Comparison

Budget Tracker vs Chipwise

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Budget Tracker

This app helps you understand your safe-to-spend amount by automatically deducting bills, subscriptions, and savings. It offers no-bank-connection tracking, Siri integration, and detailed financial insights through charts and on-device AI.

Highlights
  • Automatic bill and subscription deduction
  • No bank connection required
  • Siri and Spotlight integration
  • On-device AI for financial insights
  • Home and Lock Screen widgets
  • CSV import/export
  • Supports 180+ currencies
Features
Read full description

What's safe to spend right now? Not your bank balance. What's left after bills, subscriptions, and savings - before the next payday. No bank connection required. Ever. No account. No sign-in. Brim shows you one honest number, and it never leaves your iPhone. SET UP ONCE. KNOW EVERY DAY. Add your bills, subscriptions, and recurring expenses once. Brim deducts them automatically - that number on your home screen is what's actually yours to spend. No mental math. No guessing before you spend. NO BANK CONNECTION. STILL AUTOMATIC. Brim never connects to your bank. Set up an Apple Pay automation once, and every tap to pay logs itself as an expense - no manual entry, ever. BUILT FOR REAL LIFE Salary on the 29th. Freelance month. Two paychecks at different times. Brim plans on what you actually expect to earn, and adjusts as reality unfolds. ASK SIRI AI Ask Siri what's left in your budget, or for any category, like "Ask Brim what I have left for Coffee Shops." Ask Siri to add a transaction, hands free. Search your transactions right from Spotlight. UNDERSTAND YOUR MONEY, AT A GLANCE Six charts, each with one job. • Spending Breakdown - watch your paycheck flow from income to every category • Spending Trend - is this month better or worse than your usual? • Top Spending - which categories are absorbing the most? • Saving Rate - are you on track? Benchmarks included, not a vague thumbs-up Tap any chart. Apple Intelligence tells you what it means, in one sentence, on your device. ONE TAP TO ADD AN EXPENSE Tap once inside the app. Pick a category. Done. Or set up an Apple Pay automation in iOS Shortcuts and let your purchases log themselves. Whichever feels less like work. Brim also suggests the right emoji when you create a new category - small touch, but it makes the app feel like yours. YOUR ACCOUNTS, OVER TIME See your balance for every account or just one, from a week to all time. Touch the chart to read any day, and Apple Intelligence sums up what's on screen in one sentence. Add the Accounts widget, or ask Siri for your balance. WORKS WHILE YOU'RE NOT LOOKING • 9 Home Screen widgets, plus Lock Screen widgets • Browse what's ahead in the new Upcoming calendar • A reminder before a recurring payment goes out • Apple Pay automation via Shortcuts • Recurring bills auto-deducted every month PRIVATE BY DESIGN. NO SIGN-IN, EVER. Open Brim and start. No account to create, no email, no password. Your financial data lives on your device. iCloud sync goes through your personal account - we never see it. The AI features run on-device too - your transactions never leave your iPhone. BUILT TO BE FAST Opens instantly. No loading screen. Just your number, right there. Logging an expense on the go takes three seconds. That's the whole point. DATA YOU OWN • CSV import from other budget apps • CSV export anytime • 180+ currencies supported BUILT WITH YOU Made by one indie developer who uses Brim every day. Vote on the roadmap, email feedback, help shape what comes next. - Lazare Privacy: https://getbrim.app/privacy Terms: https://getbrim.app/terms

About

Chipwise

This app helps serious poker players meticulously track their sessions and financial performance. It provides detailed statistics, lightning-fast session entry, and privacy-focused data storage. Gain insights to improve your game and maximize profits.

Highlights
  • Track profit and ROI
  • Calculate hourly win rate
  • Log buy-in, cash-out, and stakes
  • View profit over time graphs
  • Filter statistics by stake level
  • Add notes and key hand reads
  • Supports multiple game types
Features
Read full description

Track every hand. Maximize every win. Chipwise is the ultimate poker session tracker for players who take their game seriously. Whether you're grinding online micros or crushing live cash games, keep complete control of your poker earnings. POWERFUL STATISTICS - Total Profit & ROI - Average Hourly Win Rate - Win/Loss Percentage - Best & Worst Sessions - Total Hours Played - Profit Over Time Graph See exactly how your game is performing with beautiful, easy-to-read charts and statistics. LIGHTNING FAST TRACKING Add a session in under 30 seconds: - Buy-in amount - Cash-out amount - Stakes (blinds) - Start time & duration - Optional notes No complicated forms. No endless menus. Just simple, elegant tracking. BUILT FOR POKER PLAYERS Track everything that matters: - Sessions from $0.10/$0.20 to $100/$200+ - Multiple game types (Hold'em, Omaha, PLO, Mixed) - Automatic profit & hourly rate calculations - Filter statistics by stake level - Add notes about key hands and reads - View trends with interactive profit graphs YOUR DATA, YOUR PRIVACY All your poker data stays on your device. No cloud sync. No tracking. No data sharing. Complete privacy for your poker bankroll. COMPLETELY FREE No subscriptions. No hidden costs. Just pure poker analytics. FROM CASUAL TO CRUSHER Whether you're: - Learning the game at micro stakes - Building your bankroll at small stakes - Grinding mid-stakes cash games - Crushing high-stakes tables Chipwise gives you the insights you need to improve your game and maximize your profits. MAKE BETTER DECISIONS Use your data to: - Find your most profitable stake levels - Identify your peak performance times - Track bankroll growth over time - Set realistic profit goals - Understand your win rate - Calculate true hourly earnings PERFECT FOR - Cash game grinders - Tournament players tracking side cash games - Casino regulars - Online poker players - Home game enthusiasts - Anyone serious about poker profits Turn your poker hobby into a business. Download Chipwise and start tracking your way to the top. Got questions or feedback? We'd love to hear from you!

Screenshots

Budget Tracker4 screens
Chipwise4 screens

Verdict

The call

The clearest difference is rating: Chipwise at 5.0 against Budget Tracker's 3.4. Chipwise also leads on in-app purchases (none vs 3). Budget Tracker's advantage is update cadence (every 11 days vs every 2 months) and ratings volume (5 vs 1). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Budget Tracker sells 3 in-app purchases, starting at $4.99 per month. Chipwise asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Chipwise holds the better App Store score, 5.0 against 3.4. That said, the two scores are not equally well evidenced: Budget Tracker has 5 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

Budget Tracker ships an update every 11 days, Chipwise every 2 months. Both last shipped on October 31, 2026.

Scorecard6 real differences · 4 level
Budget Tracker versus Chipwise: the parameters behind the verdict, then further details
ParameterBudget TrackerChipwise
PriceFreeFree
Rating3.4 (5 ratings)5.0 (1 ratings) — better
Positive reviews62.5% of reviews—
Number of ratings5 — better1
Update frequencyEvery 11 days — betterEvery 2 months
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreemiumFree — better
DevicesiPhone, iPadiPhone, iPad
Requires iOS18.6 — better26.2
Further details — not scored
Size150 MB2 MB
Age rating4+4+
DeveloperLazare KolebkaSunil Shroff

Customer experience

Budget Tracker

All ratings5 ratings
Positive60.0%
Neutral0.0%
Negative40.0%
Written reviews16 reviews
Positive62.5%
Neutral12.5%
Negative25.0%

Chipwise

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

3 purchases

Budget Tracker

Subscriptions2
  • Brim Pro$4.991 Month
  • Brim Pro7 Days trial$39.991 Year
One-time1
  • Brim Pro Lifetime$59.99
None

Chipwise

No in-app purchases

Questions

Is Budget Tracker free?
Budget Tracker is free to download, with in-app purchases available.
Is Chipwise free?
Chipwise is free to download, with no in-app purchases.
Which has better reviews, Budget Tracker or Chipwise?
Chipwise is rated higher. Budget Tracker averages 3.4 out of 5 from 5 ratings, while Chipwise averages 5.0 from 1 ratings.
Do Budget Tracker or Chipwise have ads?
Neither Budget Tracker nor Chipwise shows ads.
Which is updated more often, Budget Tracker or Chipwise?
Budget Tracker ships an update every 11 days, and Chipwise every 2 months. Most recently, Budget Tracker was updated on October 31, 2026 and Chipwise on October 31, 2026.

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