Comparison

HSA Buddy vs ReceiptKeeper

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

HSA Buddy

Easily track your Health Savings Account (HSA) reimbursements by logging medical receipts directly to your Google Sheets and saving images to Google Drive. This app offers a private, portable, and audit-ready solution for managing your HSA finances without needing a separate account.

Highlights
  • Log medical receipts with vendor, amount, date, and image
  • Save receipts to Google Drive and data to Google Sheets
  • No server or HSA Buddy account required
  • Audit-ready and portable financial records
  • Filter and archive receipts
  • View saved receipt images in-app
Features
Read full description

HSA Buddy is a simple companion for tracking HSA reimbursements in your own Google Sheets and Google Drive. Log a medical receipt — vendor, amount, date, image — and HSA Buddy writes it straight to a spreadsheet in your Google account, and saves the receipt image to a folder in your Drive. That's it. No server. No HSA Buddy account. No syncing. Your records live where you can see them, search them, export them, and own them. Why your own Drive? • Audit-ready: keep every receipt in one place for tax time or your HSA administrator. • Portable: open the spreadsheet from any device, share it with a spouse, export it to CSV. • Private by default: HSA Buddy can only see the spreadsheet and receipts folder it created — nothing else in your Drive. Features • Quick capture: photograph or pick a receipt, fill three fields, save. • Smart list: filter by active, archived, or all; total amount and count at a glance. • Swipe-to-archive: keep your active list tidy without losing history. • Image viewer: open any saved receipt in-app. • Per-file Drive scope: HSA Buddy requests only `drive.file` access and cannot read any other files in your Drive. Privacy HSA Buddy does not operate a server. Your receipts, amounts, and notes live exclusively in your own Google Drive and Google Sheets. You can revoke HSA Buddy's access or delete your account from inside the app at any time. Read the full policy at hsabuddyhq.com/privacy. Requires a Google account.

About

ReceiptKeeper

Safely store and organize your Health Savings Account (HSA) receipts. This app helps you maximize the tax advantages of your HSA by allowing you to scan, categorize, and track expenses for future tax-free reimbursements.

Highlights
  • Instant receipt scanning
  • OCR for automatic data reading
  • Categorize 28 HSA-eligible expense types
  • Track reimbursable balance
  • Mark receipts as reimbursed
  • Private iCloud sync
Read full description

ReceiptKeeper — HSA Receipt Tracker Turn your Health Savings Account into a tax-free wealth-building machine. Most people spend their HSA like a debit card. Smart investors do something different: they pay medical expenses out-of-pocket, let their HSA investments grow for years, then reimburse themselves tax-free later. ReceiptKeeper keeps every receipt safe until that day comes. The HSA Triple Tax Advantage Your HSA is the only account with three tax benefits: 1. Contributions reduce your taxable income today 2. Investments grow completely tax-free 3. Withdrawals for medical expenses are always tax-free — even decades later The only requirement? Proof of expense. That's your receipts. Scan, Store, and Track - Instant receipt scanning with your iPhone camera - OCR automatically reads vendor, date, and amount - Categorized across 28 HSA-eligible expense types - Running total of your reimbursable balance - Mark receipts reimbursed when you make your withdrawal Private & Permanent Receipts sync to your personal iCloud Drive — not our servers. They're yours forever, even if you cancel. EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

HSA Buddy4 screens
ReceiptKeeper4 screens

Verdict

The call

The clearest difference is in-app purchases: HSA Buddy at none against ReceiptKeeper's 2. HSA Buddy also leads on update cadence (monthly vs every 3 months) and iOS requirement (15.1 vs 26.2). ReceiptKeeper's advantage is ads (none vs shown). On price, rating, review sentiment and ratings volume there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. ReceiptKeeper sells 2 in-app purchases, starting at $2.99 per month. HSA Buddy asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for HSA Buddy against 5.0 for ReceiptKeeper. Both are backed by a comparable volume of ratings — 1 and 2 respectively. Written reviews split almost evenly too, at 100% and 100% positive.

UpkeepUpdate frequency

HSA Buddy ships an update monthly, ReceiptKeeper every 3 months. The most recent releases landed on September 17, 2026 and June 29, 2026 respectively.

Scorecard5 real differences · 5 level
HSA Buddy versus ReceiptKeeper: the parameters behind the verdict, then further details
ParameterHSA BuddyReceiptKeeper
PriceFreeFree
Rating5.0 (1 ratings)5.0 (2 ratings)
Positive reviews100.0% of reviews100.0% of reviews
Number of ratings12 — better
Update frequencyMonthly — betterEvery 3 months
AdsYesNo — better
In-app purchasesNo — betterYes
MonetizationAd-supported — betterFreemium
DevicesiPhone, iPod — betteriPhone
Requires iOS15.1 — better26.2
Further details — not scored
Size19 MB4 MB
Age rating4+4+
DeveloperJack BeldingPatrick Ryan Lane

Customer experience

HSA Buddy

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

ReceiptKeeper

Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

HSA Buddy

No in-app purchases

2 purchases

ReceiptKeeper

Subscriptions2
  • Monthly Subscription$2.991 Month
  • Yearly Subscription$24.991 Year

Questions

Is HSA Buddy free?
HSA Buddy is free to download, with no in-app purchases.
Is ReceiptKeeper free?
ReceiptKeeper is free to download, with in-app purchases available.
Which has better reviews, HSA Buddy or ReceiptKeeper?
HSA Buddy and ReceiptKeeper are both rated 5.0 out of 5 on the App Store, from 1 and 2 ratings respectively.
Do HSA Buddy or ReceiptKeeper have ads?
HSA Buddy shows ads; ReceiptKeeper does not.
Which is updated more often, HSA Buddy or ReceiptKeeper?
HSA Buddy ships an update monthly, and ReceiptKeeper every 3 months. Most recently, HSA Buddy was updated on September 17, 2026 and ReceiptKeeper on June 29, 2026.

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