick Actions from the home screen — log a transaction in 2 taps. • Light & dark theme that follows your system. • CSV import and export. • Push notifications: budget overruns, low balance, recurring payments, weekly digest, group activity. — PRICING — Amon Budget is free: voice input, AI Quick Add, budgets, goals, shared groups, charts, CSV import/export and the widgets cost nothing. Premium is optional: receipt scanning, logging an expense from the Apple Watch, live market prices, refresh-on-demand, more than one portfolio and advanced portfolio analytics. Questions? Email support@amon-budget.online or visit amon-budget.online/support/. Privacy Policy: amon-budget.online/privacy/ Terms of Service: amon-budget.online/terms/

CoinTrail is the manual budget and expense tracker for people who want full control of their money — without linking a bank account. Log what you spend by hand, set budgets that actually stick, and finally see where your money goes. 100% private and offline. WHY COINTRAIL Bank-syncing apps are convenient until they miss transactions, mislabel them, or ask for your login. CoinTrail takes the opposite approach: you enter each expense in seconds with a fast number pad, so every figure is correct and nothing ever leaves your phone. No sign-up, no account, no cloud. FAST EXPENSE TRACKING - Add an expense, income or transfer in seconds with a clean numeric keypad - Organize with custom categories, each with its own icon and color - Multiple wallets and accounts: cash, bank, card, savings and more - Notes, dates and recurring entries for subscriptions, salary or rent - Search and filter your history instantly BUDGETS THAT KEEP YOU ON TRACK - Set a monthly limit for any category - Visual progress bars and clear over-budget warnings - Roll over unused budget into the next month - See your projected month-end spending and what's left to spend - A unique Safe-to-Spend amount tells you how much you can spend today REPORTS & INSIGHTS - Spending by category as a clean pie chart - Income vs expense trends across months - Top categories, savings rate and net worth across all wallets - A daily spending heatmap reveals your habits at a glance - Records: biggest expense, busiest day, longest no-spend streak and more PRIVATE BY DESIGN - All data stays on your device — nothing is uploaded - Optional Face ID / Touch ID lock - Export your data to JSON or CSV anytime, and import it back - Works fully offline MADE TO FEEL GREAT - Modern, calm emerald design - Smooth animations and haptic feedback - Available in English, Spanish, French, Italian, German and Portuguese - Optional reminders for budgets and recurring transactions Whether you're paying off debt, building savings, or just want a clear daily expense tracker without a bank connection, CoinTrail helps you spend with intention and reach your goals. Download CoinTrail and take control of your money today. CoinTrail does not require an account and never connects to your bank.