Retirement Calculator Tracker vs Whenwise

RETIREMENT CALCULATOR: Professional Retirement Planning for iOS Take control of your financial future with the most intuitive retirement calculator. Whether beginning retirement planning or optimizing strategy, our calculator helps you make confident decisions about money, investments, and financial security. FOUR PROFESSIONAL CALCULATORS Retirement Needs Calculator - Discover how much to save. Input age, retirement age, life expectancy, income, savings rate, and returns. Visual projections show year-by-year wealth growth. Saving Plan Calculator - Know your target? Calculate required contributions and investment growth. Understand how much to save. Safe Withdrawal Calculator - Determine sustainable retirement income. Calculate safe withdrawals accounting for inflation, returns, additional income, and life expectancy. Money Duration Calculator - How long will your money last? Enter savings and withdrawal amount to see exactly how many years your retirement funds support your lifestyle. KEY FEATURES Instant Live Results - Every input updates instantly with no buttons. Watch retirement picture change in real-time. Interactive Projections - Charts visualize wealth growth showing impact of savings, returns, inflation, and market volatility. Comprehensive Inputs - Account for income, savings, investment returns, inflation, volatility, additional income, and withdrawals. Save & Compare Plans - Create scenarios and compare plans side-by-side for better decisions. Share Analysis - Export projections and share with advisors, spouse, or family. Year-by-Year Breakdowns - See exactly how money flows through retirement with complete detail. Flexible Contributions - Calculate with annual, monthly, quarterly, or semi-annual contributions. Flexible Withdrawals - Project income with various withdrawal frequencies. See impact on security. Educational Resources - Info section explains retirement concepts, methodology, inflation, returns, and strategies. PREMIUM FEATURES Monte Carlo Simulation - Unlock simulated market scenarios showing true success rates with percentile analysis. Ad-Free Experience - Remove all ads for uninterrupted, distraction-free retirement planning. BUILT FOR ACCURACY Thoroughly Tested Formulas - Uses standard retirement planning methodologies. Inflation Accounting - Automatically adjust for inflation's impact throughout retirement. Investment Returns - Input expected returns based on portfolio risk and allocation. Market Volatility - Account for year-to-year variations with professional assumptions. Additional Income - Include pensions, Social Security, rental income to see impact. Privacy & Control - Full control over data and ad preferences adjustable anytime. Universal Design - Optimized for iPhone and iPad with iOS 17 support. Fully accessible with VoiceOver and dark mode. Financial Disclaimer - Educational tool. Consult qualified financial advisors for personalized retirement advice. RETIREMENT PLANNING THAT WORKS This calculator answers your most important questions: How much do I need? Am I on track? How much can I withdraw? Will my money last? Whether starting in your twenties, checking progress in your forties, or optimizing in your fifties, this calculator grows with you. Create retirement scenarios. Save multiple plans. Compare strategies. Share analysis with advisors. Watch wealth grow. Understand exactly when you can retire. No complex spreadsheets. No overwhelming complexity. Just straightforward retirement planning tools delivering fast, accurate, professional financial projections. QUICK ONBOARDING Answer three startup questions. We instantly seed all calculators with your information. Start planning your retirement with confidence. Make informed financial decisions. Take control of your retirement future with professional-grade retirement planning tools designed for everyone. EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

When should you take Social Security? Whenwise shows you, to the dollar. Enter your birth date and recent earnings. In under a minute, see your estimated monthly check at 62, 67, and 70, computed with the Social Security Administration's own published formula and 2026 values. This first estimate is free, and nothing leaves your iPhone. UNLOCK YOUR FULL CLAIMING PLAN A Whenwise Plan subscription unlocks everything Whenwise computes for the claiming decision: • Every claiming month from 62 to 70: slide and compare • Break-even analysis with your own planning horizon • Spousal benefits, finally clear, including the couples' grid • What you'll actually keep: benefit taxation and Medicare IRMAA awareness • RMD calculator from the official IRS table • Advisor-ready PDF report you can print and share • Import your my Social Security statement so estimates use SSA's actual record of your earnings, read on your iPhone and never sent anywhere • Fresh numbers every October when SSA announces the new year • Tap any card for a plain-English explanation WHENWISE PLAN PRICING $39.99 per year with a 7-day free trial, or $4.99 per week. Payment is charged to your Apple Account at confirmation of purchase. The subscription renews automatically unless canceled at least 24 hours before the end of the current period. Manage or cancel anytime in your Apple Account settings. PRIVATE BY DESIGN No account. No email. No SSN. Your information stays on your iPhone. HONEST BY DESIGN Every number is labeled with its assumptions and sources: the Social Security Administration's published formulas, IRS tables, and Medicare's official premium schedule. What we don't compute, we say so in plain English. Whenwise provides educational estimates, not financial advice. Whenwise is independent and is not affiliated with, endorsed by, or connected to the Social Security Administration. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Terms: https://whenwiseapp.com/terms · Privacy: https://whenwiseapp.com/privacy