HSA Buddy vs HSA Vault

HSA Buddy is a simple companion for tracking HSA reimbursements in your own Google Sheets and Google Drive. Log a medical receipt — vendor, amount, date, image — and HSA Buddy writes it straight to a spreadsheet in your Google account, and saves the receipt image to a folder in your Drive. That's it. No server. No HSA Buddy account. No syncing. Your records live where you can see them, search them, export them, and own them. Why your own Drive? • Audit-ready: keep every receipt in one place for tax time or your HSA administrator. • Portable: open the spreadsheet from any device, share it with a spouse, export it to CSV. • Private by default: HSA Buddy can only see the spreadsheet and receipts folder it created — nothing else in your Drive. Features • Quick capture: photograph or pick a receipt, fill three fields, save. • Smart list: filter by active, archived, or all; total amount and count at a glance. • Swipe-to-archive: keep your active list tidy without losing history. • Image viewer: open any saved receipt in-app. • Per-file Drive scope: HSA Buddy requests only `drive.file` access and cannot read any other files in your Drive. Privacy HSA Buddy does not operate a server. Your receipts, amounts, and notes live exclusively in your own Google Drive and Google Sheets. You can revoke HSA Buddy's access or delete your account from inside the app at any time. Read the full policy at hsabuddyhq.com/privacy. Requires a Google account.

HSAVault 1.1 brings significant improvements to eligibility accuracy — the AI no longer hallucinate eligible amounts on grocery receipts, and the keyword engine has been tightened to avoid false positives on general merchandise. You can now upload PDFs directly from the Files app, manual entry is instant, and your merchant preferences (category, dependent) are reliably remembered across future scans. The Insights tab year picker now handles any number of years gracefully. Stop losing money from your HSA. HSAVault turns medical receipts into organized, expense records in seconds — with AI-powered scanning that runs entirely on your device. HOW IT WORKS Point your camera at any receipt. HSAVault instantly reads the merchant, date, amount, and tax. It checks IRS Publication 502 to confirm eligibility, suggests the right category, and saves everything securely on your device. No typing. No cloud uploads. No accounts to create. FEATURES • AI-powered receipt scanning with on-device OCR • HSA eligible amount auto-detection from receipt codes • Split transactions for mixed-eligibility receipts • HSA balance tracking with annual limits • Dependent tagging (Self, Spouse, Child) • Smart merchant rules that learn your preferences • Export as CSV, PDF report, or full image bundle • Year-end tax summary with IRS form references • Monthly spending insights and category breakdowns • Face ID & Touch ID biometric lock • Duplicate receipt detection PRIVACY BY DESIGN HSAVault processes everything on-device using Apple Vision. We don't have cloud servers. We don't collect data. We don't require accounts. Your health financial information is protected by Apple's built-in device encryption and for backup only lives in your own iCloud. FREE & PRO Start free with 5 AI scans per month, unlimited manual entry, balance tracking, and CSV export. Upgrade to Pro for unlimited scanning, PDF reports, full exports, tax summaries, and spending insights — just $9.99/year or $19.99 lifetime. Download HSAVault today and start turning receipts into tax savings. DISCLAIMER: HSAVault is a personal organizational tool for tracking HSA receipts. It does not provide tax, medical, or financial advice. Eligibility determinations are based on general IRS Publication 502 categories and may not be accurate for your specific situation. Contribution limits and IRS figures are informational only and subject to annual changes. Always consult a qualified tax professional or your HSA administrator before making financial decisions. Not affiliated with the IRS. We Follow Apple's EULA for subscriptions - https://www.apple.com/legal/internet-services/itunes/dev/stdeula/