Comparison

FERS Calc vs Whenwise

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FERS Calc

Features
Read full description

Accurately calculate your Federal Employees Retirement System (FERS) pension and annuity for both Special Category Employees (SCE) and Regular FERS employees. Whether you're a law enforcement officer, firefighter, air traffic controller, or regular federal employee, get precise retirement estimates in seconds.

About

Whenwise

Features
Read full description

When should you take Social Security? Whenwise shows you, to the dollar. Enter your birth date and recent earnings. In under a minute, see your estimated monthly check at 62, 67, and 70, computed with the Social Security Administration's own published formula and 2026 values. This first estimate is free, and nothing leaves your iPhone. UNLOCK YOUR FULL CLAIMING PLAN A Whenwise Plan subscription unlocks everything Whenwise computes for the claiming decision: • Every claiming month from 62 to 70: slide and compare • Break-even analysis with your own planning horizon • Spousal benefits, finally clear, including the couples' grid • What you'll actually keep: benefit taxation and Medicare IRMAA awareness • RMD calculator from the official IRS table • Advisor-ready PDF report you can print and share • Import your my Social Security statement so estimates use SSA's actual record of your earnings, read on your iPhone and never sent anywhere • Fresh numbers every October when SSA announces the new year • Tap any card for a plain-English explanation WHENWISE PLAN PRICING $39.99 per year with a 7-day free trial, or $4.99 per week. Payment is charged to your Apple Account at confirmation of purchase. The subscription renews automatically unless canceled at least 24 hours before the end of the current period. Manage or cancel anytime in your Apple Account settings. PRIVATE BY DESIGN No account. No email. No SSN. Your information stays on your iPhone. HONEST BY DESIGN Every number is labeled with its assumptions and sources: the Social Security Administration's published formulas, IRS tables, and Medicare's official premium schedule. What we don't compute, we say so in plain English. Whenwise provides educational estimates, not financial advice. Whenwise is independent and is not affiliated with, endorsed by, or connected to the Social Security Administration. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Terms: https://whenwiseapp.com/terms Ā· Privacy: https://whenwiseapp.com/privacy

Screenshots

FERS Calc4 screens
Whenwise4 screens

Verdict

The call

The clearest difference is in-app purchases: FERS Calc at none against Whenwise's 2. On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Whenwise sells 2 in-app purchases, starting at $4.99 per 7 days. FERS Calc asks for nothing beyond the download.

Scorecard1 real difference Ā· 4 level
FERS Calc versus Whenwise: the parameters behind the verdict, then further details
ParameterFERS CalcWhenwise
PriceFreeFree
AdsNoNo
In-app purchasesNo — betterYes
DevicesiPhone, iPad — betteriPhone
Requires iOS17.017.0
Further details — not scored
Size4 MB2 MB
Age rating17+4+
DeveloperStelmaszek Company LtdBerryBox LLC

In-app purchases

None

FERS Calc

No in-app purchases

2 purchases

Whenwise

Subscriptions2
  • Whenwise Weekly$4.997 Days
  • Whenwise Annual7 Days trial$39.991 Year

Questions

Is FERS Calc free?
FERS Calc is free to download, with no in-app purchases.
Is Whenwise free?
Whenwise is free to download, with in-app purchases available.
Do FERS Calc or Whenwise have ads?
Neither FERS Calc nor Whenwise shows ads.

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