FERS Calc vs Whenwise
Price, ratings, monetisation and update history for both apps, side by side ā with what reviewers say about each.
FERS Calc
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Accurately calculate your Federal Employees Retirement System (FERS) pension and annuity for both Special Category Employees (SCE) and Regular FERS employees. Whether you're a law enforcement officer, firefighter, air traffic controller, or regular federal employee, get precise retirement estimates in seconds.
Whenwise
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When should you take Social Security? Whenwise shows you, to the dollar. Enter your birth date and recent earnings. In under a minute, see your estimated monthly check at 62, 67, and 70, computed with the Social Security Administration's own published formula and 2026 values. This first estimate is free, and nothing leaves your iPhone. UNLOCK YOUR FULL CLAIMING PLAN A Whenwise Plan subscription unlocks everything Whenwise computes for the claiming decision: ⢠Every claiming month from 62 to 70: slide and compare ⢠Break-even analysis with your own planning horizon ⢠Spousal benefits, finally clear, including the couples' grid ⢠What you'll actually keep: benefit taxation and Medicare IRMAA awareness ⢠RMD calculator from the official IRS table ⢠Advisor-ready PDF report you can print and share ⢠Import your my Social Security statement so estimates use SSA's actual record of your earnings, read on your iPhone and never sent anywhere ⢠Fresh numbers every October when SSA announces the new year ⢠Tap any card for a plain-English explanation WHENWISE PLAN PRICING $39.99 per year with a 7-day free trial, or $4.99 per week. Payment is charged to your Apple Account at confirmation of purchase. The subscription renews automatically unless canceled at least 24 hours before the end of the current period. Manage or cancel anytime in your Apple Account settings. PRIVATE BY DESIGN No account. No email. No SSN. Your information stays on your iPhone. HONEST BY DESIGN Every number is labeled with its assumptions and sources: the Social Security Administration's published formulas, IRS tables, and Medicare's official premium schedule. What we don't compute, we say so in plain English. Whenwise provides educational estimates, not financial advice. Whenwise is independent and is not affiliated with, endorsed by, or connected to the Social Security Administration. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Terms: https://whenwiseapp.com/terms · Privacy: https://whenwiseapp.com/privacy
Screenshots
Verdict
The clearest difference is in-app purchases: FERS Calc at none against Whenwise's 2. On price, ads, device support and iOS requirement there is nothing between them.
Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS
Both are free to download. Whenwise sells 2 in-app purchases, starting at $4.99 per 7 days. FERS Calc asks for nothing beyond the download.
| Parameter | FERS Calc | Whenwise |
|---|---|---|
| Price | Free | Free |
| Ads | No | No |
| In-app purchases | No ā better | Yes |
| Devices | iPhone, iPad ā better | iPhone |
| Requires iOS | 17.0 | 17.0 |
| Further details ā not scored | ||
| Size | 4 MB | 2 MB |
| Age rating | 17+ | 4+ |
| Developer | Stelmaszek Company Ltd | BerryBox LLC |
In-app purchases
FERS Calc
No in-app purchases
Whenwise
- Whenwise Weekly$4.997 Days
- Whenwise Annual7 Days trial$39.991 Year
Questions
Is FERS Calc free?
Is Whenwise free?
Do FERS Calc or Whenwise have ads?
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