Social Security Calculator App vs Whenwise

Welcome to the Social Security Calculator! This app is designed to help users estimate and optimize their Social Security retirement benefits by providing insights into how different claiming strategies can impact monthly benefits and overall retirement income. This app uses information sourced from the Social Security Administration but is not endorsed or certified by the SSA. This application should be used as a rough guide and for informational purposes only. Always seek the advice of a tax professional or social security administrator. This app and the results therein do not constitute tax or retirement advice.

When should you take Social Security? Whenwise shows you, to the dollar. Enter your birth date and recent earnings. In under a minute, see your estimated monthly check at 62, 67, and 70, computed with the Social Security Administration's own published formula and 2026 values. This first estimate is free, and nothing leaves your iPhone. UNLOCK YOUR FULL CLAIMING PLAN A Whenwise Plan subscription unlocks everything Whenwise computes for the claiming decision: • Every claiming month from 62 to 70: slide and compare • Break-even analysis with your own planning horizon • Spousal benefits, finally clear, including the couples' grid • What you'll actually keep: benefit taxation and Medicare IRMAA awareness • RMD calculator from the official IRS table • Advisor-ready PDF report you can print and share • Import your my Social Security statement so estimates use SSA's actual record of your earnings, read on your iPhone and never sent anywhere • Fresh numbers every October when SSA announces the new year • Tap any card for a plain-English explanation WHENWISE PLAN PRICING $39.99 per year with a 7-day free trial, or $4.99 per week. Payment is charged to your Apple Account at confirmation of purchase. The subscription renews automatically unless canceled at least 24 hours before the end of the current period. Manage or cancel anytime in your Apple Account settings. PRIVATE BY DESIGN No account. No email. No SSN. Your information stays on your iPhone. HONEST BY DESIGN Every number is labeled with its assumptions and sources: the Social Security Administration's published formulas, IRS tables, and Medicare's official premium schedule. What we don't compute, we say so in plain English. Whenwise provides educational estimates, not financial advice. Whenwise is independent and is not affiliated with, endorsed by, or connected to the Social Security Administration. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Terms: https://whenwiseapp.com/terms · Privacy: https://whenwiseapp.com/privacy